topic Re: What if...... in Credit Cards

What if......

Anonymous — Mon, 13 Jul 2015 02:52:52 GMT

Thanks to an awesome suggestion from Revelate -

Let's say some federal law went into effect regarding Credit Cards - and the new federal law said immediately you can only have 3 major credit cards open and the rest must be cancelled immediately or face the guillotine, what card would you keep. Forget the store cards, just the majors. If your decision is made on your credit limit, that's fine too. Just what 3 would you keep. And, let's just keep it simple and don't over-think it.

Also, please - this is to be non-political. Never meant it to be anything else other than the 3 cards.

I'd keep:

Sallie Mae

Discover

Quicksilver

Re: What if......

Anonymous — Mon, 13 Jul 2015 02:40:31 GMT

IHG, Discover, Alaska airlines (because I can fly on AA with my miles and it comes with a companion pass) lol.

Re: What if......

LuckyBird — Mon, 13 Jul 2015 02:44:18 GMT

For me I think it would have to be Amex BCP, Discover, and Double Cash.

Re: What if......

CreditCuriosity — Mon, 13 Jul 2015 02:45:58 GMT

Would simlpy move countries where such law doesn't exist as less gov't is better. Not getting political here, but wouldn't happen or at least with me.

Re: What if......

Anonymous — Mon, 13 Jul 2015 02:46:39 GMT

You have to give the parameters. Do you mean that we weigh our current CL into the equation? Or not? Is it strictly based on the features of the card, or the useability given our current CL?

Re: What if......

Santi78342 — Mon, 13 Jul 2015 02:48:57 GMT

I think I would keep it simple and go straight cash back:

- Sallie Mae

- Discover

- Double Cash

Re: What if......

Anonymous — Mon, 13 Jul 2015 02:49:19 GMT

@CreditCuriousity wrote:
Would simlpy move countries where such law doesn't exist as less gov't is better. Not getting political here, but wouldn't happen or at least with me.

Non political - meant only to see what 3 cards you would keep.

Re: What if......

DrZoidberg — Mon, 13 Jul 2015 02:49:21 GMT

1. Citi Prestige

2. CSP

3. Amex BCP

Re: What if......

NRB525 — Mon, 13 Jul 2015 02:51:38 GMT

@Anonymous wrote:
You have to give the parameters. Do you mean that we weigh our current CL into the equation? Or not? Is it strictly based on the features of the card, or the useability given our current CL?

If you are an AU on someone else's three cards, do those cards count in your three?

Are merchants forced to accept AMEX on penalty of death?

Re: What if......

Anonymous — Mon, 13 Jul 2015 02:53:42 GMT

@NRB525 wrote:
@Anonymous wrote:
You have to give the parameters. Do you mean that we weigh our current CL into the equation? Or not? Is it strictly based on the features of the card, or the useability given our current CL?
If you are an AU on someone else's three cards, do those cards count in your three?
Are merchants forced to accept AMEX on penalty of death?

Just keep it simple, don't over-think it. Just a fun little message thread on a Sunday night as we wind down from the weekend.

Re: What if......

FinStar — Mon, 13 Jul 2015 02:55:57 GMT

What if... Smorgasboard was the place for this unrealistic topic... LOL

Re: What if......

Anonymous — Mon, 13 Jul 2015 02:57:17 GMT

@FinStar wrote:
What if... Smorgasboard was the place for this unrealistic topic... LOL

It really is lol But I'll play along anyway

1.) Discover

2.) Ink Cash

3.) Sallie Mae

Re: What if......

NRB525 — Mon, 13 Jul 2015 02:57:57 GMT

Quicksilver WMC $40k (soon enough) 10.9%

AMEX Delta Gold $ 9k (would take it to $30k) 19.24% (ask for reduction)

Diners Premier WMC $20k 13.15%

Re: What if......

Anonymous — Mon, 13 Jul 2015 02:59:29 GMT

@Anonymous wrote:
@NRB525 wrote:
@Anonymous wrote:
You have to give the parameters. Do you mean that we weigh our current CL into the equation? Or not? Is it strictly based on the features of the card, or the useability given our current CL?
If you are an AU on someone else's three cards, do those cards count in your three?
Are merchants forced to accept AMEX on penalty of death?
Just keep it simple, don't over-think it. Just a fun little message thread on a Sunday night as we wind down from the weekend.

But it's what I DO! It's like my job! (especially after 1.5 margaritas)

DC/BCP/Discover

Re: What if......

CreditCuriosity — Mon, 13 Jul 2015 03:16:58 GMT

@Anonymous wrote:
@FinStar wrote:
What if... Smorgasboard was the place for this unrealistic topic... LOL
It really is lol But I'll play along anyway

1.) Discover
2.) Ink Cash
3.) Sallie Mae

You just gave away what your next approval was

Re: What if......

FinStar — Mon, 13 Jul 2015 03:19:53 GMT

@CreditCuriousity wrote:
@Anonymous wrote:
@FinStar wrote:
What if... Smorgasboard was the place for this unrealistic topic... LOL
It really is lol But I'll play along anyway

1.) Discover
2.) Ink Cash
3.) Sallie Mae
You just gave away what your next approval was

She did, didn't she?

Re: What if......

Anonymous — Mon, 13 Jul 2015 03:20:55 GMT

@FinStar wrote:
@CreditCuriousity wrote:
@Anonymous wrote:
@FinStar wrote:
What if... Smorgasboard was the place for this unrealistic topic... LOL
It really is lol But I'll play along anyway

1.) Discover
2.) Ink Cash
3.) Sallie Mae
You just gave away what your next approval was
She did, didn't she?

I did bc its now posted in approvals So both of you hush it. lol I had to get it out of the way. Once I get to work tomorrow I won't be thinking about posting an approval. Going to be a busy week.

Re: What if......

Man-Of-Steel — Mon, 13 Jul 2015 03:23:40 GMT

@SteelCity66, my choices would be the same as yours:

Quicksilver

Sallie Mae

Discover it

Re: What if......

CreditCuriosity — Mon, 13 Jul 2015 03:39:57 GMT

@Anonymous wrote:
@FinStar wrote:
@CreditCuriousity wrote:
@Anonymous wrote:
@FinStar wrote:
What if... Smorgasboard was the place for this unrealistic topic... LOL
It really is lol But I'll play along anyway

1.) Discover
2.) Ink Cash
3.) Sallie Mae
You just gave away what your next approval was
She did, didn't she?
I did bc its now posted in approvals So both of you hush it. lol I had to get it out of the way. Once I get to work tomorrow I won't be thinking about posting an approval. Going to be a busy week.

I try to stay away from approvals section more so as it usually gets me in trouble aka apping

Re: What if......

FinStar — Mon, 13 Jul 2015 03:35:09 GMT

@CreditCuriousity wrote:
@Anonymous wrote:
@FinStar wrote:
@CreditCuriousity wrote:
@Anonymous wrote:
@FinStar wrote:
What if... Smorgasboard was the place for this unrealistic topic... LOL
It really is lol But I'll play along anyway

1.) Discover
2.) Ink Cash
3.) Sallie Mae
You just gave away what your next approval was
She did, didn't she?
I did bc its now posted in approvals So both of you hush it. lol I had to get it out of the way. Once I get to work tomorrow I won't be thinking about posting an approval. Going to be a busy week.
I try to say away from approvals section more so as it usually gets me in trouble aka apping

Well, not to derail the OP's original thread but HeavenFlower deserves congrats on her recent approval - well done!