topic Re: Need info on the Chase Sapphire in Credit Cards

Need info on the Chase Sapphire

Anonymous — Sat, 18 Jul 2015 20:02:51 GMT

Not the CSP, but the older card. I had a friend of mine app for the Freedom during the $200 bonus deal. Chase approved her by re-allocating $5000 from the old Sapphire that had a limit of $15,900. She has spectacular credit, but she also has a ton of cards she never uses. The Sapphire is one of those. I talked to her about moving the rest of the limit to her new Freedom, but before we do that I wanted to get the details on the rewards program for the old Sapphire. Everything I've been able to find just talks about the CSP. Anybody have this card that can fill me in?

Re: Need info on the Chase Sapphire

Anonymous — Sat, 18 Jul 2015 20:10:14 GMT

This should explain everything for you and your friend...http://thepointsguy.com/2012/05/comparing-the-chase-sapphire-and-sapphire-preferred-cards-which-one-is-right-for-you/

Re: Need info on the Chase Sapphire

Anonymous — Sat, 18 Jul 2015 20:14:03 GMT

Very helpful, thanks! She'll be re-allocating and dumping the Sapphire.

Re: Need info on the Chase Sapphire

Anonymous — Sat, 18 Jul 2015 20:14:34 GMT

@Anonymous wrote:
This should explain everything for you and your friend...http://thepointsguy.com/2012/05/comparing-the-chase-sapphire-and-sapphire-preferred-cards-which-one-is-right-for-you/

Right, basically a 2% dining card, so not special in any way!

Re: Need info on the Chase Sapphire

Anonymous — Sat, 18 Jul 2015 20:15:17 GMT

@Anonymous wrote:
Very helpful, thanks! She'll be re-allocating and dumping the Sapphire.

Yeah, the Sapphire personally is not that attractive without the perks. Good for her.

Re: Need info on the Chase Sapphire

taxi818 — Sat, 18 Jul 2015 20:20:13 GMT

One redeeming point. It looks good.

Re: Need info on the Chase Sapphire

Anonymous — Sat, 25 Jul 2015 23:05:39 GMT

Okay, her Freedom is now $15,900 and the old Sapphire is gone. Also had her close a bunch of other cards she never uses anymore. She is now much more organized and aware of which card to use for what to maximize rewards.

Re: Need info on the Chase Sapphire

icyhot — Sat, 25 Jul 2015 23:17:27 GMT

Which cards did she have? Did she reallocate any other limits or just close altogether?

Re: Need info on the Chase Sapphire

Anonymous — Sat, 25 Jul 2015 23:26:59 GMT

@icyhot wrote:
Which cards did she have? Did she reallocate any other limits or just close altogether?

The ones we closed were misc crap like some store cards, a couple old Cap One Plats, three Cap One Sparks, (WTH?), etc. Nothing to reallocate to. Even after closing these, she still has a portfolio I'd kill for. Oh, and I think I figured out why Chase opened her Freedom by taking $5K from her old Sapphire. She has some serious Chase exposure, including an Ink with a $50K CL.

Re: Need info on the Chase Sapphire

rockbttm442 — Sat, 25 Jul 2015 23:38:22 GMT

Why not combine the Cap One cards?

Re: Need info on the Chase Sapphire

Anonymous — Sat, 25 Jul 2015 23:41:35 GMT

@rockbttm442 wrote:
Why not combine the Cap One cards?

Why? She hadn't used them in at least five years.

Re: Need info on the Chase Sapphire

kdm31091 — Sat, 25 Jul 2015 23:42:19 GMT

Yeah the regular Sapphire is a very basic, unexciting card, which is ostensibly which its no longer offered directly