topic Re: Question about charges in Credit Cards

Question about charges

Anonymous — Fri, 24 Jul 2015 16:10:54 GMT

Hey guys good afternoon,

I normally shop at winn-dixie for groceries, They have a western union for money orders because the only option i have for rent is by a check or money order. My question is this,I usually use my debit card for the money order and when i log into my bank account it shows winn-dixie on the transaction. If i use my Barclay Sallie Mae for the transactions will it show as Grocery? or will i be penalized for a fee?

Re: Question about charges

OmarGB9 — Fri, 24 Jul 2015 16:12:22 GMT

I don't think they'd even let you use a credit card to begin with. And even if they do, the transaction would most likely be considered a cash advance by Barclays, resulting in the cash advance fee and cash advance APR with no grace period.

Re: Question about charges

Anonymous — Fri, 24 Jul 2015 16:13:59 GMT

@Anonymous wrote:
Hey guys good afternoon,
I normally shop at winn-dixie for groceries, They have a western union for money orders because the only option i have for rent is by a check or money order. My question is this,I usually use my debit card for the money order and when i log into my bank account it shows winn-dixie on the transaction. If i use my Barclay Sallie Mae for the transactions will it show as Grocery? or will i be penalized for a fee?

Did it post yet? Maybe it is a temporary hold.

Re: Question about charges

MissMoni223 — Fri, 24 Jul 2015 16:14:06 GMT

If you get a cash advance from your Barclay card you will be charged a fee. Yes, Winn-Dixie would be coded as a grocery purchase.

Re: Question about charges

Anonymous — Fri, 24 Jul 2015 16:14:38 GMT

ah okay , yeah i didn't even think about that. It did go straight debit without asking me for credit, and yeah i dont want any fees, thank you !

Re: Question about charges

Anonymous — Fri, 24 Jul 2015 16:16:16 GMT

its a pending hold on my chase debit account, but it says winn-dixie and not western union ...

Re: Question about charges

UncleB — Fri, 24 Jul 2015 16:29:40 GMT

@Anonymous wrote:
its a pending hold on my chase debit account, but it says winn-dixie and not western union ...

When I've bought money orders in the past at Wal-Mart or the USPS, there was never an option to use 'credit', I was automatically prompted for a PIN.

I don't think their systems will even let you change to 'credit' even if you want to.