topic Re: Inquiry issues in Credit Cards

Inquiry issues

Makersmark23 — Wed, 08 Jul 2015 01:14:22 GMT

so we recently applied for a mortgage which came about a half year earlier than expected due to a recent raise I got.

Problem is, I applied for 3 cards (2 amex, 1 Barclay) between March and June. They want info on all inquiries within 60 days of today.

I have scores between 750 - 760, no baddies.

I'm not sure how to explain these inquiries and I really hope they're not an issue, I know 6 months is the rule of thumb.

I got the cards for a new good travel rewards setup...

Re: Inquiry issues

Anonymous — Wed, 08 Jul 2015 01:19:13 GMT

@Makersmark23 wrote:
so we recently applied for a mortgage which came about a half year earlier than expected due to a recent raise I got.

Problem is, I applied for 3 cards (2 amex, 1 Barclay) between March and June. They want info on all inquiries within 60 days of today.

I have scores between 750 - 760, no baddies.

I'm not sure how to explain these inquiries and I really hope they're not an issue, I know 6 months is the rule of thumb.

I got the cards for a new good travel rewards setup...

That's how you explain the inquries. With your scores, that few inquiries is not likely to be an issue.

Re: Inquiry issues

Anonymous — Wed, 08 Jul 2015 01:21:46 GMT

When my mom applied for a mortgage, the bank asked her about every little thing. Every deposit, every withdrawal, every inquiry, etc. Just be honest. It's mostly a formality thing.