topic Re: Cap One Combo Worked Great! in Credit Cards

Cap One Combo Worked Great!

Anonymous — Sun, 19 Jul 2015 07:03:16 GMT

Mods - please move if this is the wrong place.

I finally got the chance to combine two of my Cap One cards tonight! Transferred my Platinum Prestige over to my QS. Now I'll ask for a cli & change that to a QSWEMC when the time is right. Can't wait to combine my two Venture's. Works great. Just have to order another AU and cut up old cards that are no longer of use. Stil learning a few things here. I guess this is the way to get higher cl's and lower cc's.

Re: Cap One Combo Worked Great!

elim — Sun, 19 Jul 2015 07:06:13 GMT

what a beautiful thing :]

Re: Cap One Combo Worked Great!

Anonymous — Sun, 19 Jul 2015 07:13:44 GMT

Congrats Sandi! Glad it worked for you!

Re: Cap One Combo Worked Great!

Anonymous — Sun, 19 Jul 2015 07:14:04 GMT

Thank you Elim. Well, down one card!

Re: Cap One Combo Worked Great!

OmarGB9 — Sun, 19 Jul 2015 14:33:59 GMT

Grats! Although I thought I read somewhere that the combination counts as a CLI and it disqualifies you from another CLI for 6 months.

Re: Cap One Combo Worked Great!

Anonymous — Sun, 19 Jul 2015 14:36:09 GMT

Fantastic!

Re: Cap One Combo Worked Great!

Anonymous — Sun, 19 Jul 2015 14:36:09 GMT

Congrats! I have to wait until Oct. 1 until my QS turns 6 months old, and I can combine my old Platinum over to QS. Still pondering that one actually.

Re: Cap One Combo Worked Great!

pizza1 — Sun, 19 Jul 2015 15:21:01 GMT

nice!! hoping for the same for me in October.

Re: Cap One Combo Worked Great!

mattayy — Sun, 19 Jul 2015 15:38:21 GMT

I have two QS cards how do I go about combining them?

Re: Cap One Combo Worked Great!

Anonymous — Sun, 19 Jul 2015 16:19:13 GMT

Do both cards have to be 6 months old? i've tried reading through the pages for the combination post and it's difficult to get clarity from that. There is a lot of conversation in there.

I have a yr old Quicksilver, and a new Venture and new QS coming to me in the mail. Venture is for 20k and I would like to add the old Quicksilver 3k credit line to the new venture, but needed to know if both cards have to be at least 6 months old, or just one. Thanks.

Re: Cap One Combo Worked Great!

Anonymous — Sun, 19 Jul 2015 16:20:05 GMT

@mattayy wrote:
I have two QS cards how do I go about combining them?

A step by step listing would be great.

Re: Cap One Combo Worked Great!

Anonymous — Sun, 19 Jul 2015 16:28:45 GMT

@Anonymous wrote:
@mattayy wrote:
I have two QS cards how do I go about combining them?
A step by step listing would be great.

Re: Cap One Combo Worked Great!

mattayy — Sun, 19 Jul 2015 16:42:08 GMT

If you sign into your CAP 1 account and go to services there is a "Request account combination". The requirements are as follows:

Card accounts must be in good standing
Card accounts must be open for at least 6 months
One card account must have a $0 balance and no pending transactions
Card accounts must be linked in your online banking profile

Re: Cap One Combo Worked Great!

Anonymous — Sun, 19 Jul 2015 16:43:38 GMT

Thanks so much for posting that. Do you know if they require all cards account involved to be open 6 months, or is having one of them open for 14 months sufficient to meet that requirement?

Re: Cap One Combo Worked Great!

mattayy — Sun, 19 Jul 2015 16:59:59 GMT

I'm not 100% sure you could always chat with a rep and see if they can answer that

Re: Cap One Combo Worked Great!

Anomalous — Sun, 19 Jul 2015 17:02:28 GMT

@Anonymous wrote:
Mods - please move if this is the wrong place.
I finally got the chance to combine two of my Cap One cards tonight! Transferred my Platinum Prestige over to my QS. Now I'll ask for a cli & change that to a QSWEMC when the time is right. Can't wait to combine my two Venture's. Works great. Just have to order another AU and cut up old cards that are no longer of use. Stil learning a few things here. I guess this is the way to get higher cl's and lower cc's.

Cool! Glad they worked the kinks out.

Re: Cap One Combo Worked Great!

OmarGB9 — Sun, 19 Jul 2015 17:49:02 GMT

Humu, I believe BOTH cards must be at least 6 months old.

Re: Cap One Combo Worked Great!

Anonymous — Sun, 19 Jul 2015 18:05:36 GMT

@OmarGB9 wrote:
Humu, I believe BOTH cards must be at least 6 months old.

That is correct; both cards must be at least 6 months old.

Re: Cap One Combo Worked Great!

DeeBee78 — Sun, 19 Jul 2015 18:14:41 GMT

@Anonymous wrote:
Thanks so much for posting that. Do you know if they require all cards account involved to be open 6 months, or is having one of them open for 14 months sufficient to meet that requirement?

It says accounts (plural) most be open at least 6 months. Seems incredibly straightforward to me, with no wiggle room for interpretation.

Re: Cap One Combo Worked Great!

Bowzer — Sun, 19 Jul 2015 18:51:27 GMT

@DeeBee78 wrote:
@Anonymous wrote:
Thanks so much for posting that. Do you know if they require all cards account involved to be open 6 months, or is having one of them open for 14 months sufficient to meet that requirement?
It says accounts (plural) most be open at least 6 months. Seems incredibly straightforward to me, with no wiggle room for interpretation.

That is absolutely correct! I tried to combine my 5 year old Platinum with my 3 month old Venture and it would not let me until my Venture reaches 6 months. Good luck! Im looking forward to trying again in November when my Venture matures to 6 months.