topic Re: Navy Federal - We're In!!!! in Credit Cards

Navy Federal - We're In!!!!

adamseve — Fri, 26 Sep 2008 18:22:04 GMT

Just joined NFCU today! I'm doing the happy dance.

Re: Navy Federal - We're In!!!!

Anonymous — Fri, 26 Sep 2008 18:24:09 GMT

Congrats! NFCU is great!

Re: Navy Federal - We're In!!!!

spiritcraft1 — Fri, 26 Sep 2008 18:40:09 GMT

great!!!! how?

Re: Navy Federal - We're In!!!!

adamseve — Fri, 26 Sep 2008 21:58:27 GMT

spiritcraft1 wrote:
great!!!! how?

I'd been waiting on my sister to join but she was taking her own sweet time. Lo and behold my brother is already a member!! So, he gave me his access number & viola...we're in like Flint!

Re: Navy Federal - We're In!!!!

Anonymous — Sat, 27 Sep 2008 00:42:29 GMT

Congratulations!

When I first got in I applied for every product they had! Minus a mortgage or equity loan...

Now when it comes time to pay for dinner it's hard to decide whether to rack up points on my AmEx TE, or show off my Navy Federal nRewards.

Re: Navy Federal - We're In!!!!

Anonymous — Sun, 28 Sep 2008 00:03:27 GMT

How do they verify your relationship with family. I'm just wondering so I can see if I qualify.

Re: Navy Federal - We're In!!!!

NikJ4 — Sun, 28 Sep 2008 02:08:40 GMT

do u have to get the checking acct or can u get just the savings to be able to apply for products with them?

Re: Navy Federal - We're In!!!!

Anonymous — Sun, 28 Sep 2008 02:12:13 GMT

@NikJ4 wrote:
do u have to get the checking acct or can u get just the savings to be able to apply for products with them?

Just a share savings with a $5.00 deposit and you're a member.

Re: Navy Federal - We're In!!!!

Anonymous — Sun, 28 Sep 2008 02:26:50 GMT

So once we get a joint savings, i can apply for my own account and then for any of their products? Does anyone know how long this process can take. I haven't been able to get any private student loans, so I'm hoping NFCU can help.

Re: Navy Federal - We're In!!!!

adamseve — Sun, 28 Sep 2008 23:54:10 GMT

NikJ4 wrote:
do u have to get the checking acct or can u get just the savings to be able to apply for products with them?

I got the checking & savings with them. Working on re-fi of auto so I'm not going to get anything else until this is approved.

Hope this helps.

Re: Navy Federal - We're In!!!!

adamseve — Sun, 28 Sep 2008 23:56:05 GMT

kiyahsmom wrote:
How do they verify your relationship with family. I'm just wondering so I can see if I qualify.

I honestly don't know. I was expecting questions regarding birthdate, address, or something but they never asked. It kinda freaked me out but I guess they know what they're doing.

Re: Navy Federal - We're In!!!!

jaxstraw — Mon, 29 Sep 2008 00:57:57 GMT

It's pretty much assumed that if you have the access number and name of your sponsor you're legit.

Security does do checks every now and then but it is very much an honor system.

It's also how you sponsor. 'Same household' must have same address or it's a red flag. Sisters and mothers can have different last names than sponsor, etc,etc. If security does check these could be the type of red flags that could set it off.

If you are in NFCU then you would have to be an idiot to jeopardize your membership by not adhering to their policies. It's not worth the risk.

Jax

Message Edited by jaxstraw on 09-28-2008 05:57 PM

Re: Navy Federal - We're In!!!!

adamseve — Tue, 30 Sep 2008 22:24:54 GMT

jaxstraw wrote:
It's pretty much assumed that if you have the access number and name of your sponsor you're legit.

Security does do checks every now and then but it is very much an honor system.

It's also how you sponsor. 'Same household' must have same address or it's a red flag. Sisters and mothers can have different last names than sponsor, etc,etc. If security does check these could be the type of red flags that could set it off.

If you are in NFCU then you would have to be an idiot to jeopardize your membership by not adhering to their policies. It's not worth the risk.

Jax

Message Edited by jaxstraw on 09-28-2008 05:57 PM

Exactly! Well said.

Re: Navy Federal - We're In!!!!

NikJ4 — Wed, 22 Oct 2008 04:53:44 GMT

I am in.....actually both me and hubby are in. He has better credit so we are going to try and see if we can consoldate debt based on his credt. Does anyone know what the min score they look at?