topic Re: What's the waiting time in Credit Cards

What's the waiting time

Anonymous — Wed, 15 Jul 2015 01:45:35 GMT

For Amex? Back in April I applied for Amex bce. With a 645 ex and 30% util. DENIED!! I want to apply again. 708 ex, and 10% util. I really don't want to apply and have them pull the old report. This time I want the ED instead. Is there a certain time period I need to wait?

Re: What's the waiting time

Anonymous — Wed, 15 Jul 2015 01:46:49 GMT

@Anonymous wrote:
For Amex? Back in April I applied for Amex bce. With a 645 ex and 30% util. DENIED!! I want to apply again. 708 ex, and 10% util. I really don't want to apply and have them pull the old report. This time I want the ED instead. Is there a certain time period I need to wait?

isn't it 30 days? have you tried their prequal to see if they got anything for ya?

Re: What's the waiting time

Anonymous — Wed, 15 Jul 2015 01:48:54 GMT

Nothing. 😔 I checked some link a member gave me. I put in my social and when I did that declined bce popped up.

Re: What's the waiting time

Anonymous — Wed, 15 Jul 2015 01:51:33 GMT

@Anonymous wrote:
Nothing. 😔 I checked some link a member gave me. I put in my social and when I did that declined bce popped up.

That's not the prequalification site. That's just the application status site.

Re: What's the waiting time

Anonymous — Wed, 15 Jul 2015 01:54:04 GMT

Oh I know, I try the pre qual page daily. It always says nothing found but you might like these cards.

Re: What's the waiting time

Anonymous — Wed, 15 Jul 2015 01:54:59 GMT

Ok since the application status page is still showing that denial, is it safe to assume I can't app yet?

Re: What's the waiting time

Anonymous — Wed, 15 Jul 2015 01:56:13 GMT

If it's been 3 months since your denial, you should be good to go if the scores and utilization were the only reason for the denial

Re: What's the waiting time

Anonymous — Wed, 15 Jul 2015 01:56:17 GMT

I think my score was around 670 when i cold app'd for bce. I'd say try applying for it, but it's up to you.

Re: What's the waiting time

Anonymous — Wed, 15 Jul 2015 01:57:23 GMT

@Anonymous wrote:
Ok since the application status page is still showing that denial, is it safe to assume I can't app yet?

That doesn't matter at all. I got approved with a previous denial still showing in there.

Re: What's the waiting time

Anonymous — Wed, 15 Jul 2015 01:57:51 GMT

I heard 30 days then 90 days before I can app again. Ugh this is ridiculous. Lol

I plan to app on the 22nd, but 90 days will be on the 25th.

Re: What's the waiting time

Anonymous — Wed, 15 Jul 2015 01:59:15 GMT

Irish80, that's what I wanted to hear! 😊

Redministapler, thanks for your input as well. 😊

Re: What's the waiting time

Anonymous — Wed, 15 Jul 2015 02:02:06 GMT

@Anonymous wrote:
I heard 30 days then 90 days before I can app again. Ugh this is ridiculous. Lol

I plan to app on the 22nd, but 90 days will be on the 25th.

There is no such rule. Just apply when you're ready.