topic Re: Amex CLI - Hard or Soft pull? in Credit Cards

Amex CLI - Hard or Soft pull?

Anonymous — Tue, 30 Jun 2015 00:25:47 GMT

Hi,

Anyone know if the CLI is a Hard pull or a Soft pull? I was approved for my first AMEX (BCE) early April - completely forgot about the 3xCLI until now. From what I've read on the forums, I could have requested it as soon as I got the card...

Couldn't find any info on the pulls though. I could possibly just be blind. I'll request only if it's a Soft pull... I can put it off till later if not; still gardening

Sidenote (Bonus Question!): I applied for the Chase Marriott card within 15-min of applying for the AMEX BCE. Both were approved; however, only Chase popped up on my credit reports in May. Still no sign of AMEX reporting. Should I call, or is this lengthy delay normal?

Thanks!

Re: Amex CLI - Hard or Soft pull?

slicemans — Tue, 30 Jun 2015 00:26:50 GMT

soft pull on the website

Re: Amex CLI - Hard or Soft pull?

OmarGB9 — Tue, 30 Jun 2015 00:32:43 GMT

I don't want to give you wrong information on your first question, because I'm honestly not sure. But I can chime in on the second one: I've heard Amex takes quite a while to report. I read one member didn't see their Amex acct on their CR for like 2 months lol.

Re: Amex CLI - Hard or Soft pull?

Anonymous — Tue, 30 Jun 2015 00:36:43 GMT

@slicemans wrote:
soft pull on the website

Thanks!

Of course I would find the entire thread and sticky about the Amex 3xCLI AFTER posting... Sorry. Good to know that it's still up to date.

Re: Amex CLI - Hard or Soft pull?

Anonymous — Tue, 30 Jun 2015 00:36:33 GMT

@Anonymous wrote:
Hi,

Anyone know if the CLI is a Hard pull or a Soft pull? I was approved for my first AMEX (BCE) early April - completely forgot about the 3xCLI until now. From what I've read on the forums, I could have requested it as soon as I got the card...

Couldn't find any info on the pulls though. I could possibly just be blind. I'll request only if it's a Soft pull... I can put it off till later if not; still gardening

Sidenote (Bonus Question!): I applied for the Chase Marriott card within 15-min of applying for the AMEX BCE. Both were approved; however, only Chase popped up on my credit reports in May. Still no sign of AMEX reporting. Should I call, or is this lengthy delay normal?

Thanks!

It's a SP and you're right, you must be blind :-). Amex can take awhile to report, sometimes not until 2 statements have posted.

Re: Amex CLI - Hard or Soft pull?

-Cain- — Tue, 30 Jun 2015 00:37:48 GMT

Soft pull CLIs when requested thru website is the norm...

Re: Amex CLI - Hard or Soft pull?

Anonymous — Tue, 30 Jun 2015 00:38:47 GMT

@Anonymous wrote:
@Anonymous wrote:
Hi,

Anyone know if the CLI is a Hard pull or a Soft pull? I was approved for my first AMEX (BCE) early April - completely forgot about the 3xCLI until now. From what I've read on the forums, I could have requested it as soon as I got the card...

Couldn't find any info on the pulls though. I could possibly just be blind. I'll request only if it's a Soft pull... I can put it off till later if not; still gardening

Sidenote (Bonus Question!): I applied for the Chase Marriott card within 15-min of applying for the AMEX BCE. Both were approved; however, only Chase popped up on my credit reports in May. Still no sign of AMEX reporting. Should I call, or is this lengthy delay normal?

Thanks!
It's a SP and you're right, you must be blind :-). Amex can take awhile to report, sometimes not until 2 statements have posted.

Haha

Thanks OmarGB9 & Irish80. Good to know!

Re: Amex CLI - Hard or Soft pull?

Anonymous — Tue, 30 Jun 2015 06:56:11 GMT

I've gotten a few cards the last two months and Amex is by far the longest to report. In fact, my first card is almost 2 month's old and is still not showing yet. Chase was very quick, while Cap One was slower, but way faster than Amex.
Amex CL increases are definitely soft pulls.

Re: Amex CLI - Hard or Soft pull?

takeshi74 — Tue, 30 Jun 2015 13:46:01 GMT

Re: Amex CLI - Hard or Soft pull?

takeshi74 — Tue, 30 Jun 2015 13:51:02 GMT

@Anonymous wrote:
Of course I would find the entire thread and sticky about the Amex 3xCLI AFTER posting...

Try Googling AmEx CLI. As of this post anyway, it's the first hit. Definitely don't overlook FAQ's, stickies and Google. If any discussion forum site's search feature isn't working for you then try a site-restricted Google search. For example, to search these forums just add site:ficoforums.myfico.com to your keywords. Example link:

https://www.google.com/search?q=amex+cli+site%3Aficoforums.myfico.com&oq=amex+cli+site%3Aficoforums.myfico.com&aqs=chrome..69i57.226j0j7&sourceid=chrome&es_sm=93&ie=UTF-8