topic Re: Walmart ClI in Credit Cards

Walmart ClI

Anonymous — Sat, 27 Sep 2008 22:42:28 GMT

WOOO HOOO!!!! Got this card with a whopping 150 dollar limit. Today, got a huge 75 dollar increase. Now I'm finally in the money. Thanks GEMB. Seriously I have only used this card twice, and both times almost maxed it out. I made small payments until paying off the 103 dollar balance Wednesday. That's for those of you who want to know about usage. I say use it, make small payments, and then request an increase.

Message Edited by kiyahsmom on 09-27-2008 03:42 PM

Re: Walmart ClI

Anonymous — Sat, 27 Sep 2008 23:04:26 GMT

kiyahsmom wrote:
WOOO HOOO!!!! Got this card with a whopping 150 dollar limit. Today, got a huge 75 dollar increase. Now I'm finally in the money. Thanks GEMB. Seriously I have only used this card twice, and both times almost maxed it out. I made small payments until paying off the 103 dollar balance Wednesday. That's for those of you who want to know about usage. I say use it, make small payments, and then request an increase.

Message Edited by kiyahsmom on 09-27-2008 03:42 PM

Congrats how long have you had the card before you received an increase.

Re: Walmart ClI

Anonymous — Sat, 27 Sep 2008 23:05:49 GMT

got it at the end of mar 08. So I guess about 6 months

Re: Walmart ClI

Anonymous — Sat, 27 Sep 2008 23:12:30 GMT

kiyahsmom wrote:
got it at the end of mar 08. So I guess about 6 months

Had my cards since July so i have a little more waiting to do for a CLI. I recently requested a CLI was denied the letter they sent in the mail told me i have to wait until i have 4 months of payment history to be considered for a increase will try again the first of Nov. Also it seems like GE MONEY BANK is not big on giving huge CLI from reading people remarks on this forum.

Message Edited by mjbfan79 on 09-27-2008 04:12 PM

Re: Walmart ClI

Anonymous — Sat, 27 Sep 2008 23:16:35 GMT

thus, all the sarcasm in my posting. I have found that Me and GEMB just aren't good for each other. I'll keep it for the history though.

Re: Walmart ClI

elsijfdl — Sat, 27 Sep 2008 23:29:07 GMT

I have SD'd my GEMB card after putting 1000s of dollars through a $900 limit card with no CLI. Not to mention the 21+% APR. And rewards applicable only to one store. Ouch.

Re: Walmart ClI

Anonymous — Sat, 27 Sep 2008 23:34:00 GMT

They seem like Orchard when it comes to CLI.

Re: Walmart ClI

Anonymous — Sat, 27 Sep 2008 23:37:14 GMT

had them since oct of 07 and still no increase. now that i think of it, i have a secured card. anyone know how i can get it unsecured? use it and pif.

Re: Walmart ClI

Anonymous — Sun, 28 Sep 2008 06:06:34 GMT

kiyahsmom wrote:
thus, all the sarcasm in my posting. I have found that Me and GEMB just aren't good for each other. I'll keep it for the history though.

I agree 6 months and they give up a $75 CLI..Ol boy i cant wait for my 1st CLI.

Re: Walmart ClI

jmbfl — Sun, 28 Sep 2008 06:26:55 GMT

GEMB blows! I won't play that game!

Re: Walmart ClI

TangMeister — Sun, 28 Sep 2008 06:29:56 GMT

I bet somewhere on GEMB's marketing materials, they probably boast of giving cardholders 50% CLIs...never mentioning that it amounts to $75.

SD them, pull out your favorite card next time, and show them all of your Wal-Mart LUV. They'll probably reward you for the usage.

Re: Walmart ClI

smallfry — Sun, 28 Sep 2008 11:54:29 GMT

Walmart CLI is simple and you don't have to use the card heavily. Like someone else already said you can hit the button on the website every 120 days. The increases are small but always soft. My card has gone from 400 to 1100 in 2 years. I have the store card strictly for the FICO mix and nothing else.