topic Re: Discover It prequalify site? in Credit Cards

Discover It prequalify site?

Anonymous — Wed, 03 Jun 2015 21:08:29 GMT

hi all,

Just went on the discover prequalify site and was wondering if anyone knew how accurate it was? Also which cr do they pull? Thanks.

Re: Discover It prequalify site?

ksantangelo23 — Wed, 03 Jun 2015 21:09:35 GMT

They will approve anyone, or anything. Similar to BoA. Dont pay any mind to it

Re: Discover It prequalify site?

Anonymous — Wed, 03 Jun 2015 21:10:00 GMT

Does it show an APR or an APR range?

Re: Discover It prequalify site?

thelethargicage — Wed, 03 Jun 2015 21:11:35 GMT

@Anonymous wrote:
hi all,

Just went on the discover prequalify site and was wondering if anyone knew how accurate it was? Also which cr do they pull? Thanks.

Discover prequals are a joke. Just type in "Mickey Mouse" and 123456789 as the SSN if you don't believe me.

Re: Discover It prequalify site?

Anonymous — Wed, 03 Jun 2015 21:41:17 GMT

Says heres the card we found for you. And 0% Intro Purchase APR* for 12 months and then 10.99%– 22.99% Standard Variable Purchase APR based on your credit worthiness.

Re: Discover It prequalify site?

Anonymous — Wed, 03 Jun 2015 21:45:29 GMT

@Anonymous wrote:
Says heres the card we found for you. And 0% Intro Purchase APR* for 12 months and then 10.99%– 22.99% Standard Variable Purchase APR based on your credit worthiness.

No good... I'd be weary of it.

Re: Discover It prequalify site?

Anonymous — Wed, 03 Jun 2015 22:06:02 GMT

Access it by checking to see if you have a pulse. If you do, you're pre-qualified

:-D

Re: Discover It prequalify site?

Anonymous — Wed, 03 Jun 2015 22:10:33 GMT

@Anonymous wrote:
Says heres the card we found for you. And 0% Intro Purchase APR* for 12 months and then 10.99%– 22.99% Standard Variable Purchase APR based on your credit worthiness.

Thats a recommendation then, not a pre-qual

Re: Discover It prequalify site?

Anonymous — Wed, 03 Jun 2015 22:40:05 GMT

@thelethargicage wrote:
@Anonymous wrote:
hi all,

Just went on the discover prequalify site and was wondering if anyone knew how accurate it was? Also which cr do they pull? Thanks.
Discover prequals are a joke. Just type in "Mickey Mouse" and 123456789 as the SSN if you don't believe me.

Yeah I pre-qualified my dog last night to show DW how unreliable it was.

Re: Discover It prequalify site?

JamP — Thu, 04 Jun 2015 00:29:23 GMT

Discover IT is a great credit card but the Discover prequal site is horrible. Do not believe a thing it says.

Re: Discover It prequalify site?

SouthJamaica — Thu, 04 Jun 2015 02:42:02 GMT

@Anonymous wrote:
hi all,

Just went on the discover prequalify site and was wondering if anyone knew how accurate it was? Also which cr do they pull? Thanks.

I don't think it's accurate. I was "preapproved" for the same card I already have.

Re: Discover It prequalify site?

Anonymous — Thu, 04 Jun 2015 02:58:12 GMT

It's not a real pre approval unless it gives you a specific apr or the apr range of 12.99-15.99 .

Re: Discover It prequalify site?

Pway — Thu, 04 Jun 2015 03:01:55 GMT

Don't beleive it all. My dog name is pre qual on the discover site. Not reliable at all

Re: Discover It prequalify site?

Anonymous — Thu, 04 Jun 2015 03:04:54 GMT

This sucks, i would really like to get the secured card but i dont want hard pulls from trying to apply for the regular card.

Re: Discover It prequalify site?

Anonymous — Thu, 04 Jun 2015 03:09:31 GMT

@Anonymous wrote:
This sucks, i would really like to get the secured card but i dont want hard pulls from trying to apply for the regular card.

Are your scores strong enough to qualify for Discover? Look on the Creditkarma site & see what the lowest/highest/average scores that were approved are. You can check out a few cards on their free site.

Re: Discover It prequalify site?

Anonymous — Thu, 04 Jun 2015 03:11:49 GMT

def not, fako scores are 540 and 533. i know i need to rebuild which is why i would want the discover it secured card.

Re: Discover It prequalify site?

Imperfectfuture — Thu, 04 Jun 2015 03:42:28 GMT

@Anonymous wrote:
Access it by checking to see if you have a pulse. If you do, you're pre-qualified

:-D

Worked for me. Helps if scores higher and reports clean, and/or you have thin file.

Re: Discover It prequalify site?

Imperfectfuture — Thu, 04 Jun 2015 03:44:36 GMT

@Anonymous wrote:
def not, fako scores are 540 and 533. i know i need to rebuild which is why i would want the discover it secured card.

I applied when rebuilding, higher scores, but in 500 range. They denied me, no secured card offered. And I had two cc's on my report.

Re: Discover It prequalify site?

EW800 — Thu, 04 Jun 2015 04:24:47 GMT

Could not help myself.... I put in my dogs name, with the last four of the social being 1234. Results? Pre qual'd for Discover It.