topic Re: Still Pending........ in Credit Cards

Still Pending........

Anonymous — Sun, 07 Sep 2008 14:22:36 GMT

Hello All...I am one of the few customers with Juniper that has not been pi***d off as of yet and decided to go for a second card, I currently have had the platinum for 9 months and decided to try for the US Airways Premier World card. I apped on Friday afternoon and got the "Thank you for applying we need up to 10 days to review your application" message. I figured that this is probably a denial but called on Sunday and was told that the application is still pending a decision. Anyone else have this happen with Juniper? I am on pins and needles hoping I was approved but also realize Junny is an unpredictable animal. Anyone have some insight?

Re: Still Pending........

smallfry — Sun, 07 Sep 2008 15:39:30 GMT

Sorry no. But if I were you I would stay off the phone and let Nature takes its course. Juniper can be strange. Whatever happens happens. Good luck though. IF you get the card I wouldn't try a combine and close anytime soon either.

Re: Still Pending........

Anonymous — Sun, 07 Sep 2008 15:45:43 GMT

I remember when i applied it almost took me a month an a half to get my denial letter but every time i would call the 800 number that month in a half it would tell me my application is still pending why do they say that an they no they flat out denied me lol

Re: Still Pending........

wmarat — Sun, 07 Sep 2008 18:18:09 GMT

smallfry wrote:
Sorry no. But if I were you I would stay off the phone and let Nature takes its course. Juniper can be strange. Whatever happens happens. Good luck though. IF you get the card I wouldn't try a combine and close anytime soon either.

Patience is a virtue.

Re: Still Pending........

Anonymous — Mon, 08 Sep 2008 13:34:42 GMT

OK everybody....I am not stressed anymore....I called the backdoor number for Juniper (Thank you Fico Forum), and talked to an analyst monday morning. He reviewed my account and said "Well I see that your highest credit line is with us which is $3500." "We can approve you for the US Airways Dividend card for $1500, as your total line with us is $5000." He then said " If you would like to allocated some of your credit line from your existing account to this card, you can". I said great put $500 more on my new US Airways card and make it an even $2000." He said "done, would you like us to over night your card?"

Moral of the story....Just because you are not instantly approved with Juniper doesn't mean you are denied. I now have two Juniper cards - One for $3000 and one for $2000. Thanks Everyone!!

Re: Still Pending........

Anonymous — Mon, 08 Sep 2008 13:58:38 GMT

rjkl wrote:
OK everybody....I am not stressed anymore....I called the backdoor number for Juniper (Thank you Fico Forum), and talked to an analyst monday morning. He reviewed my account and said "Well I see that your highest credit line is with us which is $3500." "We can approve you for the US Airways Dividend card for $1500, as your total line with us is $5000." He then said " If you would like to allocated some of your credit line from your existing account to this card, you can". I said great put $500 more on my new US Airways card and make it an even $2000." He said "done, would you like us to over night your card?"

Moral of the story....Just because you are not instantly approved with Juniper doesn't mean you are denied. I now have two Juniper cards - One for $3000 and one for $2000. Thanks Everyone!!

Congrats.