topic Re: BOA CLI Thresholds in Credit Cards

BOA CLI Thresholds

Marcos8 — Fri, 05 Jun 2015 03:50:59 GMT

Does Bank of America have any thresholds when asking for a CLI ( like Amex ~25k rule ) ? Do they ever ask for income verification or tax transcripts/ bank statements after a certain point? What is everyone's experience when asking for a CLI above 25k with BOA?

Re: BOA CLI Thresholds

iwazl71 — Fri, 05 Jun 2015 04:20:32 GMT

I have 1 BOA card, the cash rewards. I started at 5k about 2 years ago and now I am at 50k. 3 CLIs during that span. I do have high income and pretty good scores so it probably helped. No income validation though.

Re: BOA CLI Thresholds

Marcos8 — Fri, 05 Jun 2015 04:24:53 GMT

Thanks for the input!

Re: BOA CLI Thresholds

B335is — Fri, 05 Jun 2015 06:23:24 GMT

BoA has generally honored CLI for me every six months. They will usually hard pull my TU and it hasn't been instant in most cases. I've usually requested 3x my current limit and they've granted 2x. My Cash Rewards started with $2500 limit (on reconsideration) and is at $25k three years later.

Re: BOA CLI Thresholds

ScoreOrBeScored — Fri, 05 Jun 2015 12:13:54 GMT

March 20th - opened travel rewards - $2k

BBR - $10k

may 27th - travel rewards - $10k

bbr - $12k

June 4th - travel rewards - $15k

Re: BOA CLI Thresholds

Anonymous — Fri, 05 Jun 2015 13:15:32 GMT

Opened Cash Rewards in April, approved for $1000, called and recon to $19,500.

Re: BOA CLI Thresholds

ojefferyo — Fri, 05 Jun 2015 18:15:00 GMT

I'm at $32k exposure with them between 2 cards and no income verification.