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    <title>topic Black card in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013360#M1127003</link>
    <description>Anyone have this card? I am not really looking at getting it because of the af but I just want to know how people use it and like it.</description>
    <pubDate>Sun, 17 May 2015 20:46:30 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-05-17T20:46:30Z</dc:date>
    <item>
      <title>Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013360#M1127003</link>
      <description>Anyone have this card? I am not really looking at getting it because of the af but I just want to know how people use it and like it.</description>
      <pubDate>Sun, 17 May 2015 20:46:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013360#M1127003</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-17T20:46:30Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013367#M1127005</link>
      <description>&lt;P&gt;I assume you are talking about the fake&amp;nbsp;Barlcay's Black card not the Centurion Black Amex Card.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Very few people have it on this forum... One person has it with no AF for life, not sure how he was targeted and a few others do, but not a popular card overall as the rewards stink compared to the AF.. Not even a Visa Signature card w/those benefits either.. &amp;nbsp;Its all marketing and the wow factor of people pretending to be wealthly is their target market/audience I am guessing.. &amp;nbsp;I guess a few peope could have a use for it if they traveled a ton, but still way better options out there.&lt;/P&gt;</description>
      <pubDate>Sun, 17 May 2015 21:17:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013367#M1127005</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-05-17T21:17:14Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013374#M1127006</link>
      <description>&lt;P&gt;lol, that's what I figured. Once they start singing rap songs about it, you can figure it is no good!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 17 May 2015 20:54:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013374#M1127006</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-17T20:54:20Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013421#M1127014</link>
      <description>&lt;P&gt;Even with no AF like the one poster has, I see nothing exciting about this card. Considering the fact that you have to assume you'd be paying the AF, I see no reason why anyone would want this card at all. 1% back is something you can get for free without having to jump through hoops and hope to have it waived.&lt;/P&gt;</description>
      <pubDate>Sun, 17 May 2015 21:13:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013421#M1127014</guid>
      <dc:creator>kdm31091</dc:creator>
      <dc:date>2015-05-17T21:13:58Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013521#M1127031</link>
      <description>&lt;P&gt;the rap songs are not about the barclays black card&amp;nbsp;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 17 May 2015 21:55:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013521#M1127031</guid>
      <dc:creator>greasypeanut</dc:creator>
      <dc:date>2015-05-17T21:55:52Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013661#M1127049</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/598244"&gt;@greasypeanut&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;the rap songs are not about the barclays black card&amp;nbsp;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;LoL&lt;/P&gt;</description>
      <pubDate>Sun, 17 May 2015 22:52:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013661#M1127049</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-17T22:52:35Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013683#M1127050</link>
      <description>if you're talking about the centurion then the platinum is a better value</description>
      <pubDate>Sun, 17 May 2015 23:00:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013683#M1127050</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-17T23:00:44Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013687#M1127051</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/598244"&gt;@greasypeanut&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;the rap songs are not about the barclays black card&amp;nbsp;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah, that's what I'm thinking, so OP needs to please provide a web link to the "black card" they are talking about.&lt;/P&gt;&lt;P&gt;The AMEX Centurion is certainly a coveted card on these boards.&lt;/P&gt;&lt;P&gt;The Barclays Black Card, however, is not.&lt;/P&gt;</description>
      <pubDate>Sun, 17 May 2015 23:01:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013687#M1127051</guid>
      <dc:creator>NRB525</dc:creator>
      <dc:date>2015-05-17T23:01:31Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013688#M1127052</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;if you're talking about the centurion then the platinum is a better value&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Perhaps, but if you could get a Centurion card, would you really be caring about the 1% points you were getting on the Platinum?&lt;/P&gt;</description>
      <pubDate>Sun, 17 May 2015 23:02:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013688#M1127052</guid>
      <dc:creator>NRB525</dc:creator>
      <dc:date>2015-05-17T23:02:42Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013722#M1127066</link>
      <description>idc how rich you are, it takes common sense to realize you're getting very similar benefits and spending $2,050 less each year and not spending $5k just to be approved lol.</description>
      <pubDate>Sun, 17 May 2015 23:14:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4013722#M1127066</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-17T23:14:55Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4016563#M1127964</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;$5k just to be approved&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Must be a &lt;A target="_blank" href="https://web.aexp-static.com/us/content/pdf/cardmember-agreements/centurion/CenturionAECB.pdf"&gt;knock&lt;/A&gt;&lt;A target="_blank" href="https://web.aexp-static.com/us/content/pdf/cardmember-agreements/centurion/CenturionFSB.pdf"&gt;&amp;nbsp;off&lt;/A&gt;.&lt;/P&gt;</description>
      <pubDate>Tue, 19 May 2015 01:40:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4016563#M1127964</guid>
      <dc:creator>cjc343</dc:creator>
      <dc:date>2015-05-19T01:40:53Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4016578#M1127968</link>
      <description>yes you're right. my mistake lol. for some reason i thought it was $7,500 TOTAL the first year. yes, i did make a mistake with my price there. good catch.</description>
      <pubDate>Tue, 19 May 2015 01:46:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4016578#M1127968</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-19T01:46:15Z</dc:date>
    </item>
    <item>
      <title>Re: Black card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4016628#M1127975</link>
      <description>&lt;P&gt;No harm meant...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If someone was 'applying', a $2.5k change in the initiation fee probably isn't going to deter them. If it did, they weren't really very interested in being offered a Centurion.&lt;/P&gt;</description>
      <pubDate>Tue, 19 May 2015 02:06:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Black-card/m-p/4016628#M1127975</guid>
      <dc:creator>cjc343</dc:creator>
      <dc:date>2015-05-19T02:06:48Z</dc:date>
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