topic Re: can i ask chase? in Credit Cards

can i ask chase?

Anonymous — Mon, 11 May 2015 15:34:25 GMT

As many of you know i just paid off 3 of my credit cards that had me in debt.

2 were from chase ( CSP, Freedom)

That said can i call chase and ask them to do send an update to my Credit reports to show they are paid?

also cap 1 ?

i know discover will do it but i dont know chase..

Re: can i ask chase?

Anonymous — Mon, 11 May 2015 15:36:31 GMT

Seems like it wouldn't hurt to ask?

Re: can i ask chase?

Anonymous — Mon, 11 May 2015 15:40:26 GMT

Whenever I have a balance reported on my Chase cards, then pay them to zero it is reported to the CRAs withing a few days of payment, without asking.

Re: can i ask chase?

mongstradamus — Mon, 11 May 2015 15:40:59 GMT

@Anonymous wrote:
As many of you know i just paid off 3 of my credit cards that had me in debt.
2 were from chase ( CSP, Freedom)

That said can i call chase and ask them to do send an update to my Credit reports to show they are paid?
also cap 1 ?
i know discover will do it but i dont know chase..

Just to clarify are those two accounts from chase fully paid now? Because i am pretty sure chase will report as soon as they are fully paid , so you really wouldn't have to call i don't think. I don't know which other CC do midcycle reporting.

Re: can i ask chase?

Anonymous — Mon, 11 May 2015 15:45:08 GMT

Yes fully paid. going to call and ask.

Re: can i ask chase?

Anonymous — Mon, 11 May 2015 15:46:37 GMT

Chase reports once balance is paid to zero. No need to call.

Re: can i ask chase?

chalupaman — Mon, 11 May 2015 15:48:59 GMT

@Anonymous wrote:
Yes fully paid. going to call and ask.

you don't have to. Chase does midcycle reporting whenever you pay cards down to 0. They report to EX first usually right away.

Re: can i ask chase?

Anonymous — Mon, 11 May 2015 15:49:09 GMT

sapingo - whenever I pay a balance to Chase that is zero, they can't wait and report it out of sequence to the bureau (out of sequence meaning not at statement closing).

Re: can i ask chase?

Anonymous — Mon, 11 May 2015 16:17:21 GMT

Give it a week max and it will report!

Re: can i ask chase?

Anonymous — Mon, 11 May 2015 16:20:32 GMT

I'll add my name to the list of people this has happened to. It threw me off guard the first time since my Marriott card was my only card with a balance so my score dipped when Chase reported it at zero until I got another card to report with a balance...

Re: can i ask chase?

Anonymous — Mon, 11 May 2015 16:44:18 GMT

Perfect thanks popa!

@chalupaman wrote:
@Anonymous wrote:
Yes fully paid. going to call and ask.
you don't have to. Chase does midcycle reporting whenever you pay cards down to 0. They report to EX first usually right away.

Re: can i ask chase?

Anonymous — Mon, 11 May 2015 16:45:18 GMT

im expecting for my scores to go up .. thats im very anxious to see what happens!