topic How soon to CLI Discover? in Credit Cards

How soon to CLI Discover?

AvadaKedavra — Tue, 16 Jun 2015 21:07:17 GMT

I just got approved for a Discover card with a low $2,500 limit. The card is on it's way but I've been reading lots about everyone getting SP CLIs. How soon should I wait before I attempt a CLI after I set up my account?

Re: How soon to CLI Discover?

Luscher — Tue, 16 Jun 2015 21:17:20 GMT

3 months

Re: How soon to CLI Discover?

AvadaKedavra — Tue, 16 Jun 2015 21:34:32 GMT

Can I recon the credit limit you think?

Re: How soon to CLI Discover?

kdm31091 — Tue, 16 Jun 2015 21:36:41 GMT

@AvadaKedavra wrote:
Can I recon the credit limit you think?

With no prior history with them it's unlikely to give you much success right now.

The good news is that Discover is great with growth over time. 3-6 months of good usage and payments and more than likely you can easily grow the limit with SPs. Be patient.

Re: How soon to CLI Discover?

Luscher — Tue, 16 Jun 2015 22:08:38 GMT

wait 3 months, go online and hit the CLI button, thats pretty much all you can get honestly. Ive tried recon before and they were not having it lol

Re: How soon to CLI Discover?

Anonymous — Wed, 17 Jun 2015 13:25:44 GMT

@AvadaKedavra wrote:
Can I recon the credit limit you think?

I wasn't successful. I'll just wait my 3 months and join the 16-days train, if still accepting guests.

Re: How soon to CLI Discover?

kdm31091 — Wed, 17 Jun 2015 13:31:57 GMT

@Anonymous wrote:
@AvadaKedavra wrote:
Can I recon the credit limit you think?
I wasn't successful. I'll just wait my 3 months and join the 16-days train, if still accepting guests.

Be careful assuming things about the "16 days train". All it means is CLIs are possible more often now. In no way shape or form does it mean you'll get a CLI every 16 days like clockwork, especially on a new account.

Re: How soon to CLI Discover?

itguy_65 — Wed, 17 Jun 2015 15:16:14 GMT

I've been successful requesting a CLI after every 4th statement cuts. Recently (last 3 months), I've requested a CLI after each statement cut, and received a $1K increase each time.

Re: How soon to CLI Discover?

Kb109 — Wed, 17 Jun 2015 15:20:45 GMT

Don't try to recon. Wait 3 months and request a CLI. Discover also will grow with you if you use their card a lot and always pay on time.

Re: How soon to CLI Discover?

AvadaKedavra — Thu, 18 Jun 2015 02:11:56 GMT

Thanks for the advice all!