topic Re: Cap1 credit steps question in Credit Cards

Cap1 credit steps question

tbea1004 — Mon, 15 Jun 2015 22:37:00 GMT

How long does the creditsteps program last? I had my card for about three months and got a $500 increase. Will I still get another increase after 6 months?

Re: Cap1 credit steps question

Anonymous — Mon, 15 Jun 2015 22:56:27 GMT

@tbea1004 wrote:
How long does the creditsteps program last? I had my card for about three months and got a $500 increase. Will I still get another increase after 6 months?

Not sure, but you can request CLI's any time from your account page. They will generally give them once every six months.

Re: Cap1 credit steps question

taxi818 — Tue, 16 Jun 2015 00:05:52 GMT

Yes. its not actually Credit Steps. But Credit Step. meaning ONE>

you get one at 5 or 6 month period. if you were fortunate to get it at 3 months. you should still get the remaining amount they wanted to give you after your 5 th statement. after that. the credit limit increases are once every 6 months. providing you don't outgrow the card and your usage slacks off. which most do. as your profile grows.

Re: Cap1 credit steps question

Anonymous — Tue, 16 Jun 2015 03:27:12 GMT

They may give you more than what they told you they would give after completing Credit Steps. I was originally approved for a QS1 card with a $300 limit, and a $500 limit after the first 5 payments. I missed my 5th payment by literally 5 minutes, but they said they'd still give me the extra limit if I made the next 3 payments on time, which I did. A week or so after that, I checked my account to see they had bumped me all the way up to $2300.