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    <title>topic Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards) in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100450#M1154491</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;How much is Platinum status really worth unless you stay at the highest end of this hotel chain?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Gold status is the meat and potatoes of the marriott rewards program, but depending on how many separate stays you have annually it can be very valuable (i will add this to main post as well)&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;every time you check into a hotel as a platinum (or platinum premier member) you are guaranteed&amp;nbsp;(this includes resorts)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;1000 points (or 500 miles) at&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;RC&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;500 points (or a food/beverage amenity) at&amp;nbsp;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;JW&lt;/LI&gt;&lt;LI&gt;Autograph Collection&lt;/LI&gt;&lt;LI&gt;Ren&lt;/LI&gt;&lt;LI&gt;Marriott&lt;/LI&gt;&lt;LI&gt;Gaylord&lt;/LI&gt;&lt;LI&gt;MVC&lt;/LI&gt;&lt;LI&gt;EDITION (or 250 miles)&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;400 points (or food and bev amenity) at&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;AC (US &amp;amp; Canada)&lt;/LI&gt;&lt;LI&gt;CY&amp;nbsp;&lt;SPAN&gt;(US &amp;amp; Canada)&lt;/SPAN&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;250 points or food and bev amenity at (international)&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;AC&lt;/LI&gt;&lt;LI&gt;CY&lt;/LI&gt;&lt;LI&gt;Moxy&lt;/LI&gt;&lt;LI&gt;Protea&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;200 points or food and bev amenity at&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;SHS, RI, FFI, TPS&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It also includes United Silver status (if that means anything to you, I know some people dont use united) and a 50% bonus on all points.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;That's 15 points per dollar spent at marriott, not counting credit card points. Adds up quick!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Tue, 30 Jun 2015 03:30:56 GMT</pubDate>
    <dc:creator>jsucool76</dc:creator>
    <dc:date>2015-06-30T03:30:56Z</dc:date>
    <item>
      <title>Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100403#M1154458</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;FONT color="#000000"&gt;Firstly, let's talk about the Marriott Family of hotels and what to expect&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&amp;nbsp; &amp;nbsp;Marriott rewards is a rewards program that encompasses 19 brands of hotels, we'll break them up into categories - Full Service Hotels,Luxury Hotels, Select Service Hotels, Extended Stay Hotels, Timeshare/Villa properties, and earning only hotels (which means you can't REDEEM points for a stay there)&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Full Service&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;JW Marriott - JW&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Marriott&amp;nbsp;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Rennaissance - Ren&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Autograph Collection&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Protea Fire &amp;amp; Ice&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Delta Hotels&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Luxury Hotels&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Ritz Carlton - RC&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Edition - Edition&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Gaylord Hotels&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Protea - African Pride&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Select Service Hotels&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Springhill Suites - SHS&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Fairfield Inn and Suites - FFI&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Courtyard - CY&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;AC Hotels - AC&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Moxy - Moxy&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Protea&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Extended Stay Hotels&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Residence Inn - RI&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Towneplace Suites - TPS&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Timeshare/Villa Properties&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Marriott Vacation Club - MVC&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Earning Only Hotels&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Marriott Executive Apartments - MEA&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;ExecuStay - ES&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;I know there is more than 19 brands listed there, but 3 of them (Protea, African Pride, and Protea Fire and Ice) are all just different brands within the same family.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;What do these classifications mean?&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Full service hotels are exactly what they sound like. They offer more in the way of amenities. They may have a club level, one or more restauraunts, nicer toiletries, turndown service, and so on.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Luxury hotels are pretty self explanatory. These are going to be your (most likely) most expensive hotels here. JW Marriott could fall into this category, but it depends on the hotel, and your opinion. These are the hotels that are going to provide the best of the best in terms or service quality, amenity quality, (hopefully) room quality, but you will pay for this.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Select Service Hotels give you a room, they may or may not have a restaurant, this is going to be your standard hotel, with no real frills.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Extended stay hotels include a kitchen, and offer studio rooms, and one or two bedroom suites. These are meant for extended stays, and there's a downside to staying at them (which we'll get into later). Residence inn is a more upscale hotel, TownePlace Suites is more of a mid tier hotel, but they did just revamp their breakfast offerings.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Marriott Vacation Club resorts are timeshare properties, but you are able to book a stay there just like any other hotel. These will usually be 2 or 3 bedroom villas, with a full kitchen, and a LARGE resort property.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Marriott Executive Apartments and ExecuStay are EARNING ONLY partner hotels, you cannot redeem points here, and like the previous category they're usually used for extended stays, but for business travelers as opposed to families.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3" color="#000000"&gt;&lt;STRONG&gt;Marriott Rewards Program&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="2" color="#000000"&gt;&lt;SPAN&gt;Marriott rewards offers 6 membership levels, with different benefits, and you can choose to either earn marriott points, or airline miles (38 partner airline programs).&amp;nbsp;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;&lt;FONT size="2"&gt;&lt;SPAN&gt;Basic Member&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT size="2" color="#000000"&gt;&lt;SPAN&gt;Free Wifi at (almost) every marriott hotel&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT size="2" color="#000000"&gt;&lt;SPAN&gt;5th night free on all award stays&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;&lt;FONT size="2"&gt;&lt;SPAN&gt;Silver Elite - 10 Qualifying Nights&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;20% bonus points&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;Late Checkout&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;Weekend Discounts&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;Elite only Offers&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;&lt;SPAN&gt;Gold&lt;/SPAN&gt;&lt;SPAN&gt; Elite - 50 Qualifying Nights&lt;/SPAN&gt;&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;&lt;SPAN&gt;Guaranteed lounge access/breakfast for members and one guest (excludes CY, resorts, and RC)&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;Room Upgrades - (Excludes Suites and Club Level at RC)&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;Free "Enhanced" Wifi&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;Guaranteed Room Type&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;Hertz #1 Gold Membership&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;Free local phone calls and faxes, discounted long distance phone calls&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;25% bonus on points&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Platinum Elite Status - 75 Qualifying Nights&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;48 hour guaranteed availability for hotel rooms&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Complimentary United MileagePlus Silver Status&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Platinum Arrival Gift&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;50% bonus on points&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Platinum Premier Elite Status - ???? Nights/Spend&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Fancy Title&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Complimentary United MileagePlus Gold Status&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Platinum 5-Star Status - Not Gonna Happen - VIP/Personal Friend of Marriott Family&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Everything you want&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;If you are gold/platinum and a hotel does not have a lounge, or the lounge is closed you will either be given bonus points, or free breakfast in the hotel restaurant.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;&lt;FONT color="#000000"&gt;PLATINUM ARRIVAL GIFT:&amp;nbsp;&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;1000 points (or 500 miles) at&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;RC&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;500 points (or a food/beverage amenity) at&amp;nbsp;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;JW&lt;/LI&gt;&lt;LI&gt;Autograph Collection&lt;/LI&gt;&lt;LI&gt;Ren&lt;/LI&gt;&lt;LI&gt;Marriott&lt;/LI&gt;&lt;LI&gt;Gaylord&lt;/LI&gt;&lt;LI&gt;MVC&lt;/LI&gt;&lt;LI&gt;EDITION (or 250 miles)&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;400 points AND food and bev amenity) at&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;AC (US &amp;amp; Canada)&lt;/LI&gt;&lt;LI&gt;CY&amp;nbsp;&lt;SPAN&gt;(US &amp;amp; Canada)&lt;/SPAN&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;250 points or food and bev amenity at (international)&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;AC&lt;/LI&gt;&lt;LI&gt;CY&lt;/LI&gt;&lt;LI&gt;Moxy&lt;/LI&gt;&lt;LI&gt;Protea&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;200 points or food and bev amenity at&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;SHS, RI, FFI, TPS&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Elite Night Credits:&amp;nbsp;&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;&amp;nbsp;&lt;/STRONG&gt;You will earn 1 elite night credit for all&amp;nbsp;nights(including award stays) stayed at ALL hotels EXCEPT&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;- Marriott Executive Apartments and ExecuStay &amp;nbsp;- Both will earn you 1 elite night credit for every THREE nights stayed.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;If you fall short of qualifying for your next status level, your nights will rollover (one time, with one exception, See: Credit Cards)&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;IE:&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;You end 2015 with 45 elite qualifying nights. You only need 10 to qualify for silver, 35 nights will rollover and you will start 2016 with 35 nights. If you only stay 10 nights and end the year with 45 nights again, these nights will NOT rollover again. You will start 2016 with 0 nights (unless you have a marriott credit card)&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;ALL elite qualifying nights (nights stayed, credit card nights, rollover nights) count towards lifetime status&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Now In marriott rewards you can choose to earn either points and miles, but earnings differ based on hotel brand.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;You earn 10 base points, or 2 miles per dollar on ALL qualifying charges at (room service, hotel restaurant, spa services, and so on)&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;JW&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Autograph Collection&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Marriott&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Rennaissance&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;MVC&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;You earn 10 base points, or 2 miles per dollar on room rate ONLY at&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;SHS&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;FFI&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Protea&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;CY&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Moxy&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;AC&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Gaylord&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;RC&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;You will earn 5 base points or 1 miles per dollar on room rate ONLY at&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;RI&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;TPS&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;You will earn 2.5 points or 1 mile per dollar on&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;MEA (Room Rate Only)&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;ES (All Qualifying Charges)&amp;nbsp;&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#FF0000"&gt;&lt;STRONG&gt;NOTICE:&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#FF0000"&gt;&lt;STRONG&gt;&amp;nbsp;- ELITE BONUSES COUNT FOR POINTS ONLY, YOU WILL NOT EARN ELITE BONUSES ON MILES&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Spending Your Points&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;There are 9 categories, and 5 tiers of hotels, representing a point cost per night. ALL members get their 5th consecutive night (spent at the same hotel) for free. Most hotels use the "Category" system, ONLY RC, and Edition use the Tier system.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Category 1 - 7,500&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Category 2 - 10,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Category 3 - 15,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Category 4 - 20,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Category 5 - 25,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Category 6 - 30,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Category 7 - 35,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Category 8 - 40,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Category 9 - 45,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Tier 1 - 30,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Tier 2 - 40,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Tier 3 - 50,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Tier 4 - 60,000&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Tier 5 - 70,000&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Example of 5th night free:&amp;nbsp;&lt;/P&gt;&lt;P&gt;Category 8 properties are 40,000 points/night&lt;/P&gt;&lt;P&gt;1 night = 40,000&lt;/P&gt;&lt;P&gt;2 nights = 80,000&lt;/P&gt;&lt;P&gt;3 nights = 120,000&lt;/P&gt;&lt;P&gt;4 nights = 160,000&lt;/P&gt;&lt;P&gt;5 nights = 160,000&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This only works if you spend all 5 nights, in a row, at the same hotel.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;That is the basics of the marriott rewards program...the ritz carlton rewards program is the SAME program, with a different name. You can only belong to one of them, and you can switch your "allegiance" at any time you choose by simply calling up customer service. The only difference is bonus opportunities.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;&lt;STRONG&gt;Onto the Credit Cards&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;There are 4 credit cards associated with this rewards program&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Marriott Rewards Credit Card&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Marriott Rewards Premier&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Marriott Rewards Business Premier&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Ritz Carlton Rewards Card&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;The standard marriott rewards credit&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;$49 AF, waived first year&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;10 elite qualifying nights (these are not FREE nights for you to stay, they are nights towards elite status - This will get you silver status)&amp;nbsp;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;3 points per dollar on marriott hotels&amp;nbsp;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;1 point per dollar on all other purchases&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;1 Elite night credit for every $3,000 spent on the card&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Marriott Rewards Premier Card&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;$85 annual fee, waived first year &lt;/FONT&gt;&lt;FONT color="#000000"&gt;(Varies based on application link/offer used)&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;15 elite qualifying nights (10 for silver status, 5 extra to get you towards the next level)&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;one free category 1-5 certificate on each cardmember anniversary&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;5 points per dollar spent at all marriott properties&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;2 points per dollar spent on airfare, rental cars, and restaurants&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;1 point per dollar spent elsewhere&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;1 elite night credit for every $3,000 in card spend&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Marriott Rewards Premier Card (Business)&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;FONT color="#000000"&gt;$99 annual fee, waived first year&amp;nbsp;&lt;/FONT&gt;&lt;/FONT&gt;&lt;FONT color="#000000"&gt;(Varies based on application link/offer used)&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;15 elite qualifying nights (10 for silver status, 5 extra to get you towards the next level)&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;one free category 1-5 certificate on each cardmember anniversary&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;5 points per dollar spent at all marriott properties&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;2 points per dollar spent on airfare, rental cars, and restaurants, office supply stores, internet service, cable service, phone service&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;1 point per dollar spent elsewhere&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;1 elite night credit for every $3,000 in card spend&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Ritz Carlton Rewards Card&lt;/FONT&gt;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;$395/$450 annual fee&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Automatic Marriott Gold Elite Status for your first year (and maintained each year after that with $10,000 spent on the card)&amp;nbsp;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;Ability to earn platinum elite status ($75,000 in card spend/yearly)&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;$300 Airline Incidental Credit (&lt;SPAN&gt;airline lounge day pass, or towards a yearly lounge membership of your choice; airline seat upgrades; airline baggage fees; in-flight &lt;/SPAN&gt;internet/entertainment;&lt;SPAN&gt; in-flight meals; Global Entry fees)&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;$100 Hotel Credit on paid stays of 2+ nights (RC hotels ONLY, must use Z34 booking code (online) or book over the phone)&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;3 Certificates for upgrade to club level on a paid stay of up to 7 nights (RC hotels Only, must pay a certain rate (Z38 booking code), must be booked over the phone (though rates can be searched online) , INCLUDES $100 HOTEL CREDIT )&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;$100 discount on select airline ticket purchases of 2-5 passengers&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;Up to $100 global entry/TSA PreCheck credit (once every 4 years)&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;Priority Pass Select Membership (free guests, not sure on limits)&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;5 points per dollar spent at marriott&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;2 points per dollar spent on airfare, rental cars and restaurants&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;1 point per dollar spent on all other purchases&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;&lt;FONT color="#000000"&gt;&lt;SPAN&gt;10% yearly bonus on ALL points earned through card spend&lt;/SPAN&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;The basic marriott card is pretty much useless in my opinion. For a few more bucks a year you get a free night every year.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The premier card (personal and business), to me, is a keeper for the free annual night. You'll rarely find a hotel for cheaper than $85, and silver status (though it doesn't give much) certainly helps with the 20% bonus points. This also allows you to take a gold elite status challenge (if you are a basic member you can only take a silver challenge) which will give you a fast track to gold status. Like all hotel cards that offer a free annual night (Marriott, Hyatt, IHG...) I think this card is a no brainer if you travel at all.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The Ritz Carlton card holds TREMENDOUS value for it's automatic gold status, and benefits at ritz carlton. Even if you NEVER step foot in a ritz carlton hotel, if you stay at marriott often (but not often enough to achieve gold status), the free breakfast alone can be worth up to $50/day, and lounge access can be invaluable. Free food almost all day long, some lounges have free alcohol all day long. The ritz carlton club level upgrades can easily be worth $1000 (or more) each if used correctly, and the $100 hotel credit is worth $100 &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt; Though you may have trouble using the $300 airline credit for gift cards, it still has its' uses.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#FF0000"&gt;&lt;STRONG&gt;Edit: As of 9/6/16, despite policy stating otherwise, I have received 15 elite night credits from both the Marriott Premier Card, and the Marriott Business card, for a total of 30 elite night credits. This is not guaranteed, but it did happen.&amp;nbsp;&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;I've left a lot out, I'll be editing this over time, but it's here if you need it &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; Hope it helps some people a little bit, I know it's unorganized.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000"&gt;Feel free to reply with anything you think I missed or if you have any questions =]&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 06 Sep 2016 23:46:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100403#M1154458</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2016-09-06T23:46:59Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100410#M1154461</link>
      <description>&lt;P&gt;I can always count on you for informed information BRAVO&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:10:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100410#M1154461</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2015-06-30T03:10:52Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100414#M1154464</link>
      <description>&lt;P&gt;Good job on this... &amp;nbsp;20 thumps up for you...&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:11:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100414#M1154464</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-30T03:11:35Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100415#M1154465</link>
      <description>&lt;P&gt;Great info. &amp;nbsp;Thanks for posting this. Kenny, any chance of this being included in the helpful threads link?. &amp;nbsp;These questions come up all the time&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:13:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100415#M1154465</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-30T03:13:28Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100425#M1154474</link>
      <description>&lt;P&gt;How much is Platinum status really worth unless you stay at the highest end of this hotel chain?&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:18:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100425#M1154474</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-30T03:18:59Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100450#M1154491</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;How much is Platinum status really worth unless you stay at the highest end of this hotel chain?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Gold status is the meat and potatoes of the marriott rewards program, but depending on how many separate stays you have annually it can be very valuable (i will add this to main post as well)&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;every time you check into a hotel as a platinum (or platinum premier member) you are guaranteed&amp;nbsp;(this includes resorts)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;1000 points (or 500 miles) at&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;RC&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;500 points (or a food/beverage amenity) at&amp;nbsp;&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;JW&lt;/LI&gt;&lt;LI&gt;Autograph Collection&lt;/LI&gt;&lt;LI&gt;Ren&lt;/LI&gt;&lt;LI&gt;Marriott&lt;/LI&gt;&lt;LI&gt;Gaylord&lt;/LI&gt;&lt;LI&gt;MVC&lt;/LI&gt;&lt;LI&gt;EDITION (or 250 miles)&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;400 points (or food and bev amenity) at&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;AC (US &amp;amp; Canada)&lt;/LI&gt;&lt;LI&gt;CY&amp;nbsp;&lt;SPAN&gt;(US &amp;amp; Canada)&lt;/SPAN&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;250 points or food and bev amenity at (international)&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;AC&lt;/LI&gt;&lt;LI&gt;CY&lt;/LI&gt;&lt;LI&gt;Moxy&lt;/LI&gt;&lt;LI&gt;Protea&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;200 points or food and bev amenity at&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;SHS, RI, FFI, TPS&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It also includes United Silver status (if that means anything to you, I know some people dont use united) and a 50% bonus on all points.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;That's 15 points per dollar spent at marriott, not counting credit card points. Adds up quick!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:30:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100450#M1154491</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-06-30T03:30:56Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100463#M1154497</link>
      <description>&lt;P&gt;What a shame that the Ritz-Carlton AF is so much higher than the Marriott Premier AF. At least if they threw in a Cat 1-7 night in there yearly it would be worth keeping long term for the casual traveler.&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:34:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100463#M1154497</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-30T03:34:01Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100479#M1154504</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;What a shame that the Ritz-Carlton AF is so much higher than the Marriott Premier AF. At least if they threw in a Cat 1-7 night in there yearly it would be worth keeping long term for the casual traveler.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;the $300 airline incidental credit effectively puts you at a $95 AF. Marriott gold status is worth far more than that by itself, but you also get loungeclub, and all the other benefits (trip insurance, primary rental car insurance, ritz club level upgrades, $100 hotel credit)&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I used a club level certificate for a cheap stay at the ritz pentagon city, I paid $169 a night for club level (and got a $100 hotel credit) and they were serving scallops, and filet mignon, and duck for dinner. Great breakfast every morning, FREE open bar all day long. Hard to beat that when it's a free upgrade. haha.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:37:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100479#M1154504</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-06-30T03:37:54Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100485#M1154509</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;What a shame that the Ritz-Carlton AF is so much higher than the Marriott Premier AF. At least if they threw in a Cat 1-7 night in there yearly it would be worth keeping long term for the casual traveler.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;the $300 airline incidental credit effectively puts you at a $95 AF. Marriott gold status is worth far more than that by itself, but you also get loungeclub, and all the other benefits (trip insurance, primary rental car insurance, ritz club level upgrades, $100 hotel credit)&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I used a club level certificate for a cheap stay at the ritz pentagon city, I paid $169 a night for club level (and got a $100 hotel credit) and they were serving scallops, and filet mignon, and duck for dinner. Great breakfast every morning, FREE open bar all day long. Hard to beat that when it's a free upgrade. haha.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This is only though if you can actually dedicate $10,000 of spend to it yearly. But if you're staying at the Ritz-Carlton, this should be no issue.&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:40:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100485#M1154509</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-30T03:40:22Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100488#M1154511</link>
      <description>Love this! Not calling Chase anymore..I'll just ask Jsu from now on!</description>
      <pubDate>Tue, 30 Jun 2015 03:43:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100488#M1154511</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-30T03:43:02Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100493#M1154514</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;What a shame that the Ritz-Carlton AF is so much higher than the Marriott Premier AF. At least if they threw in a Cat 1-7 night in there yearly it would be worth keeping long term for the casual traveler.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;the $300 airline incidental credit effectively puts you at a $95 AF. Marriott gold status is worth far more than that by itself, but you also get loungeclub, and all the other benefits (trip insurance, primary rental car insurance, ritz club level upgrades, $100 hotel credit)&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I used a club level certificate for a cheap stay at the ritz pentagon city, I paid $169 a night for club level (and got a $100 hotel credit) and they were serving scallops, and filet mignon, and duck for dinner. Great breakfast every morning, FREE open bar all day long. Hard to beat that when it's a free upgrade. haha.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This is only though if you can actually dedicate $10,000 of spend to it yearly. But if you're staying at the Ritz-Carlton, this should be no issue.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;10k in a whole year isn't that much. I pay all of my mom's (and some of my sister's) bills and have them reimburse me. When I go on a trip with family/friend, I charge EVERYTHING to my cards and have them pay me. I paid my mom's cell phone bill, cable bill, car insurance, my own expenses. Hit the 10k in like 3 months. haha.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:44:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100493#M1154514</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-06-30T03:44:35Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100495#M1154516</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Love this! Not calling Chase anymore..I'll just ask Jsu from now on!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Just send him PMs. &amp;nbsp;He will eventually respond :-)&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:44:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100495#M1154516</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-30T03:44:52Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100506#M1154527</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Love this! Not calling Chase anymore..I'll just ask Jsu from now on!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Lol that's what I do he and newguy have great info and vast knowledge of these things&amp;nbsp;&lt;/P&gt;&lt;P&gt;Then when Jsucool goes AWOL I'm like a junkie w/o his fix (information)....Lol&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Hint hint stop going AWOL pal&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:48:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100506#M1154527</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2015-06-30T03:48:08Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100510#M1154530</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Love this! Not calling Chase anymore..I'll just ask Jsu from now on!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Just send him PMs. &amp;nbsp;He will eventually respond :-)&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I'm pretty good with PMs...but if possible save them all for Friday, or the following sunday. I'll be in an admiral's club for 3.5 hours, and on planes for about 12 hours. I need something to do. haha. My next messy guide shall be the thankyou rewards cards &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt; Thank you prestige for my admiral's club access.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/135436"&gt;@MJ&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I haven't been AWOL for a bit. I try to keep up with this now. It's when I'm in desperate need of gardening I go AWOL, but I'll always respond to a PM haha. =]&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:51:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100510#M1154530</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-06-30T03:51:10Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100513#M1154532</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Love this! Not calling Chase anymore..I'll just ask Jsu from now on!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Just send him PMs. &amp;nbsp;He will eventually respond :-)&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I'm pretty good with PMs...but if possible save them all for Friday, or the following sunday. I'll be in an admiral's club for 3.5 hours, and on planes for about 12 hours. I need something to do. haha. My next messy guide shall be the thankyou rewards cards &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt; Thank you prestige for my admiral's club access.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/135436"&gt;@MJ&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I haven't been AWOL for a bit. I try to keep up with this now. It's when I'm in desperate need of gardening I go AWOL, but I'll always respond to a PM haha. =]&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Where you going this time? &amp;nbsp;Is this your Germany trip?&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:52:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100513#M1154532</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-30T03:52:11Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100517#M1154534</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Good job on this... &amp;nbsp;20 thumps up for you...&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Totally agree!&amp;nbsp; Thanks&lt;FONT color="#339966"&gt;&lt;STRONG&gt; jsucool76&lt;/STRONG&gt;&lt;/FONT&gt; for taking the time to consolidate and post all this great information.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG width="407" title="Perfection.gif" height="235" alt="Perfection.gif" border="0" src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/14471i77D07E103D7E6230/image-size/original?v=mpbl-1&amp;amp;px=-1" /&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:53:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100517#M1154534</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2015-06-30T03:53:43Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100519#M1154535</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Love this! Not calling Chase anymore..I'll just ask Jsu from now on!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Just send him PMs. &amp;nbsp;He will eventually respond :-)&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I'm pretty good with PMs...but if possible save them all for Friday, or the following sunday. I'll be in an admiral's club for 3.5 hours, and on planes for about 12 hours. I need something to do. haha. My next messy guide shall be the thankyou rewards cards &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt; Thank you prestige for my admiral's club access.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/135436"&gt;@MJ&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I haven't been AWOL for a bit. I try to keep up with this now. It's when I'm in desperate need of gardening I go AWOL, but I'll always respond to a PM haha. =]&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Where you going this time? &amp;nbsp;Is this your Germany trip?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;FLL-PHL(3:45 break at PHL)-FRA &amp;nbsp;- So if anyone is at PHL on july 3rd, free admiral's club access if you shoot me a PM haha.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;then on the 8th i'm flying CGN-STN for a day in london, then back STN-CGN that night.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;then on the 12th i'm flying FRA-PHL-FLL, and then I have work first thing the morning of the 13th &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thank's to my marriott gold status from the RCR card I got upgraded to an executive suite for my stay at the Cologne Marriott =]&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:56:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100519#M1154535</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-06-30T03:56:39Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100523#M1154537</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Love this! Not calling Chase anymore..I'll just ask Jsu from now on!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Just send him PMs. &amp;nbsp;He will eventually respond :-)&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I'm pretty good with PMs...but if possible save them all for Friday, or the following sunday. I'll be in an admiral's club for 3.5 hours, and on planes for about 12 hours. I need something to do. haha. My next messy guide shall be the thankyou rewards cards &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt; Thank you prestige for my admiral's club access.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/135436"&gt;@MJ&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I haven't been AWOL for a bit. I try to keep up with this now. It's when I'm in desperate need of gardening I go AWOL, but I'll always respond to a PM haha. =]&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Where you going this time? &amp;nbsp;Is this your Germany trip?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;FLL-PHL(3:45 break at PHL)-FRA&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;then on the 8th i'm flying CGN-STN for a day in london, then back STN-CGN that night.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;then on the 12th i'm flying FRA-PHL-FLL, and then I have work first thing the morning of the 13th &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thank's to my marriott gold status from the RCR card I got upgraded to an executive suite for my stay at the Cologne Marriott =]&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Very nice. &amp;nbsp;Enjoy the trip!&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 03:56:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100523#M1154537</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-30T03:56:29Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100539#M1154543</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Love this! Not calling Chase anymore..I'll just ask Jsu from now on!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Just send him PMs. &amp;nbsp;He will eventually respond :-)&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I'm pretty good with PMs...but if possible save them all for Friday, or the following sunday. I'll be in an admiral's club for 3.5 hours, and on planes for about 12 hours. I need something to do. haha. My next messy guide shall be the thankyou rewards cards &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt; Thank you prestige for my admiral's club access.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/135436"&gt;@MJ&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I haven't been AWOL for a bit. I try to keep up with this now.&lt;FONT color="#0000FF"&gt;&lt;STRONG&gt; It's when I'm in desperate need of gardening I go AWOL,&lt;/STRONG&gt;&lt;/FONT&gt; but I'll always respond to a PM haha. =]&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Lol Ok now I know&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 04:05:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100539#M1154543</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2015-06-30T04:05:30Z</dc:date>
    </item>
    <item>
      <title>Re: Comprehensive Guide to Marriott/Ritz Carlton Rewards (and Their Credit Cards)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100542#M1154545</link>
      <description>&lt;P&gt;Hold up what's this FLL thing&amp;nbsp;&lt;/P&gt;&lt;P&gt;Cuz I'm FLL 365/24/7 Lol&lt;/P&gt;</description>
      <pubDate>Tue, 30 Jun 2015 04:07:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comprehensive-Guide-to-Marriott-Ritz-Carlton-Rewards-and-Their/m-p/4100542#M1154545</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2015-06-30T04:07:07Z</dc:date>
    </item>
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