topic Re: BON TON CLI I Reporting to Bureaus? in Credit Cards

BON TON CLI I Reporting to Bureaus?

Anonymous — Fri, 14 Aug 2015 15:43:27 GMT

Just opened a BON TON Account and the auto lady gave incredible increase, wondering if others who experienced this, has the increase been reported to the bureaus yet? My thanks!

Re: BON TON CLI I Reporting to Bureaus?

takeshi74 — Fri, 14 Aug 2015 16:30:25 GMT

We can't tell you if it has reported. You'd need to pull your own reports to verify.

Re: BON TON CLI I Reporting to Bureaus?

Anonymous — Fri, 14 Aug 2015 18:06:48 GMT

Hi there, Congrats!! May I ask what the increase was??? I am thinking about doing this because I need to get my utilization way down. Right now it's at 60%, but I am concerned about hard pulls on my CR. I have opened two new accounts this month already ;/ Also, what report was pulled for this card again?? Thanks!!!

Re: BON TON CLI I Reporting to Bureaus?

Anonymous — Fri, 14 Aug 2015 18:45:39 GMT

@takeshi74 wrote:
We can't tell you if it has reported. You'd need to pull your own reports to verify.

You must have misunderstood my question. For anyone who has done the BON TON CLI, has it reported on your credit bureau report yet? I have my credit monitored through Experian and Equifax and I will eventually know, but it is weeks before that will happen. Merely asking others what was their experience.

Re: BON TON CLI I Reporting to Bureaus?

Anonymous — Fri, 14 Aug 2015 18:34:22 GMT

@Anonymous wrote:
Hi there, Congrats!! May I ask what the increase was??? I am thinking about doing this because I need to get my utilization way down. Right now it's at 60%, but I am concerned about hard pulls on my CR. I have opened two new accounts this month already ;/ Also, what report was pulled for this card again?? Thanks!!!

go make a cheap purchase and pay it off after its reported. our increases have reported after about 4-6 weeks

Re: BON TON CLI I Reporting to Bureaus?

Anonymous — Fri, 14 Aug 2015 18:43:35 GMT

Disregard my 1000 questions.. I read your other thread. But still wondering which bureau was pulled if you know yet. Thanks

Re: BON TON CLI I Reporting to Bureaus?

Anonymous — Fri, 14 Aug 2015 18:43:43 GMT

@Anonymous wrote:
Hi there, Congrats!! May I ask what the increase was??? I am thinking about doing this because I need to get my utilization way down. Right now it's at 60%, but I am concerned about hard pulls on my CR. I have opened two new accounts this month already ;/ Also, what report was pulled for this card again?? Thanks!!!

The increase went from 250.00 to 10,050.00. While it is no way that I will ever use that type of CL, it will help my utilization to under 10% right. now. It was a hard pull on Equifax. . Now I won't use the card much, the lower utilization will bump my credit score, allowing more opportunities for the credit cards I really seek. Also, inquiries has an overall weight of 10% of your total credit score. It made sense for me. Hope this helps!

Re: BON TON CLI I Reporting to Bureaus?

Anonymous — Fri, 14 Aug 2015 18:48:50 GMT

@Anonymous wrote:
@Anonymous wrote:
Hi there, Congrats!! May I ask what the increase was??? I am thinking about doing this because I need to get my utilization way down. Right now it's at 60%, but I am concerned about hard pulls on my CR. I have opened two new accounts this month already ;/ Also, what report was pulled for this card again?? Thanks!!!
go make a cheap purchase and pay it off after its reported. our increases have reported after about 4-6 weeks

Thank jfriend33! I haven't received the card yet and was told I have to wait until I get the card to purchase. But as soon as I get the card a small purchase will be made, lol! Thanks again for the info!

Re: BON TON CLI I Reporting to Bureaus?

Anonymous — Fri, 14 Aug 2015 18:49:08 GMT

nevermind....nevermind...... I went trigger happy and applied and was approved. )))) Looking to do the robot trick tomorrow! This site is so incredibly amazing. Thanks you all for taking the time to share info.

Re: BON TON CLI I Reporting to Bureaus?

Anonymous — Fri, 14 Aug 2015 18:56:35 GMT

Good for you!!!!!!! Yes wait till tomorrow, it appears it has to process. I was so eager,😂😂I tried right away and they were trying to pass me to a live person!!! First thing this morning, the magic happened, lol! Good luck tomorrow. Let me know how it goes for you.