topic Re: Credit one in Credit Cards

Credit one

Jpmack29 — Sun, 24 May 2015 19:50:08 GMT

this card hardly gets any use what so ever, it's my sock drawer card. It only sees the light of day once a month, to buy a $2 pack of gum to show activity. I was wondering, all my other cards and future goal cards are available on Apple pay and Google wallet. Any chance of credit one being available on these platforms? I want to close the card, being I've had it for 2 years but will prob keep it a lil longer. It would be convenient to have on mobile payment platforms tho. Any idea if it will? Thanks everyone and enjoy this three day weekend

Re: Credit one

ksantangelo23 — Sun, 24 May 2015 19:51:58 GMT

I'd close is as soon as possible. It served its purpose, given what's in your signature.

Re: Credit one

Jpmack29 — Sun, 24 May 2015 20:01:27 GMT

Your right, but once I'm out of the garden the end of this year, and get the couple cards I'm looking forward to get. Then I will. Certainly not a card I want to hold much longer, as you said. It served its purpose.

Re: Credit one

Anonymous — Mon, 25 May 2015 13:35:39 GMT

I wish Credit One had the knowhow to get on the applepay bandwagon. Heck, for the first 6 months, I had to reset my password EVERY time I wanted to login on a mobile device! $49 annual fee for 1 percent cb on gas. ya, not worth it. And they make people pay $9.95 for a CLI! CRAZY!

That being said, like you, I am thankful for them. My oldest account is 6/13 care credit, then credit one 4/14....so yeah. I am probably stuck paying another year or two of annual fee's so my AAoA dont go wonky!

Re: Credit one

Anonymous — Mon, 25 May 2015 09:42:44 GMT

Or you could call them and demand that they waive their ridiculous annual fee...

Re: Credit one

Anonymous — Mon, 25 May 2015 14:32:08 GMT

@Jpmack29 wrote:
this card hardly gets any use what so ever, it's my sock drawer card. It only sees the light of day once a month, to buy a $2 pack of gum to show activity. I was wondering, all my other cards and future goal cards are available on Apple pay and Google wallet. Any chance of credit one being available on these platforms? I want to close the card, being I've had it for 2 years but will prob keep it a lil longer. It would be convenient to have on mobile payment platforms tho. Any idea if it will? Thanks everyone and enjoy this three day weekend

You pay far too many fees with CreditOne for it to make sense to carry even a month longer than you have to, especially with the cards you have. The $2 pack of gum is probably running you $10-$20 per month, once you factor in the annual fee (paid monthly) and the fee to pay the card. Just close it.

Re: Credit one

Anonymous — Mon, 25 May 2015 14:36:42 GMT

+1 Close, shred, burn.

Not nesc in that order.

Re: Credit one

BallBounces — Mon, 25 May 2015 15:01:59 GMT

@Anonymous wrote:
@Jpmack29 wrote:
this card hardly gets any use what so ever, it's my sock drawer card. It only sees the light of day once a month, to buy a $2 pack of gum to show activity. I was wondering, all my other cards and future goal cards are available on Apple pay and Google wallet. Any chance of credit one being available on these platforms? I want to close the card, being I've had it for 2 years but will prob keep it a lil longer. It would be convenient to have on mobile payment platforms tho. Any idea if it will? Thanks everyone and enjoy this three day weekend
You pay far too many fees with CreditOne for it to make sense to carry even a month longer than you have to, especially with the cards you have. The $2 pack of gum is probably running you $10-$20 per month, once you factor in the annual fee (paid monthly) and the fee to pay the card. Just close it.

If you are paying in order to make a payment to CreditOne, "you are doing it wrong".

But back to the OP, it is time to cancel as soon as possible.

Re: Credit one

Anonymous — Mon, 25 May 2015 15:40:12 GMT

close that bad boy

Re: Credit one

baller4life — Mon, 25 May 2015 15:41:37 GMT

CLOSE that turd!

Re: Credit one

Anonymous — Mon, 25 May 2015 20:16:31 GMT

that aint gonna happen. I have tried and tried about 20 times to get the fee removed. they will not do it!

Re: Credit one

Anonymous — Mon, 25 May 2015 22:07:40 GMT

Then close it.

Re: Credit one

securingourfuture — Mon, 25 May 2015 22:12:13 GMT

@Jpmack29 wrote:
this card hardly gets any use what so ever, it's my sock drawer card. It only sees the light of day once a month, to buy a $2 pack of gum to show activity. I was wondering, all my other cards and future goal cards are available on Apple pay and Google wallet. Any chance of credit one being available on these platforms? I want to close the card, being I've had it for 2 years but will prob keep it a lil longer. It would be convenient to have on mobile payment platforms tho. Any idea if it will? Thanks everyone and enjoy this three day weekend

Agree with the others. Cut (and burn) it! I just got rid of mine and man, did it feel great!

Re: Credit one

Anonymous — Mon, 25 May 2015 22:38:15 GMT

You can close it now. With that Care Credit account from 2013 and the other accounts you have opened that is sufficient for your overall profile to function just fine.

Plus the Credit One account will still stay on your bureaus for 10 years.