topic Re: USAA Initial Starting Limits in Credit Cards

USAA Initial Starting Limits

NP27 — Mon, 13 Jul 2015 01:40:06 GMT

Thinking of apping for USAA. I was wondering if there is a certain card that offers higher staring limits? for example...preferred cash WMC or Wounded Warrior Project. Full member.

Thanks

Re: USAA Initial Starting Limits

ceejx — Mon, 13 Jul 2015 02:54:39 GMT

For me out of 3 cards, the USAA Rewards AMEX was the highest CL @ $6k (auto CLI a year or so later to $7,200) with scores between 700 and 730 and starting APR @ 12.9%. Other cards were 4k @ 15.9%. This was 3 years ago.

Re: USAA Initial Starting Limits

UncleB — Mon, 13 Jul 2015 03:30:00 GMT

@NP27 wrote:
Thinking of apping for USAA. I was wondering if there is a certain card that offers higher staring limits? for example...preferred cash WMC or Wounded Warrior Project. Full member.

Thanks

I have the USAA Rewards Visa, and they started me out with $7K, with my reporting a very modest income on the application. I applied because it showed up under the "My Offers" tab as a pre-qualified offer; I'm not sure if that made a difference or not.

I've never heard folks say there was that much of a difference with the SL on the USAA cards, but of course YMMV.

Re: USAA Initial Starting Limits

FinStar — Mon, 13 Jul 2015 03:39:58 GMT

As mentioned above, the outcome will be YEMV. IME, being a full USAA member, I was approved for the WWP AMEX last year with SL $16,000 - six-figure upper income and EQ FICO score was hovering close to 800 at the time.