topic Re: Insurance doesn't take Amex in Credit Cards

Insurance doesn't take Amex

icyhot — Fri, 15 May 2015 16:40:28 GMT

So I decided to put all my bills and expenses on my Fidelity Amex for the flat 2%. Well would you know my insurance company (AAA) doesn't take Amex CC payments. DRATS. Super inconvenient cuz I only wanted to keep up with one credit card bill for utilities sake. But my gas will go on my BofA cash so I guess that will be my "car expenses" card

Re: Insurance doesn't take Amex

Anonymous — Fri, 15 May 2015 16:42:45 GMT

I've used my American Express to pay State Farm. It's sad that paying my insurance on a 1% card got me about $30 cash back!

Re: Insurance doesn't take Amex

JoshNurse — Fri, 15 May 2015 16:48:34 GMT

@Anonymous wrote:
I've used my American Express to pay State Farm. It's sad that paying my insurance on a 1% card got me about $30 cash back!

Move to state farm. I pay all my insurances with my Amex!

Re: Insurance doesn't take Amex

icyhot — Fri, 15 May 2015 16:49:53 GMT

I'd love to move insurance but I got in a car accident last year so nobody's gonna take me lol

Re: Insurance doesn't take Amex

celluloid17 — Fri, 15 May 2015 16:50:55 GMT

That was my dilemma as well. I was hoping to make Fidelity Amex my general bill pay and miscellaneous spend card, but one of my larger monthly bills is my health insurance and they only accept Visa and MC. This is where Citi Double Cash trumps Fidelity Amex for me.

Re: Insurance doesn't take Amex

JoshNurse — Fri, 15 May 2015 16:51:27 GMT

@Anonymous wrote:
I've used my American Express to pay State Farm. It's sad that paying my insurance on a 1% card got me about $30 cash back!

$3000 monthly car insurance. You driving a 30 micro 18k gold plated bugatti veryon?

Re: Insurance doesn't take Amex

JoshNurse — Fri, 15 May 2015 16:52:26 GMT

@icyhot wrote:
I'd love to move insurance but I got in a car accident last year so nobody's gonna take me lol

WHat happens when you crash and its your fault? DOes the monthly fee go up? Not sure how it works yet

Re: Insurance doesn't take Amex

Anonymous — Fri, 15 May 2015 16:53:06 GMT

Lmao josh.

Re: Insurance doesn't take Amex

icyhot — Fri, 15 May 2015 16:53:28 GMT

Yup my policy shot up $60 a month

Re: Insurance doesn't take Amex

Anonymous — Fri, 15 May 2015 16:54:22 GMT

That's a big jump. I got into accident lag year the monthly fee went up about $1.20

Re: Insurance doesn't take Amex

Anonymous — Fri, 15 May 2015 16:58:27 GMT

@JoshNurse wrote:
@Anonymous wrote:
I've used my American Express to pay State Farm. It's sad that paying my insurance on a 1% card got me about $30 cash back!

$3000 monthly car insurance. You driving a 30 micro 18k gold plated bugatti veryon?

I wish! The $3,000 paid for insurance for both of my cars for the next 6 months, and renter's insurance for the next year. I don't have to pay again until the end of October.

I do drive a Saab convertible, but it's 11 years old and worth slightly less than the car in your picture.

Re: Insurance doesn't take Amex

JoshNurse — Fri, 15 May 2015 16:56:59 GMT

@icyhot wrote:
Yup my policy shot up $60 a month

Thats a lot.. You need to find another insurance company. Who are you insured with?

Is it this one or something similar?

Re: Insurance doesn't take Amex

icyhot — Fri, 15 May 2015 16:57:12 GMT

I'm also under 25 so I think that makes a difference

Re: Insurance doesn't take Amex

icyhot — Fri, 15 May 2015 16:58:13 GMT

No it's car insurance through AAA for AAA members. Called The Members Insurance Company

Re: Insurance doesn't take Amex

Anonymous — Fri, 15 May 2015 16:59:11 GMT

Being 25 would make you pay more. But 60 dollar jump for one accident is ridiculous. Was it a major pile up on the freeway caused by you, causing extensive property damage? Lol

Re: Insurance doesn't take Amex

icyhot — Fri, 15 May 2015 17:00:06 GMT

No, just wasn't paying attention to the road and hit someone in the back.

Re: Insurance doesn't take Amex

Anonymous — Fri, 15 May 2015 17:02:17 GMT

Exactly, lol. So that jump is astronomical considering. Try taking your business elsewhere. Get quotes. Someone will take you for less despite the accident.

Re: Insurance doesn't take Amex

icyhot — Fri, 15 May 2015 17:05:23 GMT

Trust me I've tried. I'm not worried about the cost. It tends to go down if I had no issues. Just sucks that I can't use my Amex

Re: Insurance doesn't take Amex

Anonymous — Fri, 15 May 2015 17:06:51 GMT

Yeah, oh well. Well as you said you have your dedicated car card lol. Gas and insurance. Use it for maintenence too, lol.

Re: Insurance doesn't take Amex

Anonymous — Fri, 15 May 2015 17:07:57 GMT

It always slightly bugs me when I can't maximize my benefits like that.

I know it's just 1%... still, something inside me dies when I use a suboptimal card. Almost considered opening a Double Cash from Citi for that purpose.