topic Re: got the chase amazon - may want to close in Credit Cards

got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 01:55:43 GMT

so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE

thanks!

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 01:58:32 GMT

@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE

thanks!

I applied for the chase amazon card one day because amazon offered $30 off my order if approved. Gave me a CL of $500 as well. I closed it a month later. Just wanted the $30 off :/

Re: got the chase amazon - may want to close

SOGGIE — Thu, 09 Jul 2015 02:06:37 GMT

@Anonymous wrote:
@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE

thanks!
I applied for the chase amazon card one day because amazon offered $30 off my order if approved. Gave me a CL of $500 as well. I closed it a month later. Just wanted the $30 off :/

OMGeee! You took a HP for a $30-discount essentally. Why not keep the card, if I might ask?

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 02:09:02 GMT

@SOGGIE wrote:
@Anonymous wrote:
@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE

thanks!
I applied for the chase amazon card one day because amazon offered $30 off my order if approved. Gave me a CL of $500 as well. I closed it a month later. Just wanted the $30 off :/
OMGeee! You took a HP for a $30-discount essentally. Why not keep the card, if I might ask?

Didn't need it. Not a big Amazon shopper. And I don't usually have many HPs in a given year. Just this year I went on an app spree.

Re: got the chase amazon - may want to close

taxi818 — Thu, 09 Jul 2015 02:15:03 GMT

@SOGGIE wrote:
@Anonymous wrote:
@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE

thanks!
I applied for the chase amazon card one day because amazon offered $30 off my order if approved. Gave me a CL of $500 as well. I closed it a month later. Just wanted the $30 off :/
OMGeee! You took a HP for a $30-discount essentally. Why not keep the card, if I might ask?

lol. I can't blame him. or her. $30 spot is a $30 spot. lmao.

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 02:17:36 GMT

@Anonymous wrote:
@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE

thanks!
I applied for the chase amazon card one day because amazon offered $30 off my order if approved. Gave me a CL of $500 as well. I closed it a month later. Just wanted the $30 off :/

You missed out. The Chase Amazon has been known to offer up to $70 off.

Re: got the chase amazon - may want to close

kdm31091 — Thu, 09 Jul 2015 02:20:46 GMT

@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE

thanks!

Chase Amazon is not very exciting and you will have very little use for it with your Sallie (although as I say over and over I expect Sallie to be nerfed sooner or later especially the Amazon part).

Moving the limit to your Freedom makes sense, but since it is only a 500 limit you will need to keep your Amazon Visa inactive for 30 days I believe (no transactions, zero balance). Chase lets you move a limit and you have to leave 500 behind if there is any activity on the account; since your limit is only 500, I assume you need to wait the 30 days and have no activity.

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 02:28:17 GMT

i haven't touched it since i got it over a month ago. idc if the amazon part of sallie is nerfed since i have an amazon store card...

Re: got the chase amazon - may want to close

CreditCuriosity — Thu, 09 Jul 2015 02:32:56 GMT

Books are capped at 750$ a month, I really doubt they will nerf the SM unless Amazon or Sync starts complaining)competition), they are by no means losing their arse off a 750 cap that alot of people don't cap each month nor do alot of people even know about the SM card as it isnt advertised.. It will be awhie, if at all..

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 02:37:38 GMT

i am with you. they won't nerf a profitable card that isn't abused. the venture... that'll go before the SM. or the limits will quit being $10-$20k starting limit lol. just saying

Re: got the chase amazon - may want to close

FinStar — Thu, 09 Jul 2015 02:38:50 GMT

@kdm31091 wrote:
@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE

thanks!
Chase Amazon is not very exciting and you will have very little use for it with your Sallie (although as I say over and over I expect Sallie to be nerfed sooner or later especially the Amazon part).

Moving the limit to your Freedom makes sense, but since it is only a 500 limit you will need to keep your Amazon Visa inactive for 30 days I believe (no transactions, zero balance). Chase lets you move a limit and you have to leave 500 behind if there is any activity on the account; since your limit is only 500, I assume you need to wait the 30 days and have no activity.

Chase does not typically reallocate any CLs of $500 (or less). If the Amazon Card was $750 or higher then yes - provided no activity has occurred on the account for sometime prior to reallocation.

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 02:41:55 GMT

meh then i will call perhaps.

Re: got the chase amazon - may want to close

FinStar — Thu, 09 Jul 2015 02:43:23 GMT

@Anonymous wrote:
meh then i will call perhaps.

Well, after all, you're the one that pulled the trigger!

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 02:47:15 GMT

yeah beer makes me do dumb things lol. i feel like that low limit is bringing me down. that's why i closed cap1

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 20:44:49 GMT

Mistake do not close any of your accounts keep at least 20 bucks on there and alive, it will do wonders for your FICO score. Hope this helps
(Mod Cut) Johnny

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 04:09:45 GMT

sir no disrespect but a new account being closed won't be a mistake. in 10 years it'll be 10 years old.. my oldest is 6 right now. it'll be fine. AAoA will hardly be affected.

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 04:10:31 GMT

it stays on my bureau for 10 years and it's a month old so it won't help much with my 8 other cards i have. that's still my newest.

Re: got the chase amazon - may want to close

-Cal- — Thu, 09 Jul 2015 16:13:50 GMT

@SOGGIE wrote:
@Anonymous wrote:
@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE

thanks!
I applied for the chase amazon card one day because amazon offered $30 off my order if approved. Gave me a CL of $500 as well. I closed it a month later. Just wanted the $30 off :/
OMGeee! You took a HP for a $30-discount essentally. Why not keep the card, if I might ask?

I totally took a HP for a $70 discount (combined with some gift cards made my cart free) and saw it as a future CLI on my Freedom card as I will some day reallocate my limit over and close if they don't enhance their rewards structure.

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 19:46:40 GMT

@Anonymous wrote:
yeah beer makes me do dumb things lol. i feel like that low limit is bringing me down. that's why i closed cap1

Hey, looking the bright side, at least you didn't try to start a firework on your head while drunk.

Re: got the chase amazon - may want to close

Anonymous — Thu, 09 Jul 2015 19:57:59 GMT

I opened my Amazon Chase card back in April during an app spree. Same thing, I had no use for it. Used it for coffee purchases with the $30 bonus. I don't really shop Amazon anyway, so just yesterday I successfully moved the CL to my Chase Freedom and closed the Amazon card. They had no problem with it, even at $500 CL since I had previously moved some CL to the Freedom card a month ago.