topic Re: new Amex card 3x CLI rule if you have existing card question.. in Credit Cards

new Amex card 3x CLI rule if you have existing card question..

iwazl71 — Tue, 04 Aug 2015 20:34:14 GMT

So I have an existing amex revolver that I did a 180 day CLI on about 2 months ago. I just got another new Amex revolver, is the 61 day rule still valid or is it after the 180x days from the last CLI of the old card?

Re: new Amex card 3x CLI rule if you have existing card question..

Anonymous — Tue, 04 Aug 2015 20:36:27 GMT

The new rule is that you don't need to wait until 61+ day to ask for a CLI. But as you have requested a CLI in the recent past month, I would recommand you to wait for another month or even another 4 months...

Re: new Amex card 3x CLI rule if you have existing card question..

taxi818 — Tue, 04 Aug 2015 20:39:56 GMT

@iwazl71 wrote:
So I have an existing amex revolver that I did a 180 day CLI on about 2 months ago. I just got another new Amex revolver, is the 61 day rule still valid or is it after the 180x days from the last CLI of the old card?

ok. its 180 days for cli across all cards no matter how many you add. and no matter how new. from your last cli it will be 180 days.

Re: new Amex card 3x CLI rule if you have existing card question..

WLRK11 — Thu, 06 Aug 2015 11:02:21 GMT

@taxi818 wrote:
@iwazl71 wrote:
So I have an existing amex revolver that I did a 180 day CLI on about 2 months ago. I just got another new Amex revolver, is the 61 day rule still valid or is it after the 180x days from the last CLI of the old card?
ok. its 180 days for cli across all cards no matter how many you add. and no matter how new. from your last cli it will be 180 days.

Does that apply to auto CLIs or just requested CLIs?

Re: new Amex card 3x CLI rule if you have existing card question..

taxi818 — Thu, 06 Aug 2015 11:06:34 GMT

@WLRK11 wrote:
@taxi818 wrote:
@iwazl71 wrote:
So I have an existing amex revolver that I did a 180 day CLI on about 2 months ago. I just got another new Amex revolver, is the 61 day rule still valid or is it after the 180x days from the last CLI of the old card?
ok. its 180 days for cli across all cards no matter how many you add. and no matter how new. from your last cli it will be 180 days.
Does that apply to auto CLIs or just requested CLIs?

Just customer requested. Auto Cli's can come anytime.

Re: new Amex card 3x CLI rule if you have existing card question..

takeshi74 — Thu, 06 Aug 2015 13:47:30 GMT

@iwazl71 wrote:
So I have an existing amex revolver that I did a 180 day CLI on about 2 months ago. I just got another new Amex revolver, is the 61 day rule still valid or is it after the 180x days from the last CLI of the old card?

Have you read the 3x CLI Guide?

http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071

When does an acccount become eligible for CLI?
===========================================================
Amex does NOT increase an account's credit limit during the first 60 days after it has been OPENED, or for at least 6 months from the last credit limit increase

60 days appears to be no longer correct but 180 still applies.