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    <title>topic Re: my app-o-rama, well not quite, but for me in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/my-app-o-rama-well-not-quite-but-for-me/m-p/73504#M11799</link>
    <description>&lt;DIV&gt;cute fused, i am a member of the Sleigh Center and will attend all of my meetings.&amp;nbsp; no new credit cards for me.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;just the LUV button from AMEX..LOL&lt;/DIV&gt;</description>
    <pubDate>Fri, 28 Sep 2007 03:13:58 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-09-28T03:13:58Z</dc:date>
    <item>
      <title>my app-o-rama, well not quite, but for me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/my-app-o-rama-well-not-quite-but-for-me/m-p/73473#M11775</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;I know most people don't consider two applications as an app-orama ,but this is a first for me.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;16th I applied and got a $3K discover&amp;nbsp;&amp;nbsp; and just now instant 3K wamu&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;now I have&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Crap One visa $2K no cli possiable&lt;/DIV&gt;&lt;DIV&gt;Chase Amazon Visa $3K&lt;/DIV&gt;&lt;DIV&gt;Discover More $3K&lt;/DIV&gt;&lt;DIV&gt;Wamu Mastercard 3K&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I think I can live with 12K TCL&amp;nbsp; so we know who is getting the axe&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I forgot explain my usage of why I "need" them&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I don't need them in a "in order to live way" I'm not a revolver&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Discover is my primary "pet rewards card, I call it"&lt;/DIV&gt;&lt;DIV&gt;Wamu is 2nd string + mastercard promotions&lt;/DIV&gt;&lt;DIV&gt;Chase is for Amazon purchases + Visa promotions&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;hear me out the mai reason I choose Discover&amp;nbsp; and wamu is they are two-cycle which is perk for non revolvers that pay no interest.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;From my discover terms:&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;This means if you do not pay the new balance shown on the billing statement you recived during the previous billling period by the due date shown on that statement, we will impose Fianace charges on&amp;nbsp;purchases &amp;nbsp;that first appear appeared on that, as well as purchases that first appeared on the current billing statement, unless we already imposed Periodic Finance charges on the purchases on your previous billing Statement.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;this means if you PIF each cycle you get to float the previous cycles purchases another cycle to become the "new balance" now that playing the float&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by rbbyrbsn on &lt;SPAN class="date_text"&gt;09-27-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;08:43 PM&lt;/SPAN&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by rbbyrbsn on &lt;SPAN class="date_text"&gt;09-27-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;08:44 PM&lt;/SPAN&gt;</description>
      <pubDate>Fri, 28 Sep 2007 03:44:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/my-app-o-rama-well-not-quite-but-for-me/m-p/73473#M11775</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-09-28T03:44:17Z</dc:date>
    </item>
    <item>
      <title>Re: my app-o-rama, well not quite, but for me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/my-app-o-rama-well-not-quite-but-for-me/m-p/73476#M11778</link>
      <description>&lt;DIV&gt;Would you like a referral to the sleigh center?&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 28 Sep 2007 02:38:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/my-app-o-rama-well-not-quite-but-for-me/m-p/73476#M11778</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-09-28T02:38:16Z</dc:date>
    </item>
    <item>
      <title>Re: my app-o-rama, well not quite, but for me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/my-app-o-rama-well-not-quite-but-for-me/m-p/73504#M11799</link>
      <description>&lt;DIV&gt;cute fused, i am a member of the Sleigh Center and will attend all of my meetings.&amp;nbsp; no new credit cards for me.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;just the LUV button from AMEX..LOL&lt;/DIV&gt;</description>
      <pubDate>Fri, 28 Sep 2007 03:13:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/my-app-o-rama-well-not-quite-but-for-me/m-p/73504#M11799</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-09-28T03:13:58Z</dc:date>
    </item>
    <item>
      <title>Re: my app-o-rama, well not quite, but for me</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/my-app-o-rama-well-not-quite-but-for-me/m-p/73801#M11915</link>
      <description>&lt;DIV&gt;I can't belive this a day after app, citi alerted me they pulled TU&lt;/DIV&gt;</description>
      <pubDate>Fri, 28 Sep 2007 19:29:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/my-app-o-rama-well-not-quite-but-for-me/m-p/73801#M11915</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-09-28T19:29:57Z</dc:date>
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