topic Re: Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info in Credit Cards

Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info

JunMT89 — Tue, 09 Jun 2015 22:05:02 GMT

Logged into my account and saw this message above my card details...

So check your accounts and update information if necessary.

" Important Message: To be eligible for a monthly credit limit review process, we require updated income information on your account. Click here to update this information now."

Clicked the link and page says this:

To be eligible for a monthly credit limit review process, we require updated income information on your account. Please enter your gross annual income below if you would like to be eligible for this process.

Gross annual Income consists of your current or reasonable expected income. This could include, for example, current or expected salary, wages, bonus pay, tips, and commissions. Employment may be full-time, seasonal, irregular, military, or self-employment. However, income from alimony, child support or separate maintenance (allowance from a former spouse for maintenance and support, usually coming from a court order) need not be included if you dont' want it considered as a basis for repaying this obligation.

If you are 21 or over: we can consider any income to which you have a reasonable expectation of access. For example, if you have a joint deposit account shared with someone else, and that person regularly deposits income into that joint account, we could consider those deposits as income.

If you are under 21: we are only allowed to look at your current or reasonable expected income.

Re: Target Monthly Review - CHECK YOUR ACCOUNTS & update info

JunMT89 — Tue, 09 Jun 2015 22:02:55 GMT

Updated my info...

Thanks, your information has been updated. If we make any changes to your credit limit, you will receive a letter and it will show up on your monthly statement. You can update this information at any time by logging in to Manage My REDcard.

Re: Target Monthly Review - CHECK YOUR ACCOUNTS & update info

wmweeza — Tue, 09 Jun 2015 22:08:38 GMT

I did this last week, so far my limit is the same...but I'm hopeful! It's the first time I have recieved this message on my account

Re: Target Monthly Review - CHECK YOUR ACCOUNTS & update info

Anonymous — Tue, 09 Jun 2015 22:15:24 GMT

Don't have the card but that sounds like a step in the right decision...

Re: Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info

Knight302 — Tue, 09 Jun 2015 22:17:41 GMT

I didn't have to do any of this but just checked my Target Redcard and it had a $500 CLI through no action of my own.

Re: Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info

Anonymous — Tue, 09 Jun 2015 22:42:31 GMT

Thank you for letting us know! I've updated my income!

Re: Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info

AeroKrix — Tue, 09 Jun 2015 22:55:25 GMT

I've done this every month for the past year, and still at a whopping $300 CL. I lost hope with target years ago.

Re: Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info

Creditaddict — Tue, 09 Jun 2015 22:58:47 GMT

@AeroKrix wrote:
I've done this every month for the past year, and still at a whopping $300 CL. I lost hope with target years ago.

+1, I have 3 target accounts and have done this over the phone for each one individually and did it monday online for each one... still no changes

Re: Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info

AeroKrix — Tue, 09 Jun 2015 23:02:00 GMT

From what I hear it's best to apply for a new card if your scores and report has greatly improved instead of waiting for a CLI. It seems most people are stuck at their intital CL, regardless of credit improvement.

Re: Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info

Anonymous — Tue, 09 Jun 2015 23:48:26 GMT

I didn't get the alert, but I saw the update option on the side and did so. Hopefully it helps. Thanks for the heads up!

Re: Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info

Anonymous — Tue, 09 Jun 2015 23:50:16 GMT

@AeroKrix wrote:
From what I hear it's best to apply for a new card if your scores and report has greatly improved instead of waiting for a CLI. It seems most people are stuck at their intital CL, regardless of credit improvement.

I wouldn't want the new line reporting just because the CL wasn't good enough personally. I'd live with the limit or close the account at that point. More of an issue for me though I guess as I have far too many new lines as it is.

Re: Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info

MissMoni223 — Wed, 10 Jun 2015 00:34:54 GMT

My Target card has grown as follows:
$300 starting limit
$500
$800 current limit
There is hope, I've read about someone having a $1,500 CL from them!!!

Re: Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info

Anonymous — Wed, 10 Jun 2015 01:33:32 GMT

Thanks, I usually log on with my phone so I had no idea this became an option. Glad I have income to update!

I got my redcard last August with a $1000 CL 3 mo later got bumped up to $1500 and there it has remained. It's definitely possible.

Re: Target Redcard Monthly Review for CLI - CHECK YOUR ACCOUNTS & update info

Anonymous — Wed, 10 Jun 2015 03:00:36 GMT

Kohls is a different animal, but i got two CLI after i changed the address on file and changed it back. Maybe by taking out 4,500 of income and putting back 5,000 it will trigger the ones who havent gotten that message update. worth a shot. Like shuffling the deck perhaps? As i said in another target thread, if they wanna sell 900 dollar TVs, game consoles, galaxy 6 iphone 6, they cant have better than avarage shoppers stuck at 500 CLI's. Customers will go chase deals at best buy.