topic Re: Barclays Arrival in Credit Cards

Barclays Arrival

corymcd88 — Tue, 07 Jul 2015 04:02:11 GMT

Is the Barclays Arrival card a thing of the past? It is not on the website any longer and when I called Barclays they told me the card is going away.

Re: Barclays Arrival

Anonymous — Tue, 07 Jul 2015 04:13:43 GMT

I'm a bit confused. If you called Barclay and someone confirmed the card will no longer be available doesn't that answer your question? 😐

Re: Barclays Arrival

Anonymous — Tue, 07 Jul 2015 04:16:17 GMT

OP is in denial.. lol. accordance comes soon..... not before bargaining though

Re: Barclays Arrival

corymcd88 — Tue, 07 Jul 2015 04:26:53 GMT

@Anonymous wrote:
I'm a bit confused. If you called Barclay and someone confirmed the card will no longer be available doesn't that answer your question?😐

Some people have said that you can still get the account.

Re: Barclays Arrival

Anonymous — Tue, 07 Jul 2015 04:29:21 GMT

Got it

Re: Barclays Arrival

Skye12329 — Tue, 07 Jul 2015 04:40:03 GMT

@corymcd88 wrote:
@Anonymous wrote:
I'm a bit confused. If you called Barclay and someone confirmed the card will no longer be available doesn't that answer your question?😐
Some people have said that you can still get the account.

I tried googling it and its not on their like main website but if you google Arrival + you can still apply for it. I saw another thread on here that they are possibly revamping it.

Re: Barclays Arrival

corymcd88 — Tue, 07 Jul 2015 04:53:04 GMT

I have a Barclays card that I got in Jan 2015 and was looking for one more card and I have heard a lot of good things about this card.

Re: Barclays Arrival

Dw4250 — Tue, 07 Jul 2015 05:27:01 GMT

Arrival had a great sign up bonus. But the AF is relatively high, and you really need a high spend rate to justify what is basically a 2.2% cash back card.

My plan for my Arrival+ is to try to get the CL as high as possible through SP requests every couple fo months until the next AF is due, then close it and roll the limit to my Sallie Mae.

Re: Barclays Arrival

noobody — Tue, 07 Jul 2015 05:45:44 GMT

Since when you can request SP CLI on barclay and why you need super high CL on such low CAP Sallie Mae?

Re: Barclays Arrival

Dw4250 — Tue, 07 Jul 2015 12:36:22 GMT

@noobody wrote:
Since when you can request SP CLI on barclay and why you need super high CL on such low CAP Sallie Mae?

If you call into CSR you can ask if they have any interest rate reductions and/or CLI offers on file for you. They will transfer you to their retention dept who will review your file to see if you have offers available. Be sure to specify you want a SP. They will either tell you you have an offer or not. There are many threads on the forum talking about how to do this...

As far as moving the CL to Sallie Mae, there is no real advantage in terms of rewards. However I would be closing a card I do not use often (and has an $89 AF) while retaining its CL for future UTL purposes. A Sallie Mae with a $15 K limit is better than a Sallie Mae with a $6k limit!

Re: Barclays Arrival

kdm31091 — Tue, 07 Jul 2015 12:45:01 GMT

@Dw4250 wrote:
Arrival had a great sign up bonus. But the AF is relatively high, and you really need a high spend rate to justify what is basically a 2.2% cash back card.

My plan for my Arrival+ is to try to get the CL as high as possible through SP requests every couple fo months until the next AF is due, then close it and roll the limit to my Sallie Mae.

And with the upcoming changes, it becomes a 2.1% card, even more spend to justify.

Just out of curiosity, why the need for a large limit on Sallie? The caps are pretty low, and spending for 1% on it makes little sense especially given your other cards.

Re: Barclays Arrival

Anonymous — Tue, 07 Jul 2015 12:48:10 GMT

the explanation given for the need for the high sallie limit is basically padding for utilization along with not losing $9k in trade lines...

Re: Barclays Arrival

Dw4250 — Tue, 07 Jul 2015 12:56:53 GMT

@Anonymous wrote:
the explanation given for the need for the high sallie limit is basically padding for utilization along with not losing $9k in trade lines...

^^^

This. Since Barclays gives us the option of moving credit lines around, it makes sense to keep the extra $9k even though I will never put more than $1000-1500 through the Sallie Mae on any given month.

Re: Barclays Arrival

kdm31091 — Tue, 07 Jul 2015 13:07:36 GMT

@Dw4250 wrote:
@Anonymous wrote:
the explanation given for the need for the high sallie limit is basically padding for utilization along with not losing $9k in trade lines...
^^^
This. Since Barclays gives us the option of moving credit lines around, it makes sense to keep the extra $9k even though I will never put more than $1000-1500 through the Sallie Mae on any given month.

To a point, I get the utilization thing.

However, you have to keep in mind, every bit of credit you have is counting for your credit vs income, which is something looked at when you apply for cards. If your income is say 40k and one credit limit is 9k, you're using up some credit you could potentially have on a more useful card, because unless you are wealthy you're not going to get unlimited credit.

This is the reason why people occasionally voluntarily CLD their accounts - it's to "make room" so that they can have approvals/CLIs on things they actually want or will use more often. So while the whole "I want a large limit just because" sounds good, don't go too far with it because it can backfire on you eventually. (Especially seeing how many cards you already have)

Re: Barclays Arrival

Saleen099 — Fri, 10 Jul 2015 02:14:33 GMT

@corymcd88 wrote:
Is the Barclays Arrival card a thing of the past? It is not on the website any longer and when I called Barclays they told me the card is going away.

YES CRS confirm today that they will be getting rid of the arrival+. Some kind of Notification before the end of the month. Still a $89 annual fee. Instead of 10% Back it will be 5% now. When redeeming your points for travel now redemptions start at 10k miles for $100 toward all or a portion of your travel purchases made in the last 120 days.

5k for statement $25.

Re: Barclays Arrival

Anonymous — Fri, 10 Jul 2015 03:53:53 GMT

I wonder if they will be replacing it with something new.

Re: Barclays Arrival

Anonymous — Fri, 10 Jul 2015 04:00:25 GMT

I wonder what they will come out with as replacement for Arrival and arrival plus. I haven't used card much since I got few other cards. I have about 4k rewards, I might just cut my loss and transfer limits to aviator card.

Re: Barclays Arrival

noobody — Fri, 10 Jul 2015 04:21:21 GMT

I think they should reduce AF and signing bonus, otherwise, they just beg people take the bonus and jump ship.
They did waive my 2nd year AF with light spending, I will keep the card because of the rarity of chip and pin feature

Re: Barclays Arrival

morgacj2004 — Fri, 10 Jul 2015 06:08:08 GMT

I have an arrival and arrival +. I was told that they are NOT getting rid of either but are making changes in regards to the card benefits. Not sure what to believe.

Re: Barclays Arrival

Saleen099 — Fri, 10 Jul 2015 14:53:42 GMT

@morgacj2004 wrote:
I have an arrival and arrival +. I was told that they are NOT getting rid of either but are making changes in regards to the card benefits. Not sure what to believe.

Me and you both. I just reconfirmed by calling the backdoor number and talk to credit analyst and she confirmed the same thing I said but if anybody else would do me a favor and call up and see if they get the same answers that I got. Also they are doing away with the TripIt app that was free Will know longer be free. Also you will be able to apply for the arrival the middle of this month 15th or later on. Like I said please reconfirm maybe somebody can get more information than what was given to me.