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  <channel>
    <title>topic Re: SM EMV in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4164440#M1178296</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;This is what I got back:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;Dear x :&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;Thank you for contacting us here at your Sallie Mae World MasterCard in regards to your card request.&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;We are happy to inform that your account is now eligible for chip card. The new card will be issued on September 2015. A chip card enables you to enjoy improved security with the EMV Chip Card. The chip card stores the credit card credentials on a microprocessor chip embedded in the payment card which can reduce the chances of your card information being cloned for fraudulent transactions.&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;While the traditional magnetic stripe requires the card to be swiped, a chip card terminal requires the card to be inserted into the terminal (dip/insert). Once the card has been inserted into the terminal, it will stay there until the transaction is complete. Depending upon the merchant, they will be asked to either sign for the transaction or enter a PIN. Please be informed that your card is capable of both 'Chip and Pin' and 'Chip and Signature'.&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;Please be reminded that you can make changes to your PIN anytime. Changes can be made through the 'Manage Your PIN' section of the website located in the 'Account settings' tab, or by calling the number on the back of your card and following the automated response menu to change/manage the PIN. The same PIN number is used for both transactions requiring a PIN as well as at ATMs in the U.S. and worldwide.&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;In regards to your card request, please be advised that we are only able to replace destroyed or damaged cards through the secure message center. If you want to request a card due to the aforementioned reasons, we are happy to inform you that you may do so through the website as long as you have your card in possession and the three-digit security code on the back is readable. To proceed, kindly select the 'Account settings' link and click on 'Request replacement card’. Delivery of cards may take 7-10 business days. Upon receipt of the card, you may activate it by logging into your account online, contacting us by phone to speak with a representative, or using our automated phone system.&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;We thank you for choosing Sallie Mae World MasterCard and look forward to doing more business with you. If you have any other questions and concerns, please reply to this message.&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;Sincerely,&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&lt;EM&gt;Customer Care&lt;/EM&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am sensing a rash of destroyed or damaged cards here very shortly...&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;weird how things get damaged at the weirdest of times! &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;</description>
    <pubDate>Tue, 04 Aug 2015 01:40:38 GMT</pubDate>
    <dc:creator>CreditCuriosity</dc:creator>
    <dc:date>2015-08-04T01:40:38Z</dc:date>
    <item>
      <title>SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146620#M1171545</link>
      <description>&lt;P&gt;&lt;SPAN&gt;Its coming! Saw this when i logged in just now.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/15015i21D73AF4C4C77886/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="Screen Shot 2015-07-23 at 6.37.59 PM.png" title="Screen Shot 2015-07-23 at 6.37.59 PM.png" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 00:41:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146620#M1171545</guid>
      <dc:creator>Maximuss</dc:creator>
      <dc:date>2015-07-24T00:41:29Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146638#M1171549</link>
      <description>&lt;P&gt;u beat me to it lol! I also just saw it logging into my account now... may probably call in to request the new design&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 00:48:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146638#M1171549</guid>
      <dc:creator>pip3man</dc:creator>
      <dc:date>2015-07-24T00:48:10Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146671#M1171567</link>
      <description>&lt;P&gt;This one is on my wish list. With all of the updates to their other cards, I thought this one would get a totally different look. Maybe it didn't change much due to Sallie Mae's input.&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 01:12:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146671#M1171567</guid>
      <dc:creator>Anomalous</dc:creator>
      <dc:date>2015-07-24T01:12:46Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146683#M1171573</link>
      <description>&lt;P&gt;Thanks for the heads up.&amp;nbsp; I'm surprised to see that the "powered by barclaycard" logo is&amp;nbsp;missing.&amp;nbsp; I figured they would have relocated that to the upper left section of the card with the redesign.&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 01:19:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146683#M1171573</guid>
      <dc:creator>Man-Of-Steel</dc:creator>
      <dc:date>2015-07-24T01:19:30Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146750#M1171597</link>
      <description>&lt;P&gt;The funny thing is I had just e-mailed Barclays this afternoon about when a chip card would be available.&amp;nbsp; Guess I beat them to the punch.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They told me the new card will be mailed in September.&amp;nbsp; I'll wait to see if anyone's replacement requests result in a chip card being sent earlier.&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 02:00:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146750#M1171597</guid>
      <dc:creator>MASTERNC</dc:creator>
      <dc:date>2015-07-24T02:00:40Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146756#M1171599</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/669155"&gt;@MASTERNC&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;The funny thing is I had just e-mailed Barclays this afternoon about when a chip card would be available.&amp;nbsp; Guess I beat them to the punch.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They told me the new card will be mailed in September.&amp;nbsp; I'll wait to see if anyone's replacement requests result in a chip card being sent earlier.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;September is really only a month away anyway at this point, though&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 02:04:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146756#M1171599</guid>
      <dc:creator>kdm31091</dc:creator>
      <dc:date>2015-07-24T02:04:57Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146764#M1171602</link>
      <description>&lt;P&gt;I just got my Ring card a few weeks ago. Probably won't be getting the new chip card anytime soon. But the exp. date is only 2 years, so I won't have to wait long.&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 02:08:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146764#M1171602</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-24T02:08:05Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146768#M1171604</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I just got my Ring card a few weeks ago. Probably won't be getting the new chip card anytime soon. But the exp. date is only 2 years, so I won't have to wait long.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You'll get it well before then. &amp;nbsp;By Oct 1 all these cards will be chipped.&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 02:14:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146768#M1171604</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-24T02:14:58Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146770#M1171606</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I just got my Ring card a few weeks ago. Probably won't be getting the new chip card anytime soon. But the exp. date is only 2 years, so I won't have to wait long.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You'll get it well before then. &amp;nbsp;By Oct 1 all these cards will be chipped.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Even though I just got the non-chipped version a few weeks ago?&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 02:15:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146770#M1171606</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-24T02:15:51Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146775#M1171608</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I just got my Ring card a few weeks ago. Probably won't be getting the new chip card anytime soon. But the exp. date is only 2 years, so I won't have to wait long.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You'll get it well before then. &amp;nbsp;By Oct 1 all these cards will be chipped.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Even though I just got the non-chipped version a few weeks ago?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yup. &amp;nbsp;The liability shift for fraudulent charges starts Oct 1 so all cc companies will be updating their remaining unchipped cards.&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 02:18:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146775#M1171608</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-24T02:18:59Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146778#M1171610</link>
      <description>&lt;P&gt;ooooh. ok&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 02:20:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146778#M1171610</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-24T02:20:20Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146793#M1171613</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/482098"&gt;@Anomalous&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;This one is on my wish list. With all of the updates to their other cards, I thought this one would get a totally different look. Maybe it didn't change much due to Sallie Mae's input.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I got so excited when I saw this topic! I clicked the link, saw the new design...and well, let's just say I was let down.&amp;nbsp;&lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 02:27:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146793#M1171613</guid>
      <dc:creator>Callandra</dc:creator>
      <dc:date>2015-07-24T02:27:25Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146805#M1171616</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/799000"&gt;@Callandra&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/482098"&gt;@Anomalous&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;This one is on my wish list. With all of the updates to their other cards, I thought this one would get a totally different look. Maybe it didn't change much due to Sallie Mae's input.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I got so excited when I saw this topic! I clicked the link, saw the new design...and well, let's just say I was let down.&amp;nbsp;&lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah looks like they pretty much added a chip and that's about it!&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 02:36:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146805#M1171616</guid>
      <dc:creator>kdm31091</dc:creator>
      <dc:date>2015-07-24T02:36:19Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146829#M1171626</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/849651"&gt;@kdm31091&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/799000"&gt;@Callandra&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/482098"&gt;@Anomalous&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;This one is on my wish list. With all of the updates to their other cards, I thought this one would get a totally different look. Maybe it didn't change much due to Sallie Mae's input.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I got so excited when I saw this topic! I clicked the link, saw the new design...and well, let's just say I was let down.&amp;nbsp;&lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah looks like they pretty much added a chip and that's about it!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They moved things around to make room for the chip and the barclaycard branding is mysteriously missing.&amp;nbsp; I was also hoping for a new design.&amp;nbsp; Something similar to what they did with the rewards card, which I think is a pretty nice design.&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 02:52:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4146829#M1171626</guid>
      <dc:creator>Man-Of-Steel</dc:creator>
      <dc:date>2015-07-24T02:52:23Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4147131#M1171732</link>
      <description>&lt;P&gt;This is one of the chipped card I have seen that I prefer the non-chipped look, being the older one more.&lt;/P&gt;</description>
      <pubDate>Fri, 24 Jul 2015 12:42:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4147131#M1171732</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-07-24T12:42:59Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4150734#M1173213</link>
      <description>&lt;P&gt;I just noticed the chipped version when I signed into Barclays this morning. I actually like it a lot more.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 26 Jul 2015 15:01:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4150734#M1173213</guid>
      <dc:creator>ddemari</dc:creator>
      <dc:date>2015-07-26T15:01:17Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4150741#M1173219</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I just got my Ring card a few weeks ago. Probably won't be getting the new chip card anytime soon. But the exp. date is only 2 years, so I won't have to wait long.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You'll get it well before then. &amp;nbsp;By Oct 1 all these cards will be chipped.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Even though I just got the non-chipped version a few weeks ago?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yup. &amp;nbsp;The liability shift for fraudulent charges starts Oct 1 so all cc companies will be updating their remaining unchipped cards.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;didnt know this, thanks for the info Irish..Ive got 5 cc's that need chips...Disc, 2 cap1 cards, and 2 Barclays cards. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 26 Jul 2015 15:05:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4150741#M1173219</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-07-26T15:05:14Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4151090#M1173408</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I just got my Ring card a few weeks ago. Probably won't be getting the new chip card anytime soon. But the exp. date is only 2 years, so I won't have to wait long.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You'll get it well before then. &amp;nbsp;By Oct 1 all these cards will be chipped.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Even though I just got the non-chipped version a few weeks ago?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yup. &amp;nbsp;The liability shift for fraudulent charges starts Oct 1 so all cc companies will be updating their remaining unchipped cards.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;didnt know this, thanks for the info Irish..Ive got 5 cc's that need chips...Disc, 2 cap1 cards, and 2 Barclays cards. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Actually thats not guaranteed for fomuscles....You wont get it automatically by Oct1. Gotta call after Aug 1...Here is the criteria:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;So who will get the new plastic and when?&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;Starting in October 2015 cardmembers who made at least one purchase in 2014 will&lt;STRONG&gt;automatically&lt;/STRONG&gt; receive the new plastic in the mail. Your credit card number and the security code on the back will not change. However, if your expiration date is within a 3 year window, your new card will have a new expiration date. So you will need to remember to update any recurring billers, online merchants or digital wallets with the new date. Your old card will still be valid until sometime in early 2016.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Cardmembers who did not use the card to make a purchase in 2014 &lt;U&gt;&lt;EM&gt;&lt;STRONG&gt;or became Barclaycard Ring cardmembers in 2015 will not be automatically re-issued the new card design. I&lt;/STRONG&gt;&lt;/EM&gt;&lt;/U&gt;f you’d like the new card (with Chip technology), you can call the number on the back of your current Ring card&amp;nbsp;&lt;STRONG&gt;after August 1st&amp;nbsp;&lt;/STRONG&gt;and request the new card design. Otherwise you can wait until your current card expires and you will automatically receive the new card in the mail. &lt;U&gt;We may also choose to automatically re-issue the cards in the future to cardmembers who still have the original orange card.&lt;/U&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 26 Jul 2015 19:19:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4151090#M1173408</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-26T19:19:14Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4151103#M1173413</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;pizza1 wrote&lt;/BLOCKQUOTE&gt;&lt;HR /&gt;&lt;HR /&gt;&lt;HR /&gt;&lt;P&gt;didnt know this, thanks for the info Irish..Ive got 5 cc's that need chips...Disc, 2 cap1 cards, and 2 Barclays cards. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;P&gt;Discover just sent me a new chip card recently. Got my original card last September or so.&lt;/P&gt;</description>
      <pubDate>Sun, 26 Jul 2015 19:12:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4151103#M1173413</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-07-26T19:12:49Z</dc:date>
    </item>
    <item>
      <title>Re: SM EMV</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4162333#M1177628</link>
      <description>&lt;P&gt;Well, by coincidence, my SM card was fradulently used today at a Wal-Mart in another state (three times, to be exact).&amp;nbsp; They are overnighting me a new card.&amp;nbsp; Will be curious to see if they are issuing chip cards yet.&lt;/P&gt;</description>
      <pubDate>Sun, 02 Aug 2015 19:25:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/SM-EMV/m-p/4162333#M1177628</guid>
      <dc:creator>MASTERNC</dc:creator>
      <dc:date>2015-08-02T19:25:43Z</dc:date>
    </item>
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