topic Re: How long do I need to wait between Citi SP CLIs? in Credit Cards

How long do I need to wait between Citi SP CLIs?

Anonymous — Thu, 23 Jul 2015 20:53:25 GMT

A few days ago, I got a $1000 SP CLI from Citi. This morning, I noticed the SP screen is back. Filled in my info, got denied. But if I go back to the request CLI link, it's still the soft pull screen. So how long do I need to wait before I try again?

Re: How long do I need to wait between Citi SP CLIs?

Ghoshida — Thu, 23 Jul 2015 21:01:42 GMT

6 months / 181 days.

Re: How long do I need to wait between Citi SP CLIs?

Ghoshida — Thu, 23 Jul 2015 21:02:26 GMT

From the last CLI I mean. Hitting before that didn't reset that for me.

Re: How long do I need to wait between Citi SP CLIs?

Anonymous — Thu, 23 Jul 2015 21:05:12 GMT

Sorry to jump in/hijack, but two side questions:

1) How do you do a SP CLI? Is it the same link in Account Management>Balance Transfers, Lines, & Loans>Request a Credit Line Increase?

2) Is it confirmed that this method is a SP and not a HP?

Re: How long do I need to wait between Citi SP CLIs?

Ghoshida — Thu, 23 Jul 2015 21:41:22 GMT

@Anonymous wrote:
Sorry to jump in/hijack, but two side questions:

1) How do you do a SP CLI? Is it the same link in Account Management>Balance Transfers, Lines, & Loans>Request a Credit Line Increase?
2) Is it confirmed that this method is a SP and not a HP?

It's going to be an SP if it says: It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision.

So far for me they've always either offered me a CLI or declined straight off the bat (too recent CLI, or some time ago, not good enough scores) but no HP.

It's not guaranteed, check the language on your profile. Apparently it could differ between cards and definitely between users.

Re: How long do I need to wait between Citi SP CLIs?

icyhot — Thu, 23 Jul 2015 22:49:23 GMT

As a general rule it's 6 months

Re: How long do I need to wait between Citi SP CLIs?

Anonymous — Fri, 24 Jul 2015 05:16:21 GMT

Thanks. I took a look when I click the link I mentioned and it has that verbiage. Nice!

Re: How long do I need to wait between Citi SP CLIs?

lokobo — Fri, 24 Jul 2015 16:19:25 GMT

Every 6 months online, but a couple years ago I would call and get increases with soft oulls over the phone every 3 months, until one time it ended up being a hard pull, and i stoppe doing that.

Re: How long do I need to wait between Citi SP CLIs?

Anonymous — Fri, 24 Jul 2015 18:53:55 GMT

Is this reccomendation per card or per account/SSN?

Re: How long do I need to wait between Citi SP CLIs?

lokobo — Sat, 25 Jul 2015 12:17:24 GMT

Every 6 months per each card