topic Re: VS on Lexus FSB card? $2.9k limit? in Credit Cards

VS on Lexus FSB card? $2.9k limit?

Anonymous — Sat, 22 Aug 2015 18:21:06 GMT

Just remembered, I SD's a lexus card that I was AU on. How come it has Visa Sig on it even with that low CL?

Re: VS on Lexus FSB card? $2.9k limit?

CreditCuriosity — Sat, 22 Aug 2015 18:36:15 GMT

@Anonymous wrote:
Just remembered, I SD's a lexus card that I was AU on. How come it has Visa Sig on it even with that low CL?

VS doesn't have to have a 5k CL, use to be the case but not the case anymore.

Re: VS on Lexus FSB card? $2.9k limit?

Anonymous — Sat, 22 Aug 2015 18:37:03 GMT

@CreditCuriousity wrote:
@Anonymous wrote:
Just remembered, I SD's a lexus card that I was AU on. How come it has Visa Sig on it even with that low CL?
VS doesn't have to have a 5k CL, use to be the case but not the case anymore.

Mind you, this was back in 2005. (when the account was opened)

Re: VS on Lexus FSB card? $2.9k limit?

CreditCuriosity — Sat, 22 Aug 2015 18:41:08 GMT

@Anonymous wrote:
@CreditCuriousity wrote:
@Anonymous wrote:
Just remembered, I SD's a lexus card that I was AU on. How come it has Visa Sig on it even with that low CL?
VS doesn't have to have a 5k CL, use to be the case but not the case anymore.
Mind you, this was back in 2005. (when the account was opened)

Was there ever a CLD(Credit line decrease) on the account?

Re: VS on Lexus FSB card? $2.9k limit?

Anonymous — Sat, 22 Aug 2015 18:42:01 GMT

@CreditCuriousity wrote:
@Anonymous wrote:
@CreditCuriousity wrote:
@Anonymous wrote:
Just remembered, I SD's a lexus card that I was AU on. How come it has Visa Sig on it even with that low CL?
VS doesn't have to have a 5k CL, use to be the case but not the case anymore.
Mind you, this was back in 2005. (when the account was opened)
Was there ever a CLD(Credit line decrease) on the account?

Never. Stayed at 2.9k the whole time.

Re: VS on Lexus FSB card? $2.9k limit?

Sharingan — Sat, 22 Aug 2015 18:44:08 GMT

Several years ago, I had a Capital One Playstation card that had "Visa Signature" printed on the card itself, but it definitely wasn't one. It had none of the benefits and couldn't participate in the Fandango promotions. It was a Platinum Visa that was mistakenly printed on a physical Visa Signature card. The CL was $3000.

I suppose it's possible this Lexus card is a VS, but the only way to know is to ask LFSB or to try and utilize the benefits. The Fandango promotion would tell you fairly easily if it is a VS or not.

Re: VS on Lexus FSB card? $2.9k limit?

Anonymous — Sat, 22 Aug 2015 18:46:48 GMT

Got to this page. Looks like it is a VS?

Re: VS on Lexus FSB card? $2.9k limit?

CreditCuriosity — Sat, 22 Aug 2015 18:48:06 GMT

Also within the next month give or take Lexus and Toyota CC's are being taken over by Comenity Bank so you and the primary card holder should be getting a new card. It might not be a VS on the new card?

Re: VS on Lexus FSB card? $2.9k limit?

Sharingan — Sat, 22 Aug 2015 18:50:04 GMT

That certainly looks conclusive to me!

Re: VS on Lexus FSB card? $2.9k limit?

Anonymous — Sat, 22 Aug 2015 18:51:05 GMT

@CreditCuriousity wrote:
Also within the next month give or take Lexus and Toyota CC's are being taken over by Comenity Bank so you and the primary card holder should be getting a new card. It might not be a VS on the new card?

Really now...? Thanks for that info!

Re: VS on Lexus FSB card? $2.9k limit?

kdm31091 — Sat, 22 Aug 2015 19:14:26 GMT

Well then perhaps you do have a VS and dont need to be concerned with hassling to upgrade your cap one

Re: VS on Lexus FSB card? $2.9k limit?

Anonymous — Sat, 22 Aug 2015 19:28:38 GMT

@kdm31091 wrote:
Well then perhaps you do have a VS and dont need to be concerned with hassling to upgrade your cap one

Haha no.....

The card is on freeze now since the primary cardholder passed away. That's why I was kind of excited hearing that Comenity would be taking over, maybe they won't know? lol

The thing is, is that I still have $500 worth of Lexus points on there!!! I wonder if I can get them off, but I'm scared to try.

Re: VS on Lexus FSB card? $2.9k limit?

CreditCuriosity — Sat, 22 Aug 2015 20:29:02 GMT

@Anonymous wrote:
@kdm31091 wrote:
Well then perhaps you do have a VS and dont need to be concerned with hassling to upgrade your cap one
Haha no.....

The card is on freeze now since the primary cardholder passed away. That's why I was kind of excited hearing that Comenity would be taking over, maybe they won't know? lol

The thing is, is that I still have $500 worth of Lexus points on there!!! I wonder if I can get them off, but I'm scared to try.

Prety sure they will know and probably close the account if the primary card holder has moved along to a better place. w/regards to those 500$ of lexus points I have no clue

Re: VS on Lexus FSB card? $2.9k limit?

kdm31091 — Sat, 22 Aug 2015 20:25:24 GMT

Pretty sure theyll close the account when it changes lenders

Re: VS on Lexus FSB card? $2.9k limit?

Anonymous — Sun, 23 Aug 2015 07:43:07 GMT

Well crap.

I didn't want to call to redeem the points because I thought they would close the account.

So, should I just call? lol.