topic Re: Barclays Flexible Spending Card in Credit Cards

Barclays Flexible Spending Card

Anonymous — Mon, 15 Jun 2015 02:35:12 GMT

Is it common knowledge that the Arrival Plus is a flexible limit card? That's what MyFico Equifax calls it...

Re: Barclays Flexible Spending Card

gdale6 — Mon, 15 Jun 2015 03:02:25 GMT

@Anonymous wrote:
Is it common knowledge that the Arrival Plus is a flexible limit card? That's what MyFico Equifax calls it...

Yes its a WEMC.

Re: Barclays Flexible Spending Card

Anonymous — Mon, 15 Jun 2015 05:08:32 GMT

I don't have an elite version

Re: Barclays Flexible Spending Card

Anonymous — Mon, 15 Jun 2015 05:20:21 GMT

then it probably isn't

Re: Barclays Flexible Spending Card

msbia — Mon, 15 Jun 2015 09:18:24 GMT

@Anonymous wrote:
I don't have an elite version

Barclays WMC report as Flexible Spending. I have the same with my AAdvantage formerly USAirways.

Re: Barclays Flexible Spending Card

longtime_lurker — Mon, 15 Jun 2015 10:23:10 GMT

@msbia wrote:
@Anonymous wrote:
I don't have an elite version
Barclays WMC report as Flexible Spending. I have the same with my AAdvantage formerly USAirways.

+1. My AAviator with only a 2,500 limit reports as a Flexible Spending card - FWIW my Sallie has 6.3k and reports the same way.

Now, whether they'll approve the charges over the CL or not is a whole 'nother question.

Re: Barclays Flexible Spending Card

msbia — Mon, 15 Jun 2015 12:11:42 GMT

@longtime_lurker wrote:
@msbia wrote:
@Anonymous wrote:
I don't have an elite version
Barclays WMC report as Flexible Spending. I have the same with my AAdvantage formerly USAirways.
+1. My AAviator with only a 2,500 limit reports as a Flexible Spending card - FWIW my Sallie has 6.3k and reports the same way.

Now, whether they'll approve the charges over the CL or not is a whole 'nother question.

AAviator lol, yes thank you! I forgot the name of it. When I was approved it was for $2,000 and still a WMC; 5 months later I reconned the limit to $10,000 and still a WMC lol. I have other WMC that report the same way but I never come close to the limits to find out if they truly "flex" lol. FWIW when my USAA changed from Platinum to World they contacted me first about the upgrade. That card started at $7k and I was offered World when it was at $12k, now at $21k. Each bank is different.

Re: Barclays Flexible Spending Card

Anonymous — Mon, 15 Jun 2015 13:10:44 GMT

Double check th back of your card in the bottom right and see if it says world elite....the arrival plus isn't issued as a world or platinum

Re: Barclays Flexible Spending Card

msbia — Mon, 15 Jun 2015 14:31:18 GMT

@Anonymous wrote:
Double check th back of your card in the bottom right and see if it says world elite....the arrival plus isn't issued as a world or platinum

Isn't the WEMC identifiable by its greyed out MC logo? Or am I thinking of something else?

Re: Barclays Flexible Spending Card

Anonymous — Mon, 15 Jun 2015 17:09:37 GMT

Arrival Plus was issued as a WMC before. About a year ago they changed to offer it "only" as a WEMC.

I have a relatively generous credit line and I cannot get them to upgrade it to a WEMC, and I have a friend who had an Apple card with a $2k limit, applied for Arrival Plus and was denied, then asked to PC to Arrival Plus and they agreed, so now he has a WEMC with a $2k limit.... :/

Anyway, is there anyone who has charged more than than the limit and tested this "flexible" limit on these cards?

Re: Barclays Flexible Spending Card

Anonymous — Mon, 15 Jun 2015 17:17:08 GMT

I've never tested it but my wmc's report npsl just like my wemc