topic Wells Fargo in Credit Cards

Wells Fargo

JB2 — Fri, 07 Aug 2015 14:19:48 GMT

I was just wondering, I don't have any cards backed by WF. I was wondering if Dillards was the only store they have co-branded cards with? I tried to get a regular credit card through them a few months ago and it was a no but maybe if I can atleast get my foot in the door I will have a better chance in the future.

Re: Wells Fargo

PrimeRate — Fri, 07 Aug 2015 14:42:39 GMT

WF offers nothing spectacular enough to be jumping hurdles like this. Take it easy on the store cards and let what you have age for a bit. You'll be in "prime" range in no time!

Re: Wells Fargo

OmarGB9 — Fri, 07 Aug 2015 15:42:05 GMT

^ Agreed. I have a WF Platinum which was my first card. Grateful to them for giving me a chance, and while they've been nice with CLIs, their card and rewards setup is very lackluster.

Re: Wells Fargo

Anonymous — Fri, 07 Aug 2015 16:44:16 GMT

I like Wells Fargo because like many others they gave me my first card with a nice limit all things considered, plus their cell phone coverage is nice. But at this point I have the cell phone bill on there and that's it, never gets used because only standard 1% back. I probably wouldn't recommend bothering with them if you don't bank with them, if you bank there they are nice and I enjoy having it linked to my account, but without a banking relationship it doesn't seem worth it, plust it's hard to get approved without a baking relationship.

Re: Wells Fargo

Anonymous — Fri, 07 Aug 2015 16:49:41 GMT

I got my Dillard's card on purpose because it was Wells Fargo. I have a repossession on a car through the Dealer Services. I don't know if that helps or not. But… another American Express number is always good for the Twitter offers. I did quite well on the smart and final grocery store offer early this year

Re: Wells Fargo

Anonymous — Fri, 07 Aug 2015 17:10:44 GMT

@JB2 wrote:
I was just wondering, I don't have any cards backed by WF. I was wondering if Dillards was the only store they have co-branded cards with? I tried to get a regular credit card through them a few months ago and it was a no but maybe if I can atleast get my foot in the door I will have a better chance in the future.

I would say that the only benefit you really have with the Wells Fargo credit card is the cellphone protection, which I haven't seen or heard of on any other card as of yet, but other than that there's not anything spectacular about it. I just use it to pay my phone bill now and used to be my main card until I got my hands on cards that offered a better rewards program.

Re: Wells Fargo

Ron1 — Fri, 07 Aug 2015 17:31:25 GMT

Kirkland's is another store card. That's how I got into WF last year. Then I applied for WF Propel 365 Amex last year. Recently, I got approved for both WF personal and business cards.

Ron.

Re: Wells Fargo

B335is — Fri, 07 Aug 2015 17:35:56 GMT

They also back the Carrier and Home Projects Visa.

Re: Wells Fargo

Ron1 — Fri, 07 Aug 2015 17:40:05 GMT

Here is the complete list:

A-D

E-L

M-Q

R-S

T-Z

* You need Adobe® Reader® to read PDF files. Download Adobe Reader for free.

Ron.

Re: Wells Fargo

dbatl14 — Fri, 07 Aug 2015 20:50:28 GMT

Wells Fargo in my opinon suck big time.

I was rebuidling my credit and I had a BofA secured with $500 and opened a WF secured about 6 months later with $300, I also had a FNBO with $800 and an unsecured Orchard Bank with $300 which is now Cap One. All of this was about 2+ years ago.

Since then ALL of my CC unsecured and upgraded. BofA became Rewards 1-2-3 and they just upped my CLI to 10,000 within about 6 months I got 3 increases from graduation, FNBO unsecured after 10 months upped twice to know $1350. Also within this time period I received Amex PRG & Everday, Barclay's, Discover, Amazon, Macy's, Nordstroms, etc all with considerably high CLI's (several thousands on each).

However, my WF - NADA! still at $300 secured, it been almost 2 years and it says unsecured in about a year. I called and the only thing they did is put me on a list to graduate then you get a later and it takes 60 Days to get your deposit back. BofA was instantly. WF is a joke and they blackballed me in to getting a Checking Account.

I never hear anything spectacular about them. The only reason I keep this card is because it one of the older aging cards. Once all of my new cards are aging unless WF ante's up graduates me and put a huge CL on it. I am closing it. Mind you, it did serve a purpose but I am way past that and I guess you can't grow with them like BofA who has been the most generous and most rewarding from all my cards.