topic Re: Question about upgrading in Credit Cards

Question about upgrading

Ashes — Sun, 07 Jun 2015 06:06:17 GMT

Howdy!

I've got a 'lil question about upgrading as the title would suggest. I recently accepted a couple of offers to upgrade my Capital One Platinum MCs to QS1 cards and though I'm pretty sure I already know the answer, I just want to make sure. So when you accept an upgrade, the account number as well as the date the account was originally opened remain the same, right? It's not like closing the older account and opening a brand new one or anything of the sort, is it?

Re: Question about upgrading

Anonymous — Sun, 07 Jun 2015 06:11:16 GMT

Yes. Everything stays the same. Congrats on the upgrades!

Re: Question about upgrading

Ashes — Sun, 07 Jun 2015 06:15:18 GMT

@Anonymous wrote:
Yes. Everything stays the same. Congrats on the upgrades!

Thanks for the prompt response. I figured such was the case, I just wanted to make sure.

Re: Question about upgrading

ways2go — Sun, 07 Jun 2015 08:37:33 GMT

synchrony changes everything when upgrade.

Re: Question about upgrading

Anonymous — Sun, 07 Jun 2015 13:51:16 GMT

I upgraded my Cap1 platnium to Venture 1 thinking it would be like a new card but as previous replys to this message everything stays the same. I was probably better off applying for the Venture one to get all the start up benefits and higher CL. I will take it as a lesson learned as I move forward with my credit adventures.

Re: Question about upgrading

Anonymous — Sun, 07 Jun 2015 14:30:25 GMT

@Anonymous wrote:
I upgraded my Cap1 platnium to Venture 1 thinking it would be like a new card but as previous replys to this message everything stays the same. I was probably better off applying for the Venture one to get all the start up benefits and higher CL. I will take it as a lesson learned as I move forward with my credit adventures.

I could be wrong, but I think if you already had a Cap One card and apped for the Venture, you wouldn't have gotten the start up benefits anyway. Perhaps someone with more experience can chime in and confirm or refute.