topic Re: Bourns Employees FCU in Credit Cards

Bourns Employees FCU

Themanwhocan — Thu, 09 Jul 2015 00:06:02 GMT

http://www.bournscu.coop/membership.html

OK, it clearly states that the Credit Card rates are fixed, and as low as 4.99% APY, right?

And you have a choice between the CASH BACK, or the REWARDS card?

With no Annual Fee?

You can join the California Consumers Council, and using promo code "consumer" will probably make that free... and then you qualify to join BEFCU and possibly get those great fixed rate cards with cash back?

It seems rather too good to be true. Where are the resident guinea pigs?

Re: Bourns Employees FCU

baller4life — Thu, 09 Jul 2015 00:18:19 GMT

I vote Irish,Finstar,B335is and youdontkillmoney

Re: Bourns Employees FCU

Themanwhocan — Thu, 09 Jul 2015 00:34:46 GMT

@baller4life wrote:
I vote Irish,Finstar,B335is and youdontkillmoney

Not Ron1 or Creditaddict?

Re: Bourns Employees FCU

Saleen099 — Thu, 09 Jul 2015 00:39:57 GMT

@Themanwhocan wrote:
@baller4life wrote:
I vote Irish,Finstar,B335is and youdontkillmoney
Not Ron1 or Creditaddict?

You definitely have to include them.

Re: Bourns Employees FCU

baller4life — Thu, 09 Jul 2015 00:39:21 GMT

I was thinking of those with very high scores and low inqs. You yourself should also app TMWC!

Re: Bourns Employees FCU

Anonymous — Thu, 09 Jul 2015 00:49:57 GMT

@baller4life wrote:
I vote Irish,Finstar,B335is and youdontkillmoney

Hah. I belong to enough CUs for now. I'll guinea pig you :-)

Re: Bourns Employees FCU

Themanwhocan — Thu, 09 Jul 2015 01:47:24 GMT

@baller4life wrote:
I was thinking of those with very high scores and low inqs. You yourself should also app TMWC!

I already have the FNBO 6.25% APR card with 1.5% cash back. And I'm already applying for Alliant.

My scores aren't all that high, with nothing but credit cards.

I'm working on a $500 4 year Alliant Installment loan. I figure I can handle the approximately $7.54 per year interest on that loan.

Re: Bourns Employees FCU

pizza1 — Thu, 09 Jul 2015 01:50:53 GMT

Re: Bourns Employees FCU

FinStar — Thu, 09 Jul 2015 03:00:21 GMT

@baller4life wrote:
I vote Irish,Finstar,B335is and youdontkillmoney

Re: Bourns Employees FCU

baller4life — Thu, 09 Jul 2015 03:02:18 GMT

LMAO!!!!

Re: Bourns Employees FCU

Anonymous — Thu, 09 Jul 2015 03:02:28 GMT

@FinStar wrote:
@baller4life wrote:
I vote Irish,Finstar,B335is and youdontkillmoney

Volunteering us for the dangerous missions while she sits backs and watches the bloodshed :-)

Re: Bourns Employees FCU

FinStar — Thu, 09 Jul 2015 03:02:56 GMT

@Anonymous wrote:
@baller4life wrote:
I vote Irish,Finstar,B335is and youdontkillmoney
Hah. I belong to enough CUs for now. I'll guinea pig you :-)

LOL

Well, I suppose there's always "one" extra CU I could go for (tempting but not sure) since I closed the OCCU Beaver a few weeks back, but that CU didn't count as much IMO (unlike PenFed, NASA, etc).

Re: Bourns Employees FCU

FinStar — Thu, 09 Jul 2015 03:09:13 GMT

@Anonymous wrote:
@FinStar wrote:
@baller4life wrote:
I vote Irish,Finstar,B335is and youdontkillmoney

Volunteering us for the dangerous missions while she sits backs and watches the bloodshed :-)

oh she knows

Re: Bourns Employees FCU

Anonymous — Thu, 09 Jul 2015 03:10:33 GMT

@FinStar wrote:
@Anonymous wrote:
@FinStar wrote:
@baller4life wrote:
I vote Irish,Finstar,B335is and youdontkillmoney

Volunteering us for the dangerous missions while she sits backs and watches the bloodshed :-)
oh she knows

Hah, too funny :-)

Re: Bourns Employees FCU

baller4life — Thu, 09 Jul 2015 03:14:26 GMT

Awwww come on guys take one for the team! 4.99% apr. You know it's a sweet deal!

Re: Bourns Employees FCU

Anonymous — Thu, 09 Jul 2015 03:27:31 GMT

my scores good enough? i got like a month before 3 new accounts start reporting?

Re: Bourns Employees FCU

Anonymous — Thu, 09 Jul 2015 03:28:50 GMT

@Anonymous wrote:
my scores good enough? i got like a month before 3 new accounts start reporting?

I don't think anyone knows what their underwriting criteria is or even what bureau they pull.

Re: Bourns Employees FCU

baller4life — Thu, 09 Jul 2015 03:29:44 GMT

@Anonymous wrote:
my scores good enough? i got like a month before 3 new accounts start reporting?

We don't know how conservative this CU is. Those I suggested have 800+ scores or close to it and very strong profiles. So I knew they would be easy approvals.

Re: Bourns Employees FCU

Anonymous — Thu, 09 Jul 2015 03:30:04 GMT

@Anonymous wrote:
@Anonymous wrote:
my scores good enough? i got like a month before 3 new accounts start reporting?
I don't think anyone knows what their underwriting criteria is or even what bureau they pull.

hmmm that makes it even more tempting

Re: Bourns Employees FCU

Anonymous — Thu, 09 Jul 2015 03:30:36 GMT

@baller4life wrote:
@Anonymous wrote:
my scores good enough? i got like a month before 3 new accounts start reporting?
We don't know how conservative this CU is. Those I suggested have 800+ scores or close to it and very strong profiles. So I knew they would be easy approvals.

800! on that note. goodnight