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    <title>topic Re: For those with the Marriott Rewards visa... in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4056706#M1141314</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/813686"&gt;@Sharingan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/813686"&gt;@Sharingan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I suppose for some individuals it's great having that many hotels available, especially during events when rooms tend to be booked up. For me, (multiple) Hyatts are available at every possible destination I plan on visiting in the near to mid term.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'd say the biggest issue I have is the redemption rate on Marriott points. It's absolutely atrocious and reprehensible for it to be valued as low as it is. I cannot believe how many points are required for one night at a $150-200 a night location, and it's precisely why I won't be renewing my Marriott card. Free annual night aside, I could probably get close or maybe even come out ahead using other cards at Marriott hotels than their own card, which is quite disappointing.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The whole point of a situation like that is to pay cash for the cheap rooms, and use the points for expensive ones.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I always get around 1.5-3 cents per point value out of my marriott points. I won't redeem them for a hotel room that costs $100 a night because that isn't where the value is. The value comes out on the expensive hotels.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Your situation is not applicable to most people, kinda like with your "8%" back with the Citi Prestige/Forward combo. I'm willing to bet that your Ritz Card has provided you with ample opportunities to get greater value out of your Marriott points. So that would be an additional hefty annual fee in order to maximize what Marriott points you currently have (and reimbursements with that card do not change the fact that it is still has a $395 AF). 0.4 cents to 1.2 cents per point is what most people will be looking at with the basic Marriott card, which is in line with the average of ~0.7 cents that most card holders and travel sites report.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The ritz carlton card doesn't get you more value out of your points. I mean when I redeem points, i usually get a value of 1.5-3 cents per point. Doesn't matter if you have ANY marriott rewards credit cards or anything. Just talking straight up redemption.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What travel sites report for the "value of points" is complete bull to be honest. You can get half those values, or 10x those values. It just requires looking, and knowing when to use your points and when not to use your points. If you do the math and the value you're going to get is .04 cents per point, then just pay for the room, EARN more points, or look for a hotel in the area that will get you better value.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you settle for the least valuable redemption, then it is your fault, and not the rewards programs fault. I understand some people don't want to put in the time/effort to really find the best value, (my friends all make fun of me for putting too much thought into these things lol) but once again...not the programs fault.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Anyone can go to the Marriott website and do the math themselves. It's no secret. The redemption value sucks compared to other hotel programs. They are fairly consistent with their scaling as the cost of the room goes up. I seek to maximize my points as well, and I have yet to find a reasonable value with Marriott, so it's on the chopping block. I have almost 100,000 points saved up that I have been looking to get rid of at an above average rate, and it's not going so well.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Lastly, if you really are able to get 1.5-3.0 cents with Marriott points, just imagine how much the top redeemers are capable of getting with SPG and Hyatt points, which already have a significantly higher face value than Marriott's?&amp;nbsp;The central idea of my argument is the Marriott card compared to other cards with hotel rewards programs, not necessarily on an individual basis. I have no trouble obtaining 1.8-2.2 cents per point with Hyatt with little effort; however, with Mariott, even getting 1.0 is a challenge. I prefer to book on my own schedule, not when Marriott points are finally worth a decent value. I couldn't believe how much better the Hyatt redemptions are compared to Marriott for my anticipated trip to Paris next March.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sat, 06 Jun 2015 19:55:44 GMT</pubDate>
    <dc:creator>Sharingan</dc:creator>
    <dc:date>2015-06-06T19:55:44Z</dc:date>
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      <title>For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054390#M1140576</link>
      <description>&lt;P&gt;I have read in many places that the free night they give as a sign up bonus is rather worthless because you can't use it in most if the good Marriotts. Has that been true in your experiences?&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 14:31:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054390#M1140576</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-05T14:31:32Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054435#M1140581</link>
      <description>&lt;P&gt;I'd really love to know how the benefits compare to the IHG card as well. C'mon folks jump in here for me! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 15:06:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054435#M1140581</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-05T15:06:49Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054481#M1140589</link>
      <description>&lt;P&gt;Edit. Never mind.&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 22:47:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054481#M1140589</guid>
      <dc:creator>msbia</dc:creator>
      <dc:date>2015-06-05T22:47:50Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054502#M1140593</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I have read in many places that the free night they give as a sign up bonus is rather worthless because you can't use it in most if the good Marriotts. Has that been true in your experiences?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The sign up bonus is the tier 1-4 free night certificate along with 50-70K points usually. I had trouble using it, and even had to call to have &amp;nbsp;it extended when I unfortunately let it expire in January. I had to settle for a tier 3 hotel about 30 miles from my destination in order to finally use it. It was a Courtyard Marriott, but it wasn't too bad. It obviously wasn't a Ritz Carlton; however, it was extremely clean and decked out with granite counters and nice amenities. I would certainly go back there again if I'm in the area. The free annual certificate permits up to tier 5, which is pretty decent.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't plan on keeping my Marriott card past my first year because the Hyatt card is a much better value in my opinion. The sign up bonus last summer for the Marriott was too good to pass up though. IHG is next on my list of cards to acquire. I don't think it will replace my Hyatt card as my go-to hotel card, however I'm still interested.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 15:51:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054502#M1140593</guid>
      <dc:creator>Sharingan</dc:creator>
      <dc:date>2015-06-05T15:51:04Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054549#M1140602</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/813686"&gt;@Sharingan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I have read in many places that the free night they give as a sign up bonus is rather worthless because you can't use it in most if the good Marriotts. Has that been true in your experiences?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The sign up bonus is the tier 1-4 free night certificate along with 50-70K points usually. I had trouble using it, and even had to call to have &amp;nbsp;it extended when I unfortunately let it expire in January. I had to settle for a tier 3 hotel about 30 miles from my destination in order to finally use it. It was a Courtyard Marriott, but it wasn't too bad. It obviously wasn't a Ritz Carlton; however, it was extremely clean and decked out with granite counters and nice amenities. I would certainly go back there again if I'm in the area. The free annual certificate permits up to tier 5, which is pretty decent.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't plan on keeping my Marriott card past my first year because the Hyatt card is a much better value in my opinion. The sign up bonus last summer for the Marriott was too good to pass up though. IHG is next on my list of cards to acquire. I don't think it will replace my Hyatt card as my go-to hotel card, however I'm still interested.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks for offering your thoughts! Can you tell me more about the Hyatt card? Why do you feel like its a better value?&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 16:07:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054549#M1140602</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-05T16:07:48Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054587#M1140605</link>
      <description>&lt;P&gt;Sure! First, the Hyatt card comes with a very hefty sign up bonus if you know how to use it. 2 nights at the Park Hyatts in the Maldives, Paris, Tokyo, and other similar properties can easily exceed $1500-2000 USD. Also, the card comes with a free annual night (Category 1-4) as well and has a reasonable $75 AF.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Lastly, Hyatt points are typically around 1.8+ cents per point compared to the Marriott's paltry 0.4-1.0 (if you are lucky) cents per point value. If I ever need to transfer UR points for hotels, the Hyatt is a significantly better route to take, thus adding additional value and flexibility to my CSP.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It's a personal and preferential decision... Really though, it's hard to go wrong with the Marriott/IHG/Hyatt cards because the annual free night is usually able to easily compensate for the AF.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 16:29:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054587#M1140605</guid>
      <dc:creator>Sharingan</dc:creator>
      <dc:date>2015-06-05T16:29:35Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054604#M1140608</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/813686"&gt;@Sharingan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Sure! First, the Hyatt card comes with a very hefty sign up bonus if you know how to use it. 2 nights at the Park Hyatts in the Maldives, Paris, Tokyo, and other similar properties can easily exceed $1500-2000 USD. Also, the card comes with a free annual night (Category 1-4) as well and has a reasonable $75 AF.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Lastly, Hyatt points are typically around 1.8+ cents per point &lt;STRONG&gt;compared to the Marriott's paltry 0.4-1.0 (if you are lucky) cents per point value. If I ever need to transfer UR points for hotels, the Hyatt is a significantly better route to take, thus adding additional value and flexibility to my CSP.&amp;nbsp;&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It's a personal and preferential decision... Really though, it's hard to go wrong with the Marriott/IHG/Hyatt cards because the annual free night is usually able to easily compensate for the AF.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1 This. My parents have the Marriott Visa (they've had it since the 90s) and my Dad offered to let me and my fiance use some points and the redemptions were kind of awful. My mom said years ago the points were worth a lot more. Still, if the free night makes it worth it to you with the AF, probably still a good card to get.&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 16:39:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054604#M1140608</guid>
      <dc:creator>Callandra</dc:creator>
      <dc:date>2015-06-05T16:39:22Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054609#M1140610</link>
      <description>&lt;P&gt;Ok very insightful. Really appreciate your feedback. I just got a Freedom and SWA last month so I am just information gathering right now. But I'd like to try for one of the hotel cards eventually once my scores are a bit higher and I can show Chase a few months of good history. I'm trying to strategize to get a free or nearly free honeymoon with airline/UR/hotel points! :-)&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 16:41:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054609#M1140610</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-05T16:41:24Z</dc:date>
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    <item>
      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054616#M1140615</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/813686"&gt;@Sharingan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I have read in many places that the free night they give as a sign up bonus is rather worthless because you can't use it in most if the good Marriotts. Has that been true in your experiences?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The sign up bonus is the tier 1-4 free night certificate along with 50-70K points usually. I had trouble using it, and even had to call to have &amp;nbsp;it extended when I unfortunately let it expire in January. I had to settle for a tier 3 hotel about 30 miles from my destination in order to finally use it. It was a Courtyard Marriott, but it wasn't too bad. It obviously wasn't a Ritz Carlton; however, it was extremely clean and decked out with granite counters and nice amenities. I would certainly go back there again if I'm in the area. The free annual certificate permits up to tier 5, which is pretty decent.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't plan on keeping my Marriott card past my first year because the Hyatt card is a much better value in my opinion. The sign up bonus last summer for the Marriott was too good to pass up though. IHG is next on my list of cards to acquire. I don't think it will replace my Hyatt card as my go-to hotel card, however I'm still interested.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Oh shoot!!! I let mine expire too. Who did you call to get it extended?&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 16:45:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054616#M1140615</guid>
      <dc:creator>ojefferyo</dc:creator>
      <dc:date>2015-06-05T16:45:42Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054629#M1140623</link>
      <description>&lt;P&gt;I called the Marriott customer service number on the back of my card (not the Chase number) and they were able to extend it another 6 months or so. They are very friendly and effective anytime I have to call for anything.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 16:54:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054629#M1140623</guid>
      <dc:creator>Sharingan</dc:creator>
      <dc:date>2015-06-05T16:54:45Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054639#M1140628</link>
      <description>&lt;P&gt;Thanks for the info.&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 17:01:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054639#M1140628</guid>
      <dc:creator>ojefferyo</dc:creator>
      <dc:date>2015-06-05T17:01:42Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054702#M1140662</link>
      <description>I have a question..found a hotel use my free night at. How do I go about booking that?</description>
      <pubDate>Fri, 05 Jun 2015 17:43:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054702#M1140662</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-05T17:43:45Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054754#M1140685</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I have a question..found a hotel use my free night at. How do I go about booking that?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;If it's for the Marriott, after you log into your account, go to book a hotel with points/rewards instead of cash. You will have the option to use your certificate instead of points if the room/location qualifies. The end of the booking will confirm if your certificate has been used.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Otherwise, the Marriott Rewards CSRs are more than happy to do the booking for you.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 18:03:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4054754#M1140685</guid>
      <dc:creator>Sharingan</dc:creator>
      <dc:date>2015-06-05T18:03:07Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4055119#M1140791</link>
      <description>I used my free night at a nice cat 4 on the Riverwalk in San Antonio.&lt;BR /&gt;The staff was rude and inattentive, but the hotel was nice.&lt;BR /&gt;I switched back to the Wyndham Garden next time we went</description>
      <pubDate>Fri, 05 Jun 2015 20:44:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4055119#M1140791</guid>
      <dc:creator>woodyman100</dc:creator>
      <dc:date>2015-06-05T20:44:34Z</dc:date>
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      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4055144#M1140797</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I have read in many places that the free night they give as a sign up bonus is rather worthless because you can't use it in most if the good Marriotts. Has that been true in your experiences?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Depends on how you define "good". Most of the luxury hotels of the brand are in the Cat 6+ range; even the mid-grade hotels like Residence Inn and Courtyard can be Cat 6 in a bigger city or more central location. The certificate that you pay for is for Cat 1-5. I got a Cat 1-4 certificate when I signed up a couple of years back, and they gave me a Cat 1-5 right before I cancelled (hee hee!). I used the Cat 1-4 on a TownePlace or something near the beach, and Cat 1-5 certificate was used at a Courtyard which would have been about $120. Technically the award I got was more than the AF would have been, but the difference was small enough and selection limited enough that I didn't find it worth it. Additionally, I probably wouldn't have actually picked that specific hotel to stay in for $120 if I were paying cash and would have opted to stay elsewhere, so to me the actual intrinsic value of the room was less (but that's completely subjective)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It depends on your travel habits. If you're like me, I either stay at an AirBNB or something budget (or camping in the summer), or something I consider really nice&amp;nbsp;(in Marriott-speak, a JW or a Renaissance)&amp;nbsp;depending on what kind of trip I'm on and what kind of deals are being offered. So I don't really pay to stay in mid-range places all that much (unless I'm on business in which case I'm not paying) and thus found little value in the Cat 1-5 certificate.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you stay in a lot of Courtyard-level hotels (I am a big fan of Courtyard, not luxury necessarily but an excellent hotel) and you pay for them out of pocket, you might find it worthwhile. I am a bit brand loyal to Marriott, but this card just didn't add up for me (the signup bonus was nice though!)&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 20:56:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4055144#M1140797</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-05T20:56:08Z</dc:date>
    </item>
    <item>
      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4055376#M1140863</link>
      <description>@Sharingan..I think I'm just going to call the CSR's and have them do it for me. Do I just call the number on the back of the card?</description>
      <pubDate>Fri, 05 Jun 2015 22:36:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4055376#M1140863</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-05T22:36:10Z</dc:date>
    </item>
    <item>
      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4055390#M1140867</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/813686"&gt;@Sharingan&lt;/a&gt;..I think I'm just going to call the CSR's and have them do it for me. Do I just call the number on the back of the card?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes, the number for Marriott on the back of the card. When I got my certificate extended, they offered to book the hotel and room right away in the call. I also think the CSRs have more flexibility in getting you a particular room or location if it's not available online.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jun 2015 22:42:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4055390#M1140867</guid>
      <dc:creator>Sharingan</dc:creator>
      <dc:date>2015-06-05T22:42:36Z</dc:date>
    </item>
    <item>
      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4056032#M1141086</link>
      <description>Sweet!</description>
      <pubDate>Sat, 06 Jun 2015 04:16:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4056032#M1141086</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-06T04:16:30Z</dc:date>
    </item>
    <item>
      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4056133#M1141119</link>
      <description>&lt;P&gt;I had no issue using my signup free night certificate. I usually go to Residence Inn, and the one I wanted to go to in San Diego qualified.&amp;nbsp;There are lots of Marriott properties in southern California that are tier 3 &amp;amp; 4, so it's easy to use here.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I prefer Marriott &amp;amp;&amp;nbsp;IHG to Hyatt because Marriott &amp;amp; IHG have so many different brands and so many locations. There are over 4,000 Marriott locations worldwide and IHG has over 4,800, compared to just 587 for Hyatt.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, IHG is great because you&amp;nbsp;can use the&amp;nbsp;annual free night ANYWHERE, even the most exotic or the most&amp;nbsp;expensive IHG property. But I still prefer the Marriott because I like the overall Marriott brand lineup better than the others.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 06 Jun 2015 05:41:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4056133#M1141119</guid>
      <dc:creator>onstar</dc:creator>
      <dc:date>2015-06-06T05:41:24Z</dc:date>
    </item>
    <item>
      <title>Re: For those with the Marriott Rewards visa...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4056144#M1141122</link>
      <description>That's why I choose Marriott over Hyatt. There's way more Marriotts all over the world. Honestly..I see a lot of people using the two free nights and dumping the card. In the long run, I'll have way more issues finding a Hyatt than Marriott.</description>
      <pubDate>Sat, 06 Jun 2015 05:47:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-the-Marriott-Rewards-visa/m-p/4056144#M1141122</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-06T05:47:07Z</dc:date>
    </item>
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