topic Re: Got two new cards, how should I use them? in Credit Cards

Got two new cards, how should I use them?

Anonymous — Fri, 22 May 2015 04:33:03 GMT

Got two new cards and wanted to know what is the best way to go about using them and paying them Soni can get a good credit line.

Discover Card NHL $1600 - $190 Balance

Capital One BuyPower $750 CL - $0 Balance.

My Timewarner bill is due of $142 should I put that on the Cap one and pay it off when the bill comes? Also for the discover card shoul I break that into two payments or pay it of when the bill comes as well?

Thanks

Art,

Re: Got two new cards, how should I use them?

Jaylima91 — Wed, 20 May 2015 22:46:20 GMT

Who's Soni? Why are you speaking in third person?

Re: Got two new cards, how should I use them?

Anonymous — Wed, 20 May 2015 22:48:02 GMT

Soni = So I. (I think)

Re: Got two new cards, how should I use them?

Jaylima91 — Wed, 20 May 2015 23:02:22 GMT

Put the TW bill on CapOne and pay in full. The $190, PIF as well. Let a small balance report on either card for maximum effect on CR but PIF for maximum CLI potential.

Re: Got two new cards, how should I use them?

Anonymous — Wed, 20 May 2015 23:39:27 GMT

@Jaylima91 wrote:
Who's Soni? Why are you speaking in third person?

ROTFL

Re: Got two new cards, how should I use them?

Anonymous — Wed, 20 May 2015 23:41:08 GMT

use them as you please you try to pay in full.

Re: Got two new cards, how should I use them?

Anonymous — Wed, 20 May 2015 23:44:20 GMT

@Anonymous wrote:
Soni got two new cards and wanted to know what is the best way to go about using them and paying them Soni can get a good credit line.

Discover Card NHL $1600 - $190 Balance
Capital One BuyPower $750 CL - $0 Balance.
My Timewarner bill is due of $142 should I put that on the Cap one and pay it off when the bill comes? Also for the discover card shoul I break that into two payments or pay it of when the bill comes as well?

Thanks
Art,

Only have one card reporting 1%-9% to the credit bureaus to maximize FICO. For the other cards, you as you would but just pay before statement cuts and you will be fine.