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    <title>topic Re: Where are the magical chat fairies for Cap 1. in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107295#M1156867</link>
    <description>&lt;P&gt;I know what you mean. "Mack" wasn't too helpful either.&lt;/P&gt;</description>
    <pubDate>Fri, 03 Jul 2015 22:48:00 GMT</pubDate>
    <dc:creator>-Cain-</dc:creator>
    <dc:date>2015-07-03T22:48:00Z</dc:date>
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      <title>Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107278#M1156860</link>
      <description>&lt;P&gt;"Alec" is being a total tool. Not even sure he's a real person. Keeps referring me to CLI form, prequal site for PC, etc. How do you ask them to PC or CLI without them sending you to the buttons already available?&lt;/P&gt;</description>
      <pubDate>Fri, 03 Jul 2015 22:37:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107278#M1156860</guid>
      <dc:creator>nursepower</dc:creator>
      <dc:date>2015-07-03T22:37:17Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107284#M1156863</link>
      <description>I think it might be better to call instead.</description>
      <pubDate>Fri, 03 Jul 2015 22:41:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107284#M1156863</guid>
      <dc:creator>OmarGB9</dc:creator>
      <dc:date>2015-07-03T22:41:39Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107295#M1156867</link>
      <description>&lt;P&gt;I know what you mean. "Mack" wasn't too helpful either.&lt;/P&gt;</description>
      <pubDate>Fri, 03 Jul 2015 22:48:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107295#M1156867</guid>
      <dc:creator>-Cain-</dc:creator>
      <dc:date>2015-07-03T22:48:00Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107300#M1156868</link>
      <description>The one time I chatted online I got a gentleman by the name of "George" and he was very friendly and helpful.</description>
      <pubDate>Fri, 03 Jul 2015 22:52:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107300#M1156868</guid>
      <dc:creator>OmarGB9</dc:creator>
      <dc:date>2015-07-03T22:52:30Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107305#M1156869</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/732305"&gt;@nursepower&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;"Alec" is being a total tool. Not even sure he's a real person. Keeps referring me to CLI form, prequal site for PC, etc. How do you ask them to PC or CLI without them sending you to the buttons already available?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;If you're looking for the CLI button, once you log into your account select the drop-down for "Services"; select the very bottom option 'more...'&amp;nbsp; On the next screen you'll see a list of options, one of which is "Increase Credit Limit".&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The 'check for PC' has never worked for me, but they are referring to the 'Modify your Features'; to find it click the 'Accounts' drop-down; 'Modify your Features' is usually the very last option.&amp;nbsp; The purple icon is the one to see if you have any upgrades or PC's available, but like I mentioned, it's never worked for me so you'll probably do better to call.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;On the other hand, the 'Increase Credit Limit' &lt;EM&gt;has worked well for me&lt;/EM&gt;, so you might want to give that one a try.&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 03 Jul 2015 22:56:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107305#M1156869</guid>
      <dc:creator>UncleB</dc:creator>
      <dc:date>2015-07-03T22:56:45Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107337#M1156877</link>
      <description>The rep's name I spoke with to get my PC processed was Steve. He was great and I didn't have any issues.</description>
      <pubDate>Fri, 03 Jul 2015 23:17:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107337#M1156877</guid>
      <dc:creator>luckydiva95</dc:creator>
      <dc:date>2015-07-03T23:17:26Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107341#M1156878</link>
      <description>&lt;P&gt;What did you say Lucky? If you don't mind me asking?&lt;/P&gt;</description>
      <pubDate>Fri, 03 Jul 2015 23:18:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107341#M1156878</guid>
      <dc:creator>nursepower</dc:creator>
      <dc:date>2015-07-03T23:18:58Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107362#M1156881</link>
      <description>I asked to upgrade my quicksilver one to the quicksilver with no annual fee because I didn't want to pay the annual fee in sept. He asked he would look into my account. He came back a few minutes later &amp;amp; said my account was eligible for the upgrade. I have a secured card with them as well that I've had for a year and a half. I did ask for my account to be upgraded a few months ago &amp;amp; they said my account wasn't eligible. I thought I would try again.</description>
      <pubDate>Fri, 03 Jul 2015 23:34:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107362#M1156881</guid>
      <dc:creator>luckydiva95</dc:creator>
      <dc:date>2015-07-03T23:34:11Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107371#M1156883</link>
      <description>&lt;P&gt;ok. thank you for that.&lt;/P&gt;</description>
      <pubDate>Fri, 03 Jul 2015 23:49:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107371#M1156883</guid>
      <dc:creator>nursepower</dc:creator>
      <dc:date>2015-07-03T23:49:04Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107472#M1156908</link>
      <description>I had George also. Was a little slow but he was able to get my card converted with no issues.</description>
      <pubDate>Sat, 04 Jul 2015 01:04:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107472#M1156908</guid>
      <dc:creator>Jeff532003</dc:creator>
      <dc:date>2015-07-04T01:04:22Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107513#M1156924</link>
      <description>&lt;P&gt;I just have to ask because I am obviously missing it. Where does one find the chat option for Capital One?&lt;/P&gt;</description>
      <pubDate>Sat, 04 Jul 2015 01:47:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107513#M1156924</guid>
      <dc:creator>NichelleN</dc:creator>
      <dc:date>2015-07-04T01:47:38Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107548#M1156941</link>
      <description>&lt;P&gt;Click on the Contact Us at the top left of the page. &amp;nbsp;Scroll down and you should see Chat Now for Real Time Help. &amp;nbsp;The option is not available when it is off hours. &amp;nbsp;I am not sure what their hours are but it is available right now. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have chatted with 5 different individuals for different reasons - very fast, very friendly, and helpful.&lt;/P&gt;</description>
      <pubDate>Sat, 04 Jul 2015 02:03:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107548#M1156941</guid>
      <dc:creator>needtodobetter</dc:creator>
      <dc:date>2015-07-04T02:03:47Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107578#M1156962</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/184366"&gt;@needtodobetter&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Click on the Contact Us at the top left of the page. &amp;nbsp;Scroll down and you should see Chat Now for Real Time Help. &amp;nbsp;The option is not available when it is off hours. &amp;nbsp;I am not sure what their hours are but it is available right now. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have chatted with 5 different individuals for different reasons - very fast, very friendly, and helpful.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks for the quick reply. Unfortunately, I can't find that option anywhere. The "Contact Us" option is on the top right for me. And under that the only choices are phone, web (email) and mail. I even did a search on the site and the results pointed to the same information you provided.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp; &lt;FONT face="book antiqua,palatino,serif" color="#000080"&gt;Secure Chat at Capital One&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT face="book antiqua,palatino,serif" color="#000080"&gt;Chat agents are available 24/7 to answer servicing questions about your existing Capital One credit card account. To chat with an agent, just &lt;A href="https://servicing.capitalone.com/c1/Login.aspx" target="_blank"&gt;sign in to Online Banking&lt;/A&gt; and click the "Contact Us" link at the top of the page. Then scroll down to the bottom of the page and select "Chat now for real-time help" within the "Contact Us" section.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But, I don't see any chat options anywhere. I've got nothing. Strange.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 04 Jul 2015 02:23:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107578#M1156962</guid>
      <dc:creator>NichelleN</dc:creator>
      <dc:date>2015-07-04T02:23:56Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107809#M1157063</link>
      <description>&lt;P&gt;Yikes - I meant top right - lol. &amp;nbsp;There have been a couple times that I looked for it and it wasn't there. &amp;nbsp;I figured it must be "off hours" for them those times. &amp;nbsp;Interesting that it says it's 24/7. &amp;nbsp;I just checked and it is up for me :-) &amp;nbsp;I wonder if they possibly pull it if they are really backed up on messages????? &amp;nbsp;I know when I have used it, it was always an immediate response so maybe they pull it down when there will be a long hold???? &amp;nbsp;Maybe check again :-)&lt;/P&gt;</description>
      <pubDate>Sat, 04 Jul 2015 04:43:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4107809#M1157063</guid>
      <dc:creator>needtodobetter</dc:creator>
      <dc:date>2015-07-04T04:43:54Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4108074#M1157132</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/184366"&gt;@needtodobetter&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Yikes - I meant top right - lol. &amp;nbsp;There have been a couple times that I looked for it and it wasn't there. &amp;nbsp;I figured it must be "off hours" for them those times. &amp;nbsp;Interesting that it says it's 24/7. &amp;nbsp;I just checked and it is up for me :-) &amp;nbsp;I wonder if they possibly pull it if they are really backed up on messages????? &amp;nbsp;I know when I have used it, it was always an immediate response so maybe they pull it down when there will be a long hold???? &amp;nbsp;Maybe check again :-)&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Something else I found out by 'trial and error' is that whenever I use my VPN (which is usually) there is no chat button - as in, it's just not there.&amp;nbsp; If I log off Capital One, disconnect the VPN, then log back on to Capital One, bingo... it reappears.&amp;nbsp; I guess something about the chat software doesn't play well with VPNs.&amp;nbsp; &lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 04 Jul 2015 14:55:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4108074#M1157132</guid>
      <dc:creator>UncleB</dc:creator>
      <dc:date>2015-07-04T14:55:44Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4108100#M1157141</link>
      <description>&lt;P&gt;&lt;FONT size="3"&gt;I've used chat a few times. &amp;nbsp;No real luck getting anything done&amp;nbsp;til yesterday. &amp;nbsp;I chatted with Kelvin and he was able to convert my platinum card to the quicksilver. &amp;nbsp;Started out a little slow because I also asked if he could see when my credit steps increase was going to kick in. &amp;nbsp;He never could tell me that but I was able to get the PC done. &amp;nbsp;So all and all it was a success this time.&lt;/FONT&gt; &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 04 Jul 2015 15:10:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4108100#M1157141</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-04T15:10:56Z</dc:date>
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      <title>Re: Where are the magical chat fairies for Cap 1.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4108211#M1157171</link>
      <description>Congrats on the PC</description>
      <pubDate>Sat, 04 Jul 2015 16:12:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Where-are-the-magical-chat-fairies-for-Cap-1/m-p/4108211#M1157171</guid>
      <dc:creator>needtodobetter</dc:creator>
      <dc:date>2015-07-04T16:12:13Z</dc:date>
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