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    <title>topic Re: FNBO Terminated Accounts. in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002220#M1123540</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/795862"&gt;@Membersince2013&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/507434"&gt;@ADARPegasus&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Well its not a lie and i will post the letter when i get it.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Aren't you the PenFed guy?&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes and that's just part of it. &amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Tue, 12 May 2015 18:18:58 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-05-12T18:18:58Z</dc:date>
    <item>
      <title>FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002159#M1123509</link>
      <description>&lt;P&gt;Bad day today. Everyone knows i got approved for the 3 cards with FNBO. The Sun Country Visa, Dodge Mastercard and Ram Mastercard. Turns out this morning all my accounts were closed because of to many inquires on my credit. I was like there are only 6 on there of which 3 of the inquires are theres. They said wait until the inquiries fall off and then reapply. I was like i dont understand. I didnt really think they close accounts for to many inquires let alone 6 inquiries.&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 17:50:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002159#M1123509</guid>
      <dc:creator>ADARPegasus</dc:creator>
      <dc:date>2015-05-12T17:50:54Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002164#M1123511</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/507434"&gt;@ADARPegasus&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Bad day today. Everyone knows i got approved for the 3 cards with FNBO. The Sun Country Visa, Dodge Mastercard and Ram Mastercard. Turns out this morning all my accounts were closed because of to many inquires on my credit. I was like there are only 6 on there of which 3 of the inquires are theres. They said wait until the inquiries fall off and then reapply. I was like i dont understand. I didnt really think they close accounts for to many inquires let alone 6 inquiries.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;FNBO is easily spooked. Any changes recently? Utilization spike?&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:02:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002164#M1123511</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-12T18:02:42Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002171#M1123513</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/507434"&gt;@ADARPegasus&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Bad day today. Everyone knows i got approved for the 3 cards with FNBO. The Sun Country Visa, Dodge Mastercard and Ram Mastercard. Turns out this morning all my accounts were closed because of to many inquires on my credit. I was like there are only 6 on there of which 3 of the inquires are theres. They said wait until the inquiries fall off and then reapply. I was like i dont understand. I didnt really think they close accounts for to many inquires let alone 6 inquiries.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sorry to hear.. Hmm, these accounts are closed also? Has something changed in your credit profile?&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 17:58:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002171#M1123513</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-12T17:58:27Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002180#M1123516</link>
      <description>&lt;P&gt;Sorry to hear. &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ron.&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:03:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002180#M1123516</guid>
      <dc:creator>Ron1</dc:creator>
      <dc:date>2015-05-12T18:03:11Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002201#M1123528</link>
      <description>&lt;P&gt;Well i mean it could be the refinancing of my Auto Loan. They specifically said to many inquires because to be honest i got those 3 cards and i wanted to apply for a 4 because they already approved 3. So when i apped for the 4th they&amp;nbsp;declined the app and then closed the other 3 accounts.&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:10:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002201#M1123528</guid>
      <dc:creator>ADARPegasus</dc:creator>
      <dc:date>2015-05-12T18:10:28Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002205#M1123530</link>
      <description>&lt;P&gt;Jonbuck, whether you changed your username or not doesn't change that this is about the 45th account you have had closed according to your posts. &amp;nbsp;I find it very troubling what you are doing here by trying to make others, that aren't so aware of your multiple previous posts and admitted lying in some of them, that your FNBO accounts were closed to due to 6 inquiries. &amp;nbsp; &amp;nbsp;They weren't &amp;nbsp;and most of what you post anymore strains credulity.&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:13:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002205#M1123530</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-12T18:13:18Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002212#M1123534</link>
      <description>&lt;P&gt;Well its not a lie and i will post the letter when i get it.&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:16:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002212#M1123534</guid>
      <dc:creator>ADARPegasus</dc:creator>
      <dc:date>2015-05-12T18:16:21Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002217#M1123537</link>
      <description>&lt;P&gt;Not again lol...&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:17:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002217#M1123537</guid>
      <dc:creator>Membersince2013</dc:creator>
      <dc:date>2015-05-12T18:17:20Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002218#M1123538</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/507434"&gt;@ADARPegasus&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Well its not a lie and i will post the letter when i get it.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Aren't you the PenFed guy?&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:17:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002218#M1123538</guid>
      <dc:creator>Membersince2013</dc:creator>
      <dc:date>2015-05-12T18:17:47Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002220#M1123540</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/795862"&gt;@Membersince2013&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/507434"&gt;@ADARPegasus&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Well its not a lie and i will post the letter when i get it.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Aren't you the PenFed guy?&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes and that's just part of it. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:18:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002220#M1123540</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-12T18:18:58Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002230#M1123545</link>
      <description>&lt;P&gt;Sorry to hear op. but really. you have more tragedies than any other person i have ever read about. i think it is time for you to just garden. good luck. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:24:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002230#M1123545</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-05-12T18:24:05Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002232#M1123547</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Jonbuck, whether you changed your username or not doesn't change that this is about the 45th account you have had closed according to your posts. &amp;nbsp;I find it very troubling what you are doing here by trying to make others, that aren't so aware of your multiple previous posts and admitted lying in some of them, that your FNBO accounts were closed to due to 6 inquiries. &amp;nbsp; &amp;nbsp;They weren't &amp;nbsp;and most of what you post anymore strains credulity.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thank you irish. at least im not the only one who smells a rat. my goodness. &lt;img id="smileyembarrassed" class="emoticon emoticon-smileyembarrassed" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-embarrassed.gif" alt="Smiley Embarassed" title="Smiley Embarassed" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:25:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002232#M1123547</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-05-12T18:25:08Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002236#M1123549</link>
      <description>&lt;P&gt;Very sorry to hear the unfortunate news&amp;nbsp; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:25:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002236#M1123549</guid>
      <dc:creator>galahad15</dc:creator>
      <dc:date>2015-05-12T18:25:46Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002255#M1123558</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Jonbuck, whether you changed your username or not doesn't change that this is about the 45th account you have had closed according to your posts. &amp;nbsp;I find it very troubling what you are doing here by trying to make others, that aren't so aware of your multiple previous posts and admitted lying in some of them, that your FNBO accounts were closed to due to 6 inquiries. &amp;nbsp; &amp;nbsp;They weren't &amp;nbsp;and most of what you post anymore strains credulity.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Epic post alert!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sorry Jonbuck, I'm not buying what you're selling.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:36:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002255#M1123558</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-12T18:36:48Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002259#M1123560</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/886701"&gt;@galahad15&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Very sorry to hear the unfortunate news&amp;nbsp; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It is not that we lack compassion for OP whose account has been closed but this is the story of OP's life.&amp;nbsp; After you hear it week and after week then you begin to wonder if OP is just hated by these credit card companies....&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;We want to help but at the same time constanstly posting these sobby stories is enough to even make a hamspter reading jaw's dropped.&amp;nbsp; Like seriously..&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:37:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002259#M1123560</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-12T18:37:59Z</dc:date>
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    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002277#M1123567</link>
      <description>&lt;P&gt;Stuff just isn't adding up... &amp;nbsp;Other then that I really don't know what to say..&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:44:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002277#M1123567</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-05-12T18:44:09Z</dc:date>
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    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002291#M1123572</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@CreditCuriousity wrote:&lt;BR /&gt;&lt;P&gt;Stuff just isn't adding up... &amp;nbsp;Other then that I really don't know what to say..&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I agree. There really isn't a lot to say. Wasn't it just last week that there were other accounts closed after being approved? With those nice scores something just doesn't add up.&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 18:52:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002291#M1123572</guid>
      <dc:creator>EdMan63</dc:creator>
      <dc:date>2015-05-12T18:52:49Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002322#M1123581</link>
      <description>&lt;P&gt;What purpose is this thread serving other than a pest-control expedition?&lt;/P&gt;</description>
      <pubDate>Tue, 12 May 2015 19:07:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002322#M1123581</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-12T19:07:04Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002427#M1123622</link>
      <description>Geez Louise!! &lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;&lt;BR /&gt;I am too old to have to sift thru fake bs threads. Ain't nobody got time for that!</description>
      <pubDate>Tue, 12 May 2015 19:54:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002427#M1123622</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2015-05-12T19:54:15Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Terminated Accounts.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002567#M1123665</link>
      <description>I'm not coming onto to the forums very much like I used too, so I don't know what's happened in the past. Seems a little off that they would shut you down for just 6 inquiries. That's nothing, it has to be for something else. Hope it all works out one way or the other, and sorry you got AA.</description>
      <pubDate>Tue, 12 May 2015 20:53:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Terminated-Accounts/m-p/4002567#M1123665</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-05-12T20:53:54Z</dc:date>
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