topic Re: Highest card in Credit Cards

Highest card

Anonymous — Tue, 28 Jul 2015 01:31:14 GMT

What is the highest tier card for each lender? I'm curious.

Re: Highest card

FinStar — Tue, 28 Jul 2015 01:36:10 GMT

@Anonymous wrote:
What is the highest tier card for each lender? I'm curious.

As in harder to obtain, exclusivity, perks or...? I think it depends on what people value for that specific lender and could be subjective. For instance, Chase, folks may say Palladium (bling factor, kinda harder to obtain) yet the Ritz card provides a better value and could be considered a better tier.

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:39:33 GMT

I'm sorry, I should have reworded it. What is the harder card to obtain by each lender?

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:39:36 GMT

@Anonymous wrote:
What is the highest tier card for each lender? I'm curious.

I don't understand the question, I'm afraid. A little help?

Re: Highest card

Kenny — Tue, 28 Jul 2015 01:39:44 GMT

You're going to need to be a whole lot more specific and offer more information than those two statements, Kaylava.

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:40:14 GMT

Hardest

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:40:52 GMT

Ok like Capitol one, what is the hardest capital one card to get

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:42:32 GMT

@Anonymous wrote:
Ok like Capitol one, what is the hardest capital one card to get

That would be a VISA GM Buy Power.

Re: Highest card

taxi818 — Tue, 28 Jul 2015 01:43:32 GMT

Over all imo i would say the Playstation for cap one. hehehe. Got denied. as they said last year. I have no experience with high credit limits.

edit later found out most limits were 500. i was like wth. ok. whatever.

Re: Highest card

Kenny — Tue, 28 Jul 2015 01:45:10 GMT

@Anonymous wrote:
Ok like Capitol one, what is the hardest capital one card to get

I don't believe you're going to get the answers you're wanting here. No one knows which cards really have the hardest underwriting except UW themselves and then it's still probably a computer. We can conjecture, for sure.

My guess would be their most prestigious or at least has to have the highest base starting limit to be approved: either Venture or some of their business cards. (However, everyone will probably have a different answer. There's no right or wrong, only what we guess. lol)

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:45:47 GMT

Most issuers don't have a hardest card to obtain. Do you mean most prestigious? If so, very few cards are prestigious nowadays. Do you mean hardest to get? Based on few inquiries, low utilization, high spend, high income, or what? The Barclaycard Sallie Mae is probably a harder card than the Centurion for a person with a 680 FICO score, 500k yearly CC spend and 25 experian inquiries in the last year. On the other hand, if you have a 750 FICO score, no inquiries and a 50k/year CC spend, the Centurion is not something you are going to get. I used extreme examples, but they illustrate the point. Hardest card to get is way too generic a statement.

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:46:04 GMT

Really, Tuolumne? They send me the pre approval for that once every 2 months.

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:46:57 GMT

@Anonymous wrote:
Really, Tuolumne? They send me the pre approval for that once every 2 months.

Read my comment again.

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:47:23 GMT

I was using cap 1 as an example. Lol what about like chase citi Amex boa?

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:48:35 GMT

@Anonymous wrote:
I was using cap 1 as an example. Lol what about like chase citi Amex boa?

All of these issuers approve mediocre to high end profiles with similar frequency.

Re: Highest card

Kenny — Tue, 28 Jul 2015 01:48:45 GMT

Simmons First, Iberia are usually going to have stringent underwriting -- top, top notch credit needed that isn't overly actively seeking credit.

With personal experience re: Cap1 GM buy power was an "easy" card to get, but was denied for Venture I think once or twice. Finally got it through the EO, but closed it recently just due to no reason to keep it. (Not getting any deeper into that part than that. lol)

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:49:14 GMT

Is there 2 different buy power cards?

Re: Highest card

Kenny — Tue, 28 Jul 2015 01:49:55 GMT

@Anonymous wrote:
Is there 2 different buy power cards?

I don't think so.

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:50:55 GMT

@Anonymous wrote:
Is there 2 different buy power cards?

Let me know when you get that Visa GM Buy Power.

Re: Highest card

Anonymous — Tue, 28 Jul 2015 01:53:17 GMT

Aha you're funny huh!😂 I'm gullible! 😉