topic Re: Equifax not updating balance on CC... in Credit Cards

Equifax not updating balance on CC...

Anonymous — Fri, 12 Sep 2008 21:04:17 GMT

I have a CC I've been paying down, but the account on Equifax hasn't updated since June. Experian and TU have the correct balances. Is there anything I can do to get an updated Equifax balance for this account.

Thanks!

Re: Equifax not updating balance on CC...

Anonymous — Fri, 12 Sep 2008 22:44:06 GMT

EQ seems to be running behind for many of us. Usually it is TU that is slow.

Can you wait them out if you are not going for a big purchase soon?

Re: Equifax not updating balance on CC...

Anonymous — Fri, 12 Sep 2008 22:49:22 GMT

No major purchases coming up, but my util % will go way down if this would update...

Re: Equifax not updating balance on CC...

Anonymous — Fri, 12 Sep 2008 23:00:23 GMT

I would let it update on it's on then. Mine are running behind too. If you had a major purchase coming up, then I could see the need to get it updated promptly.

When you start disputing, it's possible to lose the entire tradeline. That would be a bigger pain to deal with than just having higher utility.

Re: Equifax not updating balance on CC...

Anonymous — Sat, 13 Sep 2008 01:03:35 GMT

@Anonymous wrote:
EQ seems to be running behind for many of us.

In my case, EQ updates ~10 days later on Cap One. My other cards report almost simultaneously (+-1 day).

Re: Equifax not updating balance on CC...

Anonymous — Sat, 13 Sep 2008 01:45:28 GMT

EQ slow for me this month, too. Usually, TU is last to update for me, but not this month.