topic Re: CSP CLI in Credit Cards

CSP CLI

Anonymous — Fri, 05 Jun 2015 02:49:08 GMT

Hey guys I have a question about the CLI on the CSP. I got it 3 months ago with a CL of $7200 on the CSP and I have already spend $14K (paid all), my question is if it is possible that they would approve me for CLI for 15k or more? I read that chase doesn't give a lot of auto CLI or SP CLI. I don't wanna do a HP. Thanks!

Re: CSP CLI

revjamesl — Fri, 05 Jun 2015 02:57:16 GMT

Congrats!

Re: CSP CLI

hizzaah — Fri, 05 Jun 2015 03:01:49 GMT

Chase only does HP increases if you request them. My GF went from 6.5k to 7.7k automatically at 9 months and I've read others getting auto cli around 6-9 months. Can't say the at they'll double your limit, but if you keep the high spend up for the next few months you may get some decent auto luv..

Re: CSP CLI

bengalikejenga — Fri, 05 Jun 2015 03:22:29 GMT

For SP CLI with Chase, its all covered in a shroud of mystery...

from what i have read, there is no exact rhyme or reason on whether you might get a SP CLI or not,

im guessing its totally random and they use throwing darts to figure who would be randomly selected. but im just guessing.

Re: CSP CLI

newhis — Fri, 05 Jun 2015 05:48:04 GMT

My DW got her Freedom and then 4 months later an auto-CLI (500->1000), then she got her CSP and after 6 months auto-CLI (5k->6k). I have my Freedom 7 months now and nothing.

I have read some reports from people asking about a SP CLI by secure message (like 2 reports). I'm thinking about sending a SM after 9 months with the card, to ask them for a review and a possible SP CLI, I will not approve a HP. Maybe I'll get anothe Chase (IHG or AARP) after my Freedom is 1 year old and transfer some limit.

Good luck

Re: CSP CLI

xangoboy — Fri, 05 Jun 2015 08:40:56 GMT

I got an auto CLI on my CSP at exactly 3 months, which was last week. I was on vacation too and was using 20% of the available credit (used it for hotels), and when I went online to check my charges I noticed they gave me a $2500 increase. This is with a ton of new accounts reporting too, as Chase was one of the first accounts I applied for during my app spree.

Re: CSP CLI

xangoboy — Fri, 05 Jun 2015 08:42:11 GMT

Forgot to add, that DH and I have run about $12k through the card in those 3 months and always pif.

Re: CSP CLI

newhis — Fri, 05 Jun 2015 13:58:51 GMT

@xangoboy wrote:
Forgot to add, that DH and I have run about $12k through the card in those 3 months and always pif.

That helps a lot. Congrats.

Re: CSP CLI

Jerry45 — Fri, 05 Jun 2015 16:09:31 GMT

@hizzaah wrote:
Chase only does HP increases if you request them. My GF went from 6.5k to 7.7k automatically at 9 months and I've read others getting auto cli around 6-9 months. Can't say the at they'll double your limit, but if you keep the high spend up for the next few months you may get some decent auto luv..

Thanks for the Chase Info. By the way, do you always PIF? I am trying to figure if that is the best way to get a Auto CLI. Thanks

Re: CSP CLI

Jerry45 — Fri, 05 Jun 2015 16:12:12 GMT

Or Horseshoes? LOL. Sounds a lot like Synchrony Bank. You could run 10k on their cards, PIF, and still get denied for a CLI. At the same time, somebody who only makes a $5 purchase every three months gets a 3x Auto CLI. Alas....

Re: CSP CLI

Jerry45 — Fri, 05 Jun 2015 16:13:40 GMT

@xangoboy wrote:
Forgot to add, that DH and I have run about $12k through the card in those 3 months and always pif.

Thanks as well

Re: CSP CLI

Closingracer99 — Fri, 05 Jun 2015 18:33:20 GMT

@bengalikejenga wrote:
For SP CLI with Chase, its all covered in a shroud of mystery...

from what i have read, there is no exact rhyme or reason on whether you might get a SP CLI or not,

im guessing its totally random and they use throwing darts to figure who would be randomly selected. but im just guessing.

I got an auto CLI on my freedom after having it for 2 months . Haven't had one on my 4 other cards yet

Re: CSP CLI

hizzaah — Sat, 06 Jun 2015 14:33:56 GMT

@Jerry45 wrote:
@hizzaah wrote:
Chase only does HP increases if you request them. My GF went from 6.5k to 7.7k automatically at 9 months and I've read others getting auto cli around 6-9 months. Can't say the at they'll double your limit, but if you keep the high spend up for the next few months you may get some decent auto luv..
Thanks for the Chase Info. By the way, do you always PIF? I am trying to figure if that is the best way to get a Auto CLI. Thanks

No problem! Yes, usually she let's 5-12% report but it's always PIF each month. Good luck!

Re: CSP CLI

Jerry45 — Sat, 06 Jun 2015 15:34:08 GMT

Thanks

Re: CSP CLI

Luscher — Sat, 06 Jun 2015 23:52:44 GMT

I got a auto cli on my csp after the 7th statement cut. It was a bump of 1,500. with limited use