topic Re: Crapital One! in Credit Cards

Crapital One!

Anonymous — Thu, 25 Sep 2008 21:32:33 GMT

Is there anyway i can stop them from sending me Pre Approved offers i'm already did the opt out thing a few weeks ago but in the past 3 weeks i have received 3 pre approved offers from them which i will not waste another inquire with them cause i been denied from them so many times.

Message Edited by mjbfan79 on 09-25-2008 02:32 PM

Re: Crapital One!

Anonymous — Thu, 25 Sep 2008 21:34:36 GMT

Ha ha ha! Same here! Those rat basta**s denied me after pulling all three reports then had the nerve to send me a pre-approved offer a few months later. Denied me again, and again on the recon!

Re: Crapital One!

Anonymous — Thu, 25 Sep 2008 21:41:16 GMT

Pappy214 wrote:
Ha ha ha! Same here! Those rat basta**s denied me after pulling all three reports then had the nerve to send me a pre-approved offer a few months later. Denied me again, and again on the recon!

Capital one is a hot mess lol I hate i have my car financed with them but after this last few years of being denied they will never get my business.

Re: Crapital One!

Anonymous — Thu, 25 Sep 2008 21:44:49 GMT

I agree, as George Bush Jr once said, "Fool me once, shame on you. Fool me twice, won't get fooled again."

I will hold out from their pre-approved BS until I qualify for a Chase or Citi card.

Re: Crapital One!

Anonymous — Thu, 25 Sep 2008 21:49:15 GMT

Pappy214 wrote:

I will hold out from their pre-approved BS until I qualify for a Chase or Citi card.

I feel you there next time i do a application spree it will be with the Big Boyz Chase Citi Discover an so on.

Re: Crapital One!

Anonymous — Thu, 25 Sep 2008 22:03:57 GMT

how hard is it to throw them in the bin? it is accepted that Cap1 sends out lot of pre-approvals and they have a problem. But easy to throw them away rather than getting pissed about it.

Re: Crapital One!

Anonymous — Thu, 25 Sep 2008 22:06:14 GMT

@Anonymous wrote:

@Anonymous wrote:

I will hold out from their pre-approved BS until I qualify for a Chase or Citi card.

I feel you there next time i do a application spree it will be with the Big Boyz Chase Citi Discover an so on.

I would suggest not to app spree with them, rather wait for their preapprovals to come, like I did.

My first card was cap1, then wamu and now Chase Freedom, all preapprovals. Now i am waiting for american express blue preapproval (if they send one) In my oppinion, getting and applying to preapprovals from prime banks means you are kinda ready for them.

Message Edited by voidman on 09-25-2008 03:06 PM

Re: Crapital One!

Anonymous — Thu, 25 Sep 2008 22:18:21 GMT

Yes, but what if the Chase pre-approval also turns into a Chase pre-decline like the Cap 1 did?

Re: Crapital One!

Anonymous — Thu, 25 Sep 2008 22:20:30 GMT

@Anonymous wrote:
Yes, but what if the Chase pre-approval also turns into a Chase pre-decline like the Cap 1 did?

yes I agree, it is not a one fit solution for all, But what I am saying is, getting pre-approvals from Chase/Citi is a good sign rather than getting pre-approvals from Cap1 or Wamu.

Re: Crapital One!

Anonymous — Thu, 25 Sep 2008 22:20:59 GMT

I was told by discover that the preapprovals are sent out based on information from 3-4 weeks before they actually mail out the preapprival. Maybe Capitol is running a few weeks behind. They will probably stop sending you preapprovals within a few weeks. Otherwise, call Capitol One and ask them not to send you any offers.

Message Edited by siangirl34 on 09-25-2008 03:20 PM

Re: Crapital One!

Anonymous — Fri, 26 Sep 2008 18:42:08 GMT

voidman wrote:

I would suggest not to app spree with them, rather wait for their preapprovals to come, like I did.

My first card was cap1, then wamu and now Chase Freedom, all preapprovals. Now i am waiting for american express blue preapproval (if they send one) In my oppinion, getting and applying to preapprovals from prime banks means you are kinda ready for them.

Message Edited by voidman on 09-25-2008 03:06 PM

It's the same for all banks just cause your pre approved don't mean you will get a approval it's more like you where pre selected to apply that's what they should say but they tell lies. So if i get pre approvals from any bank i'm not gonna pay them any mind for the next 2 years until all my inquires fall off my CR.