topic Re: Discover it vs Citi Preferred in Credit Cards

Discover it vs Citi Preferred

Anonymous — Fri, 26 Jun 2015 11:41:34 GMT

My current FICO is 726, Citi Preferred denied my application, discover it approved me for a $15K credit line. Go with discover

Re: Discover it vs Citi Preferred

JSS3 — Fri, 26 Jun 2015 11:55:04 GMT

A little confused about this topic,

Re: Discover it vs Citi Preferred

Jeff532003 — Fri, 26 Jun 2015 12:00:46 GMT

I believe that the OP is saying don't brother applying for a Citi card. Just go with Discover.

Re: Discover it vs Citi Preferred

Anonymous — Fri, 26 Jun 2015 13:49:56 GMT

@Anonymous wrote:
My current FICO is 726, Citi Preferred denied my application, discover it approved me for a $15K credit line. Go with discover

Welcome to MyFico and congrats on your approval... Everyone's profile is different and saying go with Discover instead of Citi isn't an ideal thing to say. Because several people with good profiles don't also get approved for Discover.

But enjoy your new card.

Re: Discover it vs Citi Preferred

Anonymous — Fri, 26 Jun 2015 17:29:21 GMT

I actually app'd for both last August and scored the Discover with 5.5k limit, but was denied the Citi Diamond Preferred. Of course, I also did get a Citi Simplicity with 7.5k to start and an Amex EveryDay to boot. Diamond Preferred was where my app spree ended last summer.

Looking back, I'm actually happy I didn't get it. I'm pretty happy with my current lineup of cards.

Re: Discover it vs Citi Preferred

Closingracer99 — Fri, 26 Jun 2015 19:32:43 GMT

@Anonymous wrote:
My current FICO is 726, Citi Preferred denied my application, discover it approved me for a $15K credit line. Go with discover

Telling use your score means little. If you filed for bankruptcy and burned citi of course they will decline you.

My scores is around 710-740 range and I got approved for the double cash card