https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4127509#M1164145 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>Not sure if anyone else has posted this, i looked for about 20 minutes and didnt find it, anyways...</P><P>&nbsp;</P><P>I remember when trying to pay by phone with Sallie Mae, it was a $15 fee. &nbsp;I tried Navient over the phone and made my payment wiithout a fee. &nbsp;Wish i knew this. &nbsp;Now, i will be paying over the phone and add an additional $150 to my spending...woo hoo!</P><P>&nbsp;</P><P>You can also do SDG&amp;E as well with a credit card online. &nbsp;Im in san diego california.</P><P>&nbsp;</P><P>Hope this helps others and sorry if someone already posted it.</P><HR /></BLOCKQUOTE><P>So in order to pay with a credit card you need to call in? No internet option?</P> Tue, 14 Jul 2015 03:23:03 GMT red259 2015-07-14T03:23:03Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126664#M1163810 <P>Not sure if anyone else has posted this, i looked for about 20 minutes and didnt find it, anyways...</P><P>&nbsp;</P><P>I remember when trying to pay by phone with Sallie Mae, it was a $15 fee. &nbsp;I tried Navient over the phone and made my payment wiithout a fee. &nbsp;Wish i knew this. &nbsp;Now, i will be paying over the phone and add an additional $150 to my spending...woo hoo!</P><P>&nbsp;</P><P>You can also do SDG&amp;E as well with a credit card online. &nbsp;Im in san diego california.</P><P>&nbsp;</P><P>Hope this helps others and sorry if someone already posted it.</P> Mon, 13 Jul 2015 20:55:31 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126664#M1163810 Anonymous 2015-07-13T20:55:31Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126694#M1163819 <P>What exactly is Navient?</P> Mon, 13 Jul 2015 21:12:42 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126694#M1163819 yfan 2015-07-13T21:12:42Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126699#M1163821 Good to know. My student loans just got transferred to Navient! Mon, 13 Jul 2015 21:14:20 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126699#M1163821 baller4life 2015-07-13T21:14:20Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126724#M1163832 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/812736">@yfan</a> wrote:<BR /><P>What exactly is Navient?</P><HR /></BLOCKQUOTE><P>Navient is company like Sallie Mae (School laons)...anyone who had their loans with Sallie Mae, are now with Navient.</P> Mon, 13 Jul 2015 21:36:39 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126724#M1163832 Anonymous 2015-07-13T21:36:39Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126805#M1163872 <P>I wish I could do this with AES, my student loans are roughly $320 a month. &nbsp;I know it's not available online, maybe it is via phone...</P><P>&nbsp;</P><P>Oz</P> Mon, 13 Jul 2015 22:23:23 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126805#M1163872 Anonymous 2015-07-13T22:23:23Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126811#M1163875 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>I wish I could do this with AES, my student loans are roughly $320 a month. &nbsp;I know it's not available online, maybe it is via phone...</P><P>&nbsp;</P><P>Oz</P><HR /></BLOCKQUOTE><P>Give it a try...let us know how it went. &nbsp;If successful, maybe you can start a post for everyone that has AES..</P> Mon, 13 Jul 2015 22:25:28 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126811#M1163875 Anonymous 2015-07-13T22:25:28Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126867#M1163903 <P>Dang it!!! The only two bills I can't pay with my CC are my rent and my student loans. My loan servicer is Great Lakes. I am about to make a $1,600 payment, and I REALLY with I could put that on my Discover!!</P><P>&nbsp;</P><P>I am super jealous now.</P> Mon, 13 Jul 2015 22:56:22 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126867#M1163903 Anonymous 2015-07-13T22:56:22Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126876#M1163908 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>Dang it!!! The only two bills I can't pay with my CC are my rent and my student loans. My loan servicer is Great Lakes. I am about to make a $1,600 payment, and I REALLY with I could put that on my Discover!!</P><P>&nbsp;</P><P>I am super jealous now.</P><HR /></BLOCKQUOTE><P>Anni, I just started paying GreatLakes with a credit card through a 3rd party site, there's a fee but the points are close to off-setting the minimal fee. I will message you with details.</P> Mon, 13 Jul 2015 22:59:56 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126876#M1163908 Anonymous 2015-07-13T22:59:56Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126902#M1163921 <P>Navient is $600 per month of my student loans. This is nice</P> Mon, 13 Jul 2015 23:10:43 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126902#M1163921 DrZoidberg 2015-07-13T23:10:43Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126929#M1163934 <P>My servicer for Sofi is changing to Mohela. Anyone have info on them? I get .25% discount for auto pay/auto debit so I've always gone for that. I'd have to weigh rewards vs. that if it's possible.&nbsp;</P> Mon, 13 Jul 2015 23:22:01 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126929#M1163934 Anonymous 2015-07-13T23:22:01Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126933#M1163936 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/812736">@yfan</a> wrote:<BR /><P>What exactly is Navient?</P><HR /></BLOCKQUOTE><P>Navient is company like Sallie Mae (School laons)...anyone who had their loans with Sallie Mae, are now with Navient.</P><HR /></BLOCKQUOTE><P>They are actually still Sallie mae, just a different name. &nbsp;New loans are through Sallie mae and old gov't backed ones are through Navient or something like that, but they are still owned by the same company..</P> Mon, 13 Jul 2015 23:25:01 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126933#M1163936 CreditCuriosity 2015-07-13T23:25:01Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126940#M1163941 <BLOCKQUOTE>err post removed cause i missed period on 25%..</BLOCKQUOTE> Mon, 13 Jul 2015 23:42:12 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126940#M1163941 CreditCuriosity 2015-07-13T23:42:12Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126961#M1163950 When i signed up for auto pay they lowered my apr from 3.5 to 3.25. I wanted to make additonal payments to navient loans with credit card and they wouldnt let me <img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /> Mon, 13 Jul 2015 23:32:30 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126961#M1163950 ddemari 2015-07-13T23:32:30Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126965#M1163951 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/697803">@ddemari</a> wrote:<BR />When i signed up for auto pay they lowered my apr from 3.5 to 3.25. I wanted to make additonal payments to navient loans with credit card and they wouldnt let me <img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /><HR /></BLOCKQUOTE><P>Nope they only let you pay your monthly payment amount by CC if you choose to go off the automatic withdrawl plan.. I personally thing the auto withdrawl is way better, also it depends on how much you owe as well.</P> Mon, 13 Jul 2015 23:34:35 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126965#M1163951 CreditCuriosity 2015-07-13T23:34:35Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126969#M1163952 I never knew we could pay navient with a credit card? Mon, 13 Jul 2015 23:35:46 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126969#M1163952 Anonymous 2015-07-13T23:35:46Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126971#M1163953 <BLOCKQUOTE><HR />@CreditCuriousity wrote:<BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>My servicer for Sofi is changing to Mohela. Anyone have info on them? I get .25% discount for auto pay/auto debit so I've always gone for that. I'd have to weigh rewards vs. that if it's possible.&nbsp;</P><HR /></BLOCKQUOTE><P>@Think 25% discount outweighs any credit card benefit, that is an amazing discount for autopay! &nbsp;I just get up my SL's also through Navient @Anonymous a month to be automatically deducted from my Checking account got a whopping .25% interest off the loans, but guessing that might outweigh any credit card bonus by paying by a CC on a 30k+ SL.. &nbsp;I think I will stick with the .25apr reduction unless I am looking at it wrong and my math is bad...&nbsp;</P><HR /></BLOCKQUOTE><P>I think you missed a period, 0.25% not 25%.</P> Mon, 13 Jul 2015 23:36:02 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126971#M1163953 Anonymous 2015-07-13T23:36:02Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126982#M1163958 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><BLOCKQUOTE><HR />@CreditCuriousity wrote:<BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>My servicer for Sofi is changing to Mohela. Anyone have info on them? I get .25% discount for auto pay/auto debit so I've always gone for that. I'd have to weigh rewards vs. that if it's possible.&nbsp;</P><HR /></BLOCKQUOTE><P>@Think 25% discount outweighs any credit card benefit, that is an amazing discount for autopay! &nbsp;I just get up my SL's also through Navient @Anonymous a month to be automatically deducted from my Checking account got a whopping .25% interest off the loans, but guessing that might outweigh any credit card bonus by paying by a CC on a 30k+ SL.. &nbsp;I think I will stick with the .25apr reduction unless I am looking at it wrong and my math is bad...&nbsp;</P><HR /></BLOCKQUOTE><P>I think you missed a period, 0.25% not 25%.</P><HR /></BLOCKQUOTE><P>lol I did... thank you, tired from work<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Mon, 13 Jul 2015 23:41:13 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4126982#M1163958 CreditCuriosity 2015-07-13T23:41:13Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4127008#M1163964 <P>I paid with my CC using the automation robot lady.&nbsp;</P><P>&nbsp;</P><P>Months ago I talked to a lady at Navient and she said that if you sign up for payments to automatically come out of your bank, that there's not guarantee the APR will go down. &nbsp;I decided against it. &nbsp;Mine are at 6.8%</P> Mon, 13 Jul 2015 23:50:26 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4127008#M1163964 Anonymous 2015-07-13T23:50:26Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4127019#M1163968 ugh screw Great Lakes i had to set up my bank info for them! i talked on the phone and lied and said i don't have a bank only a prepaid card because i don't have credit lol. didn't work. Mon, 13 Jul 2015 23:53:51 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4127019#M1163968 Anonymous 2015-07-13T23:53:51Z https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4127020#M1163969 I don't do that automatic payment thing..so I can pay with my credit card? Mon, 13 Jul 2015 23:54:07 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Meet-your-monthly-spending-with-Navient/m-p/4127020#M1163969 Anonymous 2015-07-13T23:54:07Z