topic Re: Dwolla - another hidden CL with Comenity ? in Credit Cards

Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 13:59:39 GMT

Dwolla credit line backed by Comenity is a low cost version of Paypal credit formerly known as BML in my opinion.
Doesn't appear to have a SCT, but after signing up for account - have now received emails offering up to 16k credit line. Send and receive $$ plus shopping their merchants..
Anyone have Dwolla??

Re: Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 14:11:59 GMT

Never heard of. V/MC?

Re: Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 14:17:07 GMT

Appears neither..has a personal CL and business CL.
Thinking its exactly like Bill Me Later..
More like a virtual credit card. I have used BML now Paypal Credit heavily in last 2 years...on eBay and to send money instantly to FAM..

Re: Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 14:19:40 GMT

Meh.

Re: Dwolla - another hidden CL with Comenity ?

JSS3 — Sun, 31 May 2015 14:35:31 GMT

I vaguely remember the offering, but I believe it was another line to send money to certain companies that accept it? I don't recall being able to send money to others with it.

Re: Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 14:39:00 GMT

Their site indicates you can send money to anyone via email address or phone number...looks to be mirroring BML..
will call tomorrow and get details.

Re: Dwolla - another hidden CL with Comenity ?

Creditaddict — Sun, 31 May 2015 14:58:06 GMT

@Anonymous wrote:
Dwolla credit line backed by Comenity is a low cost version of Paypal credit formerly known as BML in my opinion.
Doesn't appear to have a SCT, but after signing up for account - have now received emails offering up to 16k credit line. Send and receive $$ plus shopping their merchants..
Anyone have Dwolla??

WOW

Re: Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 15:06:42 GMT

I know!! 3 emails at 10k and this morning at 16k...
Need more info and taping fingers back away from keyboard apping.

really really trying to garden and not go GP on this one.

Re: Dwolla - another hidden CL with Comenity ?

Creditaddict — Sun, 31 May 2015 15:13:15 GMT

@Anonymous wrote:
I know!! 3 emails at 10k and this morning at 16k...
Need more info and taping fingers back away from keyboard apping.

really really trying to garden and not go GP on this one.

Pre-Approved might be sp... the language of comenity pre-approvals is in the application... im so inpatient...I set up account and I want offer now!

it's not very good though at 24.99% if they don't offer any 0% stuff.

Re: Dwolla - another hidden CL with Comenity ?

JSS3 — Sun, 31 May 2015 15:14:00 GMT

How have you been using the Dwolla account? Using your bank account to send money/pay for items?

Re: Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 15:25:00 GMT

I've only opened account this last Thurs. So no, not yet.

Thinking Credit Addict may be correct on SP...think business credit line was real FAT.

be interesting info gathering tomorrow when I call. I see huge benefit if you can send $$ to any one for a quarter.

Re: Dwolla - another hidden CL with Comenity ?

Creditaddict — Sun, 31 May 2015 15:28:54 GMT

Well I opened a Personal and Business account and business requires them to verify the EIN which I uploaded.

I'll give it at least a day or something to see if I get pre-approvals

Re: Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 15:34:28 GMT

Do they send Pre-Apprv through emails? Signed up for a account lets see what happens.

Re: Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 15:36:10 GMT

Heck ya. .

Feeling impatient for you..hoping you get!

Re: Dwolla - another hidden CL with Comenity ?

JSS3 — Sun, 31 May 2015 15:37:04 GMT

Lol @CA.

Always so eager. It's cute.

Re: Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 15:38:16 GMT

Yes...says pre-approved up to 16k ..
But I never believe emails..

But have had Comenity BML for 2 years and use heavily.

Re: Dwolla - another hidden CL with Comenity ?

JSS3 — Sun, 31 May 2015 15:41:48 GMT

What's your current BIL limit?

Re: Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 15:43:38 GMT

Re: Dwolla - another hidden CL with Comenity ?

JSS3 — Sun, 31 May 2015 15:45:29 GMT

When Comenity denies me increases over the limit. they state no Ebay purchases and lack of recent installment loans.

Re: Dwolla - another hidden CL with Comenity ?

Anonymous — Sun, 31 May 2015 15:47:37 GMT

I do both..maybe that helps.