topic Re: Request Macy's CLI in Credit Cards

Request Macy's CLI

Anonymous — Tue, 05 May 2015 17:39:06 GMT

Would a CLI request for a Macy's in store card be a hard credit check?

Re: Request Macy's CLI

Anonymous — Tue, 05 May 2015 17:48:02 GMT

Most likely yes. I asked them on their chat and the CSR said it is a SP & internal system review and "if warranted" then a HP. She was required to get my permission for the HP so I came to the conclusion that, in all likelihood, it is a HP.

Re: Request Macy's CLI

Anonymous — Tue, 05 May 2015 17:52:55 GMT

I have had my card for almost 2yrs. Started at 300 now 3K. Never have I taken a hard pull. But YMMV

Re: Request Macy's CLI

Anonymous — Tue, 05 May 2015 18:12:35 GMT

I requested the CLI online. I'm sure that counts as my "permission" for the HP 😕

Re: Request Macy's CLI

Anonymous — Tue, 05 May 2015 18:17:02 GMT

@Anonymous wrote:
I requested the CLI online. I'm sure that counts as my "permission" for the HP 😕

As Ramocita stated, it will depend as I have also never gotten a HP for a CLI. They will tell you if it going to be a hardpull. You best best is to chat with someone online from the credit department and see if it is so - HP in your case...

Re: Request Macy's CLI

Anonymous — Sun, 17 May 2015 23:09:33 GMT

This is my first post here. On Thursday I iniitiated a CLI with Macy's online. But I asked if it was going to be a hard or soft pull to avoid dinging my credit. A CLI was approved, and the responder stated that it was not a hard inquiry, but a soft pull. Request an increase and query them in the message section.

Re: Request Macy's CLI

Anonymous — Wed, 04 Nov 2015 16:10:13 GMT

My Macy's card had a credit line of $100 opened Jan 2015.

Last Night I called for a CLI. Nice lady asked me how much I was looking for, I stated 1,500 would be PERFECT as I am getting ready to start some of my Holiday shopping this weekend.

She asked me if I was looking for 1,400 + the existing 100, or 1500 + 100. I stated 1,400 + 100 would be PERFECT. She asked to verify my income as well as rent/own, then very quickly came back with an APPROVAL for 1.5k.

Credit Karma shows as SP!!!!

I'm in the 670's, Goal is 700+ by EOY.

Utilization is less than 4%

Bloom: 3k; Care Credit 3.6k; C&B 2,250; Finger 1.5k; Gettington 1,950; HC 6k; HSN 1,750; Macy 1.5k; Wards 700; NM 3.7k; Nord 2.5k; Target 1.3k; TJ Maxx 700

CapOne 500; CapOne Spark 1k

July 2015 FICOs: TU: 651; EX: 639; EQ: 673