topic Re: Amex APR Reduction in Credit Cards

Amex APR Reduction

trant3 — Mon, 25 May 2015 00:27:18 GMT

Small win for me but figured I'd share, requested via chat with Amex to reduce my current APR which is 14.50 %, the CSR took about 2-3 minutes came back and said she was able to reduce it down to 10.24 %! Awesome.

Re: Amex APR Reduction

Anonymous — Mon, 25 May 2015 00:27:53 GMT

@trant3 wrote:
Small win for me but figured I'd share, requested via chat with Amex to reduce my current APR which is 14.50 %, the CSR took about 2-3 minutes came back and said she was able to reduce it down to 10.24 %! Awesome.

Nice APR reduction

Re: Amex APR Reduction

I-think-I-can — Mon, 25 May 2015 00:34:25 GMT

That's great! Congrats!

Re: Amex APR Reduction

alextercero — Mon, 25 May 2015 01:06:54 GMT

Nice! Congrats

Re: Amex APR Reduction

Themanwhocan — Mon, 25 May 2015 01:09:57 GMT

@trant3 wrote:
Small win for me but figured I'd share, requested via chat with Amex to reduce my current APR which is 14.50 %, the CSR took about 2-3 minutes came back and said she was able to reduce it down to 10.24 %! Awesome.

Did you call 800-528-4800 ?

Re: Amex APR Reduction

trant3 — Mon, 25 May 2015 01:19:01 GMT

Requested via chat

Re: Amex APR Reduction

FocusedAndDetermined — Mon, 25 May 2015 01:24:08 GMT

Good work - congrats!

Re: Amex APR Reduction

12njoy — Mon, 25 May 2015 01:24:23 GMT

@Themanwhocan wrote:
@trant3 wrote:
Small win for me but figured I'd share, requested via chat with Amex to reduce my current APR which is 14.50 %, the CSR took about 2-3 minutes came back and said she was able to reduce it down to 10.24 %! Awesome.
Did you call 800-528-4800 ?

Congrats OP. Themanwhocan, you can call the number on the back of your card and they can process for you as well. I got mine lowered some months ago (not as hefty as OP) from 17.9 to 13.9%.

Re: Amex APR Reduction

Anonymous — Mon, 25 May 2015 01:37:40 GMT

Congrats on the reduction!

Re: Amex APR Reduction

Themanwhocan — Mon, 25 May 2015 02:47:47 GMT

@12njoy wrote:
@Themanwhocan wrote:
@trant3 wrote:
Small win for me but figured I'd share, requested via chat with Amex to reduce my current APR which is 14.50 %, the CSR took about 2-3 minutes came back and said she was able to reduce it down to 10.24 %! Awesome.
Did you call 800-528-4800 ?
Congrats OP. Themanwhocan, you can call the number on the back of your card and they can process for you as well. I got mine lowered some months ago (not as hefty as OP) from 17.9 to 13.9%.

My Amex BCE started at the lowest advertized APR. I tried for an APR reduction via chat a week or so ago, and when they couldnt do it they referred me to call that number because they can reduce APR below the advertized range. So, since the OP's APR was reduced so low, I wondered if he called the special number.

Re: Amex APR Reduction

prabs99 — Mon, 25 May 2015 05:34:12 GMT

Congrats on the APR reduction.

Re: Amex APR Reduction

NRB525 — Mon, 25 May 2015 05:38:20 GMT

Congratulations! Nice APR.

I tried last November, but had already accepted the 12-months reduced APR at 6.9%, so I'm using that a bit, but they said while the temporary APR is in effect, I can't get a reduction from my 19.24% rate. As soon as the 6.9% expires, I'm on chat asking Probably only goes to 17.24%, but we'll see.

Re: Amex APR Reduction

ksantangelo23 — Mon, 25 May 2015 21:24:32 GMT

Congrats OP, recently reduced my Surpass to 11.40% I wonder if we'll ever hit the single digits.