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    <title>topic Re: PC on Cap1 in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4190704#M1188237</link>
    <description>Welcome and glad to hear you benefitted from this site! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
    <pubDate>Wed, 19 Aug 2015 16:46:43 GMT</pubDate>
    <dc:creator>OmarGB9</dc:creator>
    <dc:date>2015-08-19T16:46:43Z</dc:date>
    <item>
      <title>PC on Cap1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4190507#M1188187</link>
      <description>&lt;P&gt;First time posting on here, been reading alot of interesting posts on various cards and what to look for.&amp;nbsp; I just wanted to give a big thanks to all the knowledgeable people that post on here,&amp;nbsp; sharing the knowledge is something today's society is dearly lacking.&amp;nbsp;&amp;nbsp; I have had a Cap1 Platinum MC for about 4 years and never used it much,&amp;nbsp; never paid attention to PIF every month, did pay more that minumum but not that much.&amp;nbsp; Never received a auto CLI from them,&amp;nbsp; and didnt even know about asking for a CLI on the website till reading it on here.&amp;nbsp; I did that and it worked, now not to the tune that most are getting but for me it was progress.&amp;nbsp; Then I started reading about PC to a QS1 and tried that on the website and all it told me was no upgrades available for my account.&amp;nbsp; Did some more reading and heard about the chat feature and tried that this morning and bam,&amp;nbsp; immediate upgrade to the QS1.&amp;nbsp; Again,&amp;nbsp; keep up the good work.&amp;nbsp; Knowledge is power,&amp;nbsp; think I have heard that somewhere before!&lt;/P&gt;</description>
      <pubDate>Wed, 19 Aug 2015 16:32:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4190507#M1188187</guid>
      <dc:creator>manew57</dc:creator>
      <dc:date>2015-08-19T16:32:39Z</dc:date>
    </item>
    <item>
      <title>Re: PC on Cap1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4190704#M1188237</link>
      <description>Welcome and glad to hear you benefitted from this site! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Wed, 19 Aug 2015 16:46:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4190704#M1188237</guid>
      <dc:creator>OmarGB9</dc:creator>
      <dc:date>2015-08-19T16:46:43Z</dc:date>
    </item>
    <item>
      <title>Re: PC on Cap1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4190797#M1188271</link>
      <description>&lt;P&gt;It is amazing the information you can get from this site. Congrats on the change and enjoy uour cash back!&lt;/P&gt;</description>
      <pubDate>Wed, 19 Aug 2015 17:34:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4190797#M1188271</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-08-19T17:34:42Z</dc:date>
    </item>
    <item>
      <title>Re: PC on Cap1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4190957#M1188326</link>
      <description>Awesome, Congrats!</description>
      <pubDate>Wed, 19 Aug 2015 18:38:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4190957#M1188326</guid>
      <dc:creator>tbque</dc:creator>
      <dc:date>2015-08-19T18:38:49Z</dc:date>
    </item>
    <item>
      <title>Re: PC on Cap1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4191019#M1188339</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/576031"&gt;@manew57&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;First time posting on here, been reading alot of interesting posts on various cards and what to look for.&amp;nbsp; I just wanted to give a big thanks to all the knowledgeable people that post on here,&amp;nbsp; sharing the knowledge is something today's society is dearly lacking.&amp;nbsp;&amp;nbsp; I have had a Cap1 Platinum MC for about 4 years and never used it much,&amp;nbsp; never paid attention to PIF every month, did pay more that minumum but not that much.&amp;nbsp; Never received a auto CLI from them,&amp;nbsp; and didnt even know about asking for a CLI on the website till reading it on here.&amp;nbsp; I did that and it worked, now not to the tune that most are getting but for me it was progress.&amp;nbsp; Then I started reading about PC to a QS1 and tried that on the website and all it told me was no upgrades available for my account.&amp;nbsp; Did some more reading and heard about the chat feature and tried that this morning and bam,&amp;nbsp; immediate upgrade to the QS1.&amp;nbsp; Again,&amp;nbsp; keep up the good work.&amp;nbsp; Knowledge is power,&amp;nbsp; think I have heard that somewhere before!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;QS1? Why not the QS? You have the annual fee.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 19 Aug 2015 19:24:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4191019#M1188339</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-08-19T19:24:40Z</dc:date>
    </item>
    <item>
      <title>Re: PC on Cap1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4191171#M1188374</link>
      <description>&lt;P&gt;Again, not being that savvy,&amp;nbsp; I cant really tell you which one I got for sure.&amp;nbsp; The Platinum MC I now have is 0 AF and they told me my new qs1 will be 0 AF as well.&amp;nbsp; I went to their website and noticed the only difference between the two is the AF.&amp;nbsp; So I will just have to wait till the website updates with the new card logo or I get it in the mail to determine which one I got.&lt;/P&gt;</description>
      <pubDate>Wed, 19 Aug 2015 20:50:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4191171#M1188374</guid>
      <dc:creator>manew57</dc:creator>
      <dc:date>2015-08-19T20:50:27Z</dc:date>
    </item>
    <item>
      <title>Re: PC on Cap1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4191209#M1188384</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/576031"&gt;@manew57&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Again, not being that savvy,&amp;nbsp; I cant really tell you which one I got for sure.&amp;nbsp; The Platinum MC I now have is 0 AF and they told me my new qs1 will be 0 AF as well.&amp;nbsp; I went to their website and noticed the only difference between the two is the AF.&amp;nbsp; So I will just have to wait till the website updates with the new card logo or I get it in the mail to determine which one I got.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Hmm..maybe they will waive the fees for you?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Because the QS1 comes with AF as you saw on the website.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 19 Aug 2015 21:13:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-on-Cap1/m-p/4191209#M1188384</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-08-19T21:13:23Z</dc:date>
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