topic Re: Barclay approval score? in Credit Cards

Barclay approval score?

Anonymous — Sat, 13 Jun 2015 16:57:01 GMT

hi all,

What is the lowest possible score one can have to be approved for the Barclays Rewards Mastercard?

Re: Barclay approval score?

Anonymous — Sat, 13 Jun 2015 17:07:38 GMT

@Anonymous wrote:
hi all,

What is the lowest possible score one can have to be approved for the Barclays Rewards Mastercard?

I'm curious about that too.

Re: Barclay approval score?

Anonymous — Sat, 13 Jun 2015 17:10:19 GMT

@Anonymous wrote:
hi all,

What is the lowest possible score one can have to be approved for the Barclays Rewards Mastercard?

Your best source for this sort of data is using the credit pull database. What are your scores and how does your credit profile look like?

Re: Barclay approval score?

Anonymous — Sat, 13 Jun 2015 17:12:35 GMT

I'm gonna guess aroune 650 or 660 on TransUnion...

Re: Barclay approval score?

Anonymous — Sat, 13 Jun 2015 20:24:32 GMT

I applied for both the Apple Rewards and the Rewards MC last week. I was approved for the Apple Rewards but turned down for the Rewards MC. My denial letter for the Rewards said reason for denial was too many applications (tried to sneak in second, but didn't work). My TU score is 665 and I have 2 collections that I waiting to fall off. Hope that helps.

Re: Barclay approval score?

lindel — Sat, 13 Jun 2015 20:27:48 GMT

My transunion score is 626 and I was just approved a few days ago.

Re: Barclay approval score?

Anonymous — Sat, 13 Jun 2015 21:25:19 GMT

My TU score was about 645 when I was approved in october for the rewards card but i was turned down flat for the apple card.

Re: Barclay approval score?

Anonymous — Sun, 14 Jun 2015 00:22:36 GMT

My TU FICO 08 was 636 when I was approved, but it took a recon

Re: Barclay approval score?

Anonymous — Sun, 14 Jun 2015 00:41:26 GMT

My TU score was 800 when I apped for the Sallie Mae, and I had to recon and transfer the limit from another card to get approved. It ain't just about the score.

Re: Barclay approval score?

Anonymous — Sun, 14 Jun 2015 00:47:01 GMT

@Anonymous wrote:
My TU score was 800 when I apped for the Sallie Mae, and I had to recon and transfer the limit from another card to get approved. It ain't just about the score.

That's what I'm afraid will happen to me. When I got my Barclay Rewards card, it was approved for $2,500. I had to move $4,500 from my unused Ring card to make a $7k CL. Once I'm ready to leave the garden in a few months I want to get the Sallie Mae card, but afraid I'll have the same thing happen as you did. And, right now my score is hovering around 800 too.

Re: Barclay approval score?

JSS3 — Sun, 14 Jun 2015 01:03:33 GMT

@Cappy 😝
What was your Barclay exposure when you had to move limits?

Re: Barclay approval score?

Anonymous — Sun, 14 Jun 2015 01:08:17 GMT

@JSS3 wrote:
@Anonymous 😝
What was your Barclay exposure when you had to move limits?

It was at $7K, $5K limit on my NFL card and $2K limit on the old Juniper from which the limit was transferred to the Sallie Mae. No balance on either.

Re: Barclay approval score?

JSS3 — Sun, 14 Jun 2015 01:19:39 GMT

Wait...7k is nowhere close to an internal limit. I thought reaching max exposure was the only time they moved limits to open an account(because they can't extend you any more credit)?

#confuddled

Re: Barclay approval score?

Anonymous — Sun, 14 Jun 2015 02:19:22 GMT

@JSS3 wrote:
Wait...7k is nowhere close to an internal limit. I thought reaching max exposure was the only time they moved limits to open an account(because they can't extend you any more credit)?

#confuddled

The denial was for too many new accounts, including the NFL that was only three months old. I offered to close the Juniper and transfer the limit if they would approve the Sallie Mae, and the analyst agreed to that. Worked out fine since I was going to close the card anyway.

Re: Barclay approval score?

Anonymous — Sun, 14 Jun 2015 02:24:08 GMT

Is there even a Barclay Prequalifying page? I cant find any.

Re: Barclay approval score?

Pway — Sun, 14 Jun 2015 02:24:20 GMT

The score Barclays TU gave me was 638.

Re: Barclay approval score?

Anonymous — Sun, 14 Jun 2015 02:25:04 GMT

@Anonymous wrote:
Is there even a Barclay Prequalifying page? I cant find any.

There used to be, but they nuked it.

Re: Barclay approval score?

Anonymous — Sun, 14 Jun 2015 02:44:17 GMT

No good, oh well.

Re: Barclay approval score?

Anonymous — Sun, 14 Jun 2015 03:34:35 GMT

I was in the 600s somewhere.

Re: Barclay approval score?

Anonymous — Sun, 14 Jun 2015 03:42:16 GMT

It looks like i need to have at least 600 in transunion. I really just want one more card to add to my profile and i really like the 2% rewards.