https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350354#M118201 <DIV>What CC offers the best rewards package in terms of % back in rewards? Also, do you get a higher % if you go for frequent flyer miles, etc...?</DIV><DIV>&nbsp;</DIV><DIV>I have 3% in 3 highest categories on my chase. But I have 5% back for gas on my Discover.&nbsp; These seem pretty good - but can I do better?</DIV> Sun, 28 Sep 2008 13:39:41 GMT Anonymous 2008-09-28T13:39:41Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350354#M118201 <DIV>What CC offers the best rewards package in terms of % back in rewards? Also, do you get a higher % if you go for frequent flyer miles, etc...?</DIV><DIV>&nbsp;</DIV><DIV>I have 3% in 3 highest categories on my chase. But I have 5% back for gas on my Discover.&nbsp; These seem pretty good - but can I do better?</DIV> Sun, 28 Sep 2008 13:39:41 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350354#M118201 Anonymous 2008-09-28T13:39:41Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350384#M118209 Penfed Cash Back card is one of the best all things considered. Sun, 28 Sep 2008 14:31:08 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350384#M118209 smallfry 2008-09-28T14:31:08Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350423#M118228 <DIV>What are the terms for Penfed?</DIV> Sun, 28 Sep 2008 15:33:42 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350423#M118228 Anonymous 2008-09-28T15:33:42Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350431#M118233 13.99% fixed APR 5% back on gas 2% back on groceries 1.25% back on everything else.<BR /><BR />Here is the real kicker they automatically credit you the bonus each month no waiting on reaching some minimum to cash out. Sun, 28 Sep 2008 15:59:36 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350431#M118233 Anonymous 2008-09-28T15:59:36Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350807#M118352 <DIV>thanks - is there a cap on penfed?</DIV> Mon, 29 Sep 2008 11:54:53 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350807#M118352 Anonymous 2008-09-29T11:54:53Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350875#M118373 <DIV>No caps. IME and IMHO Penfed is the best cashback card.</DIV> Mon, 29 Sep 2008 14:43:49 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350875#M118373 wmarat 2008-09-29T14:43:49Z https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350985#M118415 No cap, plus your rebate is credited on to your statement every month. You don't have to wait until you've accumulated some mystery figure or alternate full moons or request checks.<BR /><BR />Boom, it's there on your statement, reducing the amount owed. Pretty sweet! Mon, 29 Sep 2008 17:08:16 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Best-CC-rewards-program/m-p/350985#M118415 haulingthescoreup 2008-09-29T17:08:16Z