topic Re: I've concluded I'm weird - I like closing cards in Credit Cards

I've concluded I'm weird - I like closing cards

Anonymous — Tue, 26 May 2015 17:55:35 GMT

So, I've picked up six new cards this year. Feels great! But, I've also closed three. That also felt good, sort of the opposite of the norm around here. Is there something wrong with me?

Re: I've concluded I'm weird - I like closing cards

northface28 — Tue, 26 May 2015 17:57:42 GMT

As my wife poignantly points out, the fact you/me spend so much time on a credit card forum indicates something is wrong with us. And she works for Discover at their corporate office in Riverwoods, IL.

Re: I've concluded I'm weird - I like closing cards

Anonymous — Tue, 26 May 2015 18:06:46 GMT

Is there something wrong with me? - Nope! Its liberating. Looking to close a couple next year with no regrets. In the meantime if Citi plays nice maybe I can get AAdvantage without a hassle next month

Re: I've concluded I'm weird - I like closing cards

Anonymous — Tue, 26 May 2015 18:04:21 GMT

@Anonymous wrote:
Is there something wrong with me? - Nope! Its liberating. Looking to close a couple next year with no regrets. In the meantime if Citi plays nice maybe I can get AA without a hassle next month

I think I would actually spell that out instead of using that scary acronym.

Re: I've concluded I'm weird - I like closing cards

nightglider — Tue, 26 May 2015 18:05:00 GMT

I don't have a problem closing cards. In fact, I don't think any of my open TL's are more than a year old (the Amex might be).

Note that I'm not saying you're not weird, but at least you're in good company.

Re: I've concluded I'm weird - I like closing cards

baller4life — Tue, 26 May 2015 18:05:52 GMT

Nothing wrong with you at all. I've closed quite a few myself. Closing Delta next month as a matter of fact. Diners is getting the axe in November. When cards no longer serve a purpose or you can't justify an af, ditch em!

Re: I've concluded I'm weird - I like closing cards

Anonymous — Tue, 26 May 2015 18:06:07 GMT

cthu I forgot about all these dang acronyms around here. AAdvantage!

Re: I've concluded I'm weird - I like closing cards

JSS3 — Tue, 26 May 2015 18:18:55 GMT

I'm a hoarder. I'm weird in that way.

Re: I've concluded I'm weird - I like closing cards

CreditCuriosity — Tue, 26 May 2015 18:30:12 GMT

@baller4life wrote:
Nothing wrong with you at all. I've closed quite a few myself. Closing Delta next month as a matter of fact. Diners is getting the axe in November. When cards no longer serve a purpose or you can't justify an af, ditch em!

the AF is worth the hidden TL... Baby jesus is about to cry come November. What I would do to have been able to jump on that bandwagon when it existed.

On a side note last year this year I closed out 4-5 CC.. Probably will kill off one of my Cap 1's this year.. Thought about killing off the Delta come november, but the MSD/Backdating to good to do that and worth the AF.. Need to find another CC to pick on, maybe it will be the freedom come Nov.. I dunno.. Most of my cards serve a purpose execpt the Cap 1's.. They do cause they are my oldest TL's 2004 and well the Delta MSD other ones other than freedom I cherish, but freedom has the 5% restaurant months.. ugh

My Wallet really only 3 cards are important CSP/Amex Ed/SM... Other slot of 4 CC's gets swaped depending on Quarter or if some other card needs a month of love.

Re: I've concluded I'm weird - I like closing cards

Anonymous — Tue, 26 May 2015 18:24:57 GMT

Id have liked a Diners approval too.

Re: I've concluded I'm weird - I like closing cards

-Cal- — Tue, 26 May 2015 18:27:32 GMT

which cards did you close?

Re: I've concluded I'm weird - I like closing cards

baller4life — Tue, 26 May 2015 18:28:36 GMT

Well if y'all wanna pay the $89 af, you can have mine! Just not worth it to me for a hidden line. And pay 13% interest to carry a balance and I have 8% Ring and multiple cards throwing 0% bt promotion at me all the time? I think not!

Re: I've concluded I'm weird - I like closing cards

Anonymous — Tue, 26 May 2015 18:29:42 GMT

No thank you ma'am @baller

Re: I've concluded I'm weird - I like closing cards

CreditCuriosity — Tue, 26 May 2015 18:33:33 GMT

@baller4life wrote:
Well if y'all wanna pay the $89 af, you can have mine! Just not worth it to me for a hidden line. And pay 13% interest to carry a balance and I have 8% Ring and multiple cards throwing 0% bt promotion at me all the time? I think not!

Would pay you 200$ if you could convince BMO to transfer your Card/TL to my name and of course the 89$ AF for me Don't carry balances so APR aren't the be all to me, but obviously you see I do have the Ring "IN CASE" I need to ever carry a balance I have that option at a good APR.. Granted I have like 3 cards with 12 months at least of 0 APR left on them

Re: I've concluded I'm weird - I like closing cards

baller4life — Tue, 26 May 2015 18:33:18 GMT

LOL good luck with that CC.

Re: I've concluded I'm weird - I like closing cards

CreditCuriosity — Tue, 26 May 2015 18:35:29 GMT

@baller4life wrote:
LOL good luck with that CC.

Hey now we are both single.. Wink Wink Baller... lol,, Dual income no kids, just saying.. That way I get the Diners!. jk

Re: I've concluded I'm weird - I like closing cards

Anonymous — Tue, 26 May 2015 18:37:40 GMT

@-Cal- wrote:
which cards did you close?

QS1, Juniper, and Merrick.

Re: I've concluded I'm weird - I like closing cards

eddie84 — Tue, 26 May 2015 21:59:42 GMT

@Anonymous wrote:
Is there something wrong with me? - Nope! Its liberating.

Exactly! I feel the same way. Love closing those cards...

once it's paid off.

Re: I've concluded I'm weird - I like closing cards

Anonymous — Tue, 26 May 2015 22:04:35 GMT

Ummm, no! I've added new cards & have some sitting here ready to close too. I'm just doing some weeding. If it doesn't have rewards or just not working for you & is not your first card, I say cancel it.

Re: I've concluded I'm weird - I like closing cards

chalupaman — Tue, 26 May 2015 22:05:54 GMT

@Anonymous wrote:
@-Cal- wrote:
which cards did you close?
QS1, Juniper, and Merrick.

That isn't weird. I call it trimming junk.

Congrats.